Net Net

Net Net

By Lizzy Marie, Lissa LumutengaBusiness
Download on the App Store

Net Net episodes

  • Are rec leagues worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they can also pose the risk of potential injury. Whether you're a weekend warrior or considering joining your first league, this episode is for you.

     

    Main Topics

    00:00 Introduction

    01:12 Running The Numbers Segment

    02:48 What is a Recreational Sports League?

    04:35 Financial Costs of Playing

    06:41 The Risk of Injury

    15:04 Emotional and Mental Costs

    26:39 The Highs and Lows

    30:39 Balancing Time and Commitment

    35:35 Sharing Our Memorable Moments

    42:25 Aging Athletes

    44:48 20 Cents Segment

     

    References for Statistics

    https://sfia.org/resources/sfias-topline-participation-report-shows-strong-positive-trends-across-multiple-sports-and-fitness-categories-2/

    https://www.sportsbusinessjournal.com/Articles/2024/06/03/sports-participation

    https://civicscience.com/americans-embrace-recreational-sports-leagues-to-improve-health-and-social-connections-post-pandemic/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    50 min
  • Are new cars worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others still prefer that new car smell. What do you think, are new cars worth it?

     

    Main Topics

    00:00 Introduction

    01:28 Running The Numbers Segment

    03:30 Our Car Purchases

    09:26 Leasing vs. Buying

    16:10 The Emotional and Practical Aspects of Car Ownership

    19:32 Cultural and Social Implications

    22:53 The Trade-Offs of Car Payments

    25:46 Social Perceptions

    30:10 New vs. Used Cars

    34:05 The Alternatives to Owning a Car

    38:04 20 Cents Segment

     

    References for Statistics

    https://www.kbb.com/car-news/average-new-car-price-down-year-over-year-for-third-straight-month/

    https://www.progressive.com/answers/what-is-car-depreciation/

    https://www.bankrate.com/loans/auto-loans/average-monthly-car-payment/?tpt=a

    https://www.marketwatch.com/guides/insurance-services/new-vs-used-car-insurance-comparison/

    https://www.cnbc.com/select/how-much-does-car-insurance-increase-after-accident/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    42 min
  • Are New Year's resolutions worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort?

     

    Main Topics

    00:00 Introduction

    01:19 Running The Numbers Segment

    05:24 The Psychology Behind Resolutions

    08:40 Social Pressures

    11:50 Goal Setting and Reflection

    15:31 Balancing Goals vs Realistic Expectations

    26:44 Sacrifices for Change

    28:23 Specific and Achievable Resolutions

    42:09 Adapting to Life's Circumstances

    45:35 20 Cents Segment

     

    References for Statistics

    https://www.pewresearch.org/short-reads/2024/01/29/new-years-resolutions-who-makes-them-and-why/

    https://www.forbes.com/health/mind/new-years-resolutions-statistics/

     

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    49 min
  • Is food delivery worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending. What do you think – are they worth it?

     

    Main Topics

    00:00 Introduction and Personal Experiences with Food Delivery

    01:11 Running The Numbers Segment

    03:43 Cost Breakdown of Food Delivery

    17:08 Our Preferred Apps

    21:51 Financial Costs and Inconveniences

    30:05 Impact of the Pandemic on Food Delivery

    30:46 Ghost Kitchens

    34:31 Budgeting for Food Delivery

    40:24 20 Cents Segment

     

    References for Statistics

    https://www.businessofapps.com/data/food-delivery-app-market/

    https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10163566/

    https://secondmeasure.com/datapoints/food-delivery-services-grubhub-uber-eats-doordash-postmates/

    https://pos.toasttab.com/blog/on-the-line/food-delivery-trends

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    45 min
  • Is celebrating holidays worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how you can celebrate meaningfully without breaking the bank or losing sight of what really matters during the holiday season!

     

    Main Topics

    00:00 Introduction

    00:59 Running the Numbers Segment

    06:28 Personal Experiences

    18:50 The Costs of Holidays

    22:18 Managing Family Expectations

    26:42 Stresses of the Holidays

    31:06 Handmade Gifts

    32:49 The Commercialization of Christmas

    39:10 Decorations and Traditions

    41:14 Our Favorite Holiday Traditions

    44:03 20 Cents Segment

     

    References for Statistics

    https://finmasters.com/holiday-spending-statistics/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    49 min
  • Is working remotely worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more.

     

    Main Topics

    00:00 Introduction

    01:06 Running the Numbers Segment

    03:14 Personal Experiences with Remote Work

    13:46 Challenges and Downsides

    19:01 Technological and Ergonomic Considerations

    23:39 Social and Professional Costs

    26:56 Work Life Balance

    29:58 Hybrid Work Models

    32:35 Work Culture and Team Building

    36:41 Geographic Flexibility

    46:21 20 Cents Segment

     

    References for Statistics

    https://www.uscareerinstitute.edu/blog/50-eye-opening-remote-work-statistics-for-2024

    https://data.yelp.com/remote-work-report-2024

    https://www.bls.gov/opub/ted/2023/37-9-percent-of-advanced-degree-holders-teleworked-in-october-2023.htm

    https://www.forbes.com/advisor/business/remote-work-statistics/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    52 min
  • Are budget airlines worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you.

     

    Main Topics

    00:00 Introduction

    01:21 Running The Numbers Segment

    03:26 What is a Budget Airline?

    08:00 The Hidden Costs of Budget Airlines

    10:44 Perception vs Reality

    15:49 Rookie Mistake

    22:26 Comfort Over Convenience

    23:56 Loyalty and Frequent Flyer Miles

    30:13 Hidden Fees on Budget Airlines

    32:03 Short-Haul Flights

    37:28 20 Cents Segment

     

    References for Statistics

    https://www.captechu.edu/blog/impact-of-global-low-cost-airlines-on-the-aviation-industry

    https://www.investopedia.com/articles/investing/022916/economic-analysis-lowcost-airline-industry-luvdal.asp

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    42 min
  • Are sports fanships worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a fan can add up in unexpected ways.

     

    Main Topics

    00:00 Are Sports Fanships Worth It?

    01:17 Running the Numbers Segment

    03:06 The Financial Costs

    08:18 Emotional Costs of Sports Fandom

    11:27 Fan Origin Stories

    18:44 Family Dynamics

    19:37 The Emotional Rollercoaster of Being a Fan

    20:56 Balancing Sports with Life

    22:14 Social Costs

    27:05 Superstitions and Rituals

    30:07 Women in Sports Fandom

    37:58 20 Cents Segment

     

    References for Statistics

    https://www.rollingstone.com/culture-council/articles/data-deconstructed-1235066283/

    https://www.ipsos.com/en-us/sports-key-insights-fandom-betting-media-and-more

    https://www.statista.com/statistics/370560/worldwide-sports-market-revenue/

    https://nypost.com/2024/08/07/sports/raging-sports-fans-watch-this-many-games-a-year/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    42 min
  • Are side hustles worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health.

     

    Main Topics

    00:00 Introduction

    01:19 Running The Numbers Segment

    02:26 What Exactly Is a Side Hustle?

    07:30 Motivations Outside of Money

    12:51 The Costs of Side Hustles

    20:41 Legal and Tax Implications

    24:24 Navigating Financial Planning and Tax Strategies

    25:40 Leveraging Your Skills

    28:06 Balancing Time, Energy, and Resources

    29:20 Side Hustles vs. Side Projects

    35:26 When To Stop Hustling

    39:53 20 Cents Segment

     

    References for Statistics

    https://www.marketwatch.com/guides/banking/side-hustles/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    45 min
  • Are fitness trackers worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers.

     

    Main Topics

    00:00 Step Count Check-In

    01:34 Running The Numbers Segment

    03:28 How Much Fitness Trackers Cost

    07:36 The Obsession with 10,000 Steps

    15:46 Privacy Concerns With Data

    25:24 The Benefits of Sleep Tracking

    29:20 The Durability of Fitness Trackers

    32:00 Balancing Health and Dependence on Technology

    39:23 The Future of Wearable Technology

    41:06 20 Cents Segment

     

    References for Statistics

    https://www.statista.com/outlook/hmo/digital-health/digital-fitness-well-being/fitness-trackers/worldwide

    https://www.precedenceresearch.com/fitness-tracker-market

    https://www.huffpost.com/entry/steps-per-day-moderate-activity_l_662a9899e4b09d8df9d5d8e3

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    45 min

About Net Net

From the publisher's feed

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to…