Net Net

Net Net

By Lizzy Marie, Lissa LumutengaBusiness
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Net Net episodes

  • Is entrepreneurship worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.

    Main Topics

    00:00 A Philosophical Question

    01:34 Running the Numbers Segment

    03:37 What Exactly Is Entrepreneurship?

    08:42 Our Personal Entrepreneurial Journeys

    15:35 Ideas That Didn’t Make It   

    23:25 Bootstrapping and Initial Investments

    25:01 Challenges of Entrepreneurship

    30:38 Working Less Than 40 Hours A Week

    42:33 The Two Main Benefits of Entrepreneurship

    44:54 20 Cents Segment

     

    References for Statistics

    https://www.privatebanking.hsbc.com/global-entrepreneurial-wealth-report/the-unorganised-state-of-ultra-high-net-worth-wealth/

    https://www.uschamber.com/economy/state-of-american-business-data-center-2024

    https://gusto.com/company-news/new-business-formation-report-2024

    https://www.shopify.com/blog/percentage-of-businesses-that-fail

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    50 min
  • Is the FIRE movement worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.

    Main Topics

    00:00 Introduction to the FIRE Movement

    01:30 Running The Numbers Segment

    06:40 The Evolution of Retirement

    15:09 Key Elements of the FIRE Strategy

    19:11 Personal Perspectives on FIRE

    22:40 Balancing Saving and Living Life

    23:43 The Cost of Extreme Saving

    25:49 Personal Financial Priorities

    28:27 Rethinking Retirement

    37:04 20 Cents Segment

     

    References for Statistics

    https://www.empower.com/the-currency/money/research-financial-independence

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    42 min
  • Is gambling worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.

    If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.

    Main Topics

    00:00 Introduction to Gambling Statistics

    01:39 Running The Numbers Segment

    04:23 Cultural and Emotional Aspects of Gambling

    12:11 Social Costs and Personal Reflections

    19:38 The Social Side of Gaming

    20:53 Stigma and Financial Literacy

    22:21 Gambling vs. Investing

    27:20 How Gambling is Perceived

    35:46 20 Cents Segment

    Resources

    National Problem Gambling Helpline: 1-800-GAMBLER

    https://www.ncpgambling.org/help-treatment/

    https://smartrecovery.org/gambling-addiction

    https://www.helpguide.org/articles/addictions/gambling-addiction-and-problem-gambling.htm

    References for Statistics

    https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/

    https://en.wikipedia.org/wiki/Gambling_in_the_United_States#:~:text=If%20state%2Drun%20lotteries%20are,gambling%20in%20the%20state%20constitution

    https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/

    https://www.debt.org/advice/gambling/

    https://www.americangaming.org/state-of-play/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    40 min
  • Are roommates worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.

    Main Topics

    00:00 Introduction: Are Roommates Worth It?

    01:08 Running The Numbers Segment

    02:20 Pros and Cons of Living with Roommates

    10:10 Roommate Stories

    22:27 The House Mother Dilemma

    24:42 Craigslist Roommate Stories

    28:14 Financial and Social Costs of Roommates

    41:27 20 Cents Segment

     

    References for Statistics

    https://smartasset.com/data-studies/roommate-savings-2024

    https://www.rent.com/research/roommates-pandemic-survey/

    https://www.apartmentguide.com/blog/roommate-experiences-explored/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    46 min
  • Are beauty services worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of beauty services. They talk about beauty standards, biases, confidence, and more. Are beauty services worth it?

    Main Topics

    00:00 Introduction: Beauty Services Debate

    01:53 Running The Numbers Segment

    03:30 Societal Pressures, Beauty Standards, and Personal Choices

    08:02 Attitudes Towards Different Beauty Services

    19:05 Spending With Intention on Services

    23:48 Health Risks and Trade-offs

    27:41 Men and Beauty Standards

    34:40 20 Cents Segment

     

    References for Statistics

    https://www.groupon.com/merchant/trends-insights/market-research/true-cost-beauty-americans-spend-most-survey

    https://www.alliedmarketresearch.com/press-release/men-personal-care-market.html

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    39 min
  • Is alternative medicine worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of alternative medicine. They discuss holistic approaches to medicine, the limitations of medical insurance, and more. Plus, they share their experiences with acupuncture, herbs, energy healing, and more. What do you think, is alternative medicine worth it?

    Main Topics

    00:00 What is Alternative Medicine?

    01:50 Running The Numbers Segment

    04:07 Western vs. Alternative Medicine

    13:56 Personal Experiences and Challenges with Alternative Medicine

    23:52 Exploring the Impact of Holistic Health

    27:37 Costs and Risks of Investing in Alternative Medicine

    30:45 Balancing Traditional and Alternative Medicine

    40:36 20 Cents Segment

     

    References for Statistics

    https://www.statista.com/chart/29189/alternative-healing-methods/

    https://www.maximizemarketresearch.com/market-report/global-complementary-and-alternative-medicine-market/74005/

    https://www.cancertherapyadvisor.com/news/survey-most-cancer-patients-use-complementary-or-alternative-medicine/

    https://www.statista.com/statistics/1341758/us-adults-who-used-select-alternative-medicine-treatments/

    https://www.cdc.gov/nchs/data/databriefs/db325-h.pdf

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    45 min
  • Are weddings worth it?

    In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of weddings. Beyond the costs of venues and vendors, they also talk about the social, mental, and emotional costs associated with weddings. What do you think, are weddings worth it?

    Main Topics

    00:00 Introduction and Wedding Costs Overview

    01:20 Running The Numbers Segment

    02:22 Why Do People Even Care About Weddings

    06:42 Personal Wedding Experiences

    12:48 The Emotional Costs of Wedding Planning

    18:53 Family Politics

    25:01 Balancing Wedding Costs and Emotional Stress

    28:35 Reflections on Marriage and Divorce

    32:13 The Time Spent on Wedding Planning

    41:40 20 Cents Segment

     

    References for Statistics

    https://www.theknot.com/content/wedding-data-insights/real-weddings-study

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    46 min
  • Are long distance relationships worth it?

    In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of long distance relationships. They talk about the logistics, the mental and emotional complexities, and more. Would you do a long distance relationship? Is it worth it?

    Main Topics

    00:00 Introduction and Personal Stories

    01:20 Runnin’ The Numbers Segment

    03:05 Financial and Emotional Costs

    08:35 Transitioning and Personal Experiences

    21:30 The Emotional Cost of Long-Distance Relationships

    22:34 Story Time: Love and Legalities

    26:31 Navigating the Challenges of LDRs

    38:48 20 Cents Segment

     

    References for Statistics

    https://www.betterhelp.com/advice/relations/the-pros-and-cons-of-being-in-a-long-distance-relationship/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    43 min
  • Is therapy worth it?

    In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of therapy. They talk about mental health, the costs of therapy, the ongoing stigma around getting professional help, and more. Is therapy worth it? Let’s talk about it.

    Main Topics

    00:00 Introduction: The Prevalence of Mental Illness

    01:14 Runnin' The Numbers Segment

    02:50 Understanding Therapy: Types and Benefits

    06:58 Personal Experiences and the Value of Therapy

    21:13 The Journey of Self-Reflection

    21:51 Therapy and Grieving: A Personal Story

    24:00 Understanding the Roots of Gift Giving

    29:38 The Financial Costs and Benefits of Therapy

    38:38 20 Cents Segment

     

    References for Statistics

    https://www.nami.org/about-mental-illness/mental-health-by-the-numbers/

    https://mcusercontent.com/542e4264f848f30472aaca298/files/692e5339-9291-2ff4-8cef-bb73182f5121/Heard_2023_Financial_State_of_Private_Practice_Report.pdf

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    43 min
  • Is homebuying worth it?

    In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of homebuying. On one hand, it is a major wealth building tool. On the other hand, there’s a high barrier to entry… and many costs beyond maintenance! Is homebuying worth it? Let’s talk about it.

     

    Main Topics

    00:00 The Homeownership Dilemma

    01:10 Runnin’ The Numbers Segment

    02:46 The Philosophy of Ownership

    04:55 Personal Homeownership Journeys

    17:33 Reflecting on the First Property Experience

    18:10 The Realities of Short-Term Rentals

    20:37 Emotional and Financial Costs of Homeownership

    33:26 20 Cents Segment

     

    References for Statistics

    https://www.nar.realtor/blogs/economists-outlook/millennials-still-underperforming-amid-gains-in-homeownership-rate

    https://fred.stlouisfed.org/series/MSPUS

    https://fred.stlouisfed.org/series/MEDLISPRI6037

    https://www.ally.com/stories/home/cost-of-owning-a-home/

     

    Drop us a line

    DM us on Instagram: @netnetpodcast or email us at [email protected]

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    38 min

About Net Net

From the publisher's feed

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to…