Bank of America Royal Caribbean Credit Card Review (70,000 Points) | Apply or Skip?

Justin Vacula and returning co-host Darren discuss the new Bank of America Royal Caribbean Royal ONE Plus Visa Signature credit card.

In this episode of the Hurdy Gurdy Travel Podcast, they review the card’s 70,000-point welcome bonus after $3,000 in spending within 90 days, worth about $700 in Royal Caribbean rewards that can be used for onboard credit, cruise fare discounts, drink packages, excursions, and more.

Justin and Darren discuss the card’s main features, including 4x points on Royal Caribbean, Celebrity Cruises, and Silversea purchases, the $99 annual fee, TSA PreCheck or Global Entry credit, priority boarding, and the $200 annual cruise discount after $20,000 in spend.

The conversation also compares this new Royal Caribbean card with other Bank of America credit cards, including Alaska, Premium Rewards, and cash-back business cards, as well as broader travel card competitors such as the Chase Sapphire Reserve and Capital One Venture X.

Timestamps:

00:00 Podcast intro theme

00:32 Welcome and episode setup

01:40 Royal Caribbean card bonus basics

04:20 Earning rates and card comparisons

08:50 Annual fee and card perks

10:26 Downgrade options and potential pitfalls

11:20 Bank of America alternatives including Alaska and Atmos

14:48 Break and announcements

18:32 Premium Rewards and cash-back alternatives

26:52 Who should apply and who should skip

28:20 Upcoming travel plans

32:26 Wrap-up and outro

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