Community banks are facing a technology tipping point. In this NEXT Forum panel, leaders on the front lines of digital transformation break down what’s real, what’s hype, and where banks must invest now to stay competitive.Technology Phanatics: Innovation in Banking features:• Moderator — Keith Daly, Principal, Banking & Fintech Search at Travillian• Ryan Hildebrand, EVP & Chief Innovation Officer, Bankwell• Jeremy R. Mandell, Co-Chair, Financial Services Group, Morrison Foerster• Nathaniel Harley, Chief Revenue Officer, Alkami Technology & Founder/President, MANTLThey dig into:• AI that actually improves efficiency (not just hype)• Real-time fraud detection as fraud losses hit $10B+ annually• Emerging payment rails and tech stacks driving faster onboarding• How niche segmentation and digital account opening unlock new deposits• The ROI community banks need to prove to boards and regulators• Why culture and talent will determine who wins the next wave of innovationWhether you’re a CEO, CIO, CFO, or director, this conversation will help you make smarter technology bets and avoid getting left behind as customer expectations accelerate.