Key moments for house buying, such as April's stamp duty change, are often preceded by mortgage lenders cutting rates in a battle for business. But not this year, according to the guests on this episode of the FT Adviser In Focus podcast.

Ben Perks, managing director of Orchard Financial Advisers, Justin Moy, managing director of EHF Mortgages, and Kelsey Phillips, head of specialist lending at Arose Finance, discuss the year ahead for property.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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