Segment 1: Steven Esposito, President of Yellowstone Wealth Management in Lake Forest, joins John to talk about why the market is pulling back a bit today, how uncertainty is impacting the economy, if he expect the Fed will cut rates again before the end of the year, the government shutdown slowing down the economy, the SCOTUS hearing on President Trump’s ability to impose tariffs, and why it might be likely to get a Santa Claus rally in December.

Segment 2: Aki Ito, Chief Correspondent at Business Insider, joins John Williams to talk about the one thing that white collar employees want more than money: Loyalty.

Segment 3: Scott Friedland, shopkeeper at Timeless Toys in Lincoln Square, tells John about how tariffs have been impacting his business, how some of his oversees partners have absorbed some of the tariff costs, how their business was able to get ahead of some of the tariff impact by being proactive, how the year has gone for him so far in 2025, and what he expects for the upcoming holiday season.