Mile High FI Podcast

Optimizing the Last Year of Work Before Retirement - Rusty (Part 1) | MHFI 316


Listen Later

Doug chats with Rusty about how to optimize the final year before (early) retirement, emphasizing the critical distinction between “one more year syndrome” vs. a calculated final year and how working a little longer can lower withdrawal rates & reduce sequence-of-returns worry.  They compare quitting to being fired or laid off and highlight some potential benefits such as severance, possible unemployment, and employer healthcare continuation.  Rusty also shares some personal negotiation tactics when leaving a job.

Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/

Curious to know exactly what products Doug uses?  Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you!

  • Guitar Accessories
  • Hiking & Outdoor
  • Essentials for Sleep
  • Want to order MHFI stickers/temporary tattoos or create your own custom stickers?  Of course you do!  We ALL do!  Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington

    Links

    • Email Rusty: [email protected]
    • EconoMe Conference
    • Sarah Jaffe, “Work Won’t Love You Back”
      • Kindle
      • Hardcover
      • Paperback
      • Audiobook
      • “Harlan County, U.S.A.” Movie
      • Rusty on MHFI episode 304
      • MHFI Facebook group
      • Doug’s site
      • Check out Producer Chris’s blog: Epic Financial Journey
      • Join the Mile High FI Club – It’s the email list!

        Get MHFi Merch – It helps support the show. Get t-shirts & more

        **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

        Brought To You By:

        The Doug Show, aka Affiliate Marketing & Side Hustles

        Email the show: [email protected]

        0:00 Introduction

        2:37 Working one more year

        9:19 Stock market risk & flexibility

        15:13 Quiet Quitting playbook

        23:28 Quitting vs. getting fired or laid off

        30:41 Real-world cautionary tales

        35:38 Tips for quitting & identity issues

        43:02 New baby update!

        51:51 Tales of a jacked math major

        59:52 Soundcheck – Food

        ...more
        View all episodesView all episodes
        Download on the App Store

        Mile High FI PodcastBy Doug Cunnington & Carl Jensen

        • 4.3
        • 4.3
        • 4.3
        • 4.3
        • 4.3

        4.3

        190 ratings


        More shows like Mile High FI Podcast

        View all
        Afford Anything | Make Smart Money Choices by Paula Pant, Personal Finance Expert | Cumulus Podcast Network

        Afford Anything | Make Smart Money Choices

        3,565 Listeners

        Money Guy Show by Brian Preston and Bo Hanson

        Money Guy Show

        3,242 Listeners

        The Stacking Benjamins Show by Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

        The Stacking Benjamins Show

        2,000 Listeners

        Your Money, Your Wealth by Your Money, Your Wealth

        Your Money, Your Wealth

        816 Listeners

        Marriage Kids and Money: Personal Finance for Families by Andy Hill

        Marriage Kids and Money: Personal Finance for Families

        602 Listeners

        ChooseFI | Financial Independence Podcast by ChooseFI

        ChooseFI | Financial Independence Podcast

        5,156 Listeners

        Millionaires Unveiled by Jace Mattinson, CPA

        Millionaires Unveiled

        894 Listeners

        BiggerPockets Money Podcast by BiggerPockets

        BiggerPockets Money Podcast

        3,081 Listeners

        Earn & Invest by Jordan Grumet (Doc G)

        Earn & Invest

        451 Listeners

        Risk Parity Radio by Frank Vasquez

        Risk Parity Radio

        281 Listeners

        Personal Finance for Long-Term Investors by Jesse Cramer

        Personal Finance for Long-Term Investors

        158 Listeners

        Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

        Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

        597 Listeners

        All the Hacks: Money, Points & Life by Chris Hutchins

        All the Hacks: Money, Points & Life

        1,615 Listeners

        Two Sides of FI by Jason and Eric

        Two Sides of FI

        440 Listeners

        Catching Up to FI by Bill Yount & Jackie Cummings Koski

        Catching Up to FI

        357 Listeners