Retire Today

Outsource Your Interest Rate Management (Part 1) – with John Major | Podcast


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#38 – If you have a huge amount of excess cash sitting in your bank account but don’t have enough time for interest rate planning – outsource it.

Otherwise, it’ll keep losing value due to inflation!

In part one of our two-part series on interest rates, Jeremy Keil talks with John Major, vice president of The American Deposit Management Company (ADM). John provides a helpful introduction to the world of deposit management and shares tips to help you boost your current interest rates without having to compromise liquidity.

You will learn:

  • Potential opportunities in our current interest rate environment 
  • The extent to which your bank money is protected under the FDIC insurance
  • How ADM leverages its massive network of banks to get the best interest rates
  • Negotiation strategies to help you receive better interest rates at any bank
  • And more!
  • Learn how to effectively manage your excess cash and maximize your interest rate returns by tuning in today!

    Resources:

    • Keil Financial Partners
    • John Major on LinkedIn
    • The American Deposit Management Company
    • MaxMyInterest
    • Bankrate
    • 3 Keys You Should Know Before Choosing a Financial Advisor 
    • 6 Questions Retirees Aren’t Asking But Should Be 
    • Subscribe
    •  The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

      Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

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      Disclosures

      Videos/Podcasts/Blogs (media) published prior to June 30, 2025, were recorded and approved while the advisor was affiliated with Thrivent Advisor Network. These media reflect the advisor’s views and interpretations at that time. The information and disclosures contained in those media were believed to be accurate and complete as of the date of recording, but may not reflect current market conditions or Alongside, LLC, policies.

      All content is provided for educational purposes only and does not constitute personalized investment advice. Read below for current disclosures and potential conflicts of interest.

      This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy.

      The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past Performance is no guarantee of future results.

      Legal & Tax Disclosure

      Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations.

      Advisor Disclosures

      Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC.

      Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A.

      The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only.

      For important disclosures visit: https://keilfp.com/disclosures/

      ===

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