Payback Time

Payback Time

By Sean TepperBusiness
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Payback Time episodes

  • S3E39 - Zaheer Anwari - Earning 30% per year with TA

    My next guest was a software engineer that originally tried day trading, then moved on to value investing, and then eventually moved on to trend following by using TA (technical analysis). In this episode, we talk about his company, his strategy, and even dive into 3 stocks that have generated impressive returns over the last 5 years. Please welcome Zaheer Anwari.

    Key Timecodes

    • (00:42) - Show intro and background history
    • (01:37) - Deeper into his background history and business model
    • (03:38) - His transition from day trading to value investing
    • (07:32) - Deeper into his investing strategies
    • (13:48) - Understanding his courses business model
    • (17:56) - How he charge for that educational models
    • (18:21) - A bit about his numbers
    • (18:53) - Deeper into his business model and strategies
    • (23:50) - How the company is structured
    • (25:22) - In what companies are his investments focused
    • (26:46) - What type of certifications does his company have
    • (27:34) - Deeper into his returns and some stocks he holds
    • (40:04) - What is the worst advice he ever received
    • (41:26) - What is the best advice he ever received
    • (43:33) - Guest contacts

    • Payback Time Podcast

      A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

      46 min
    • S3E38 - Stephen Courson - Achieved FIRE at age 34 with a service business

      My next guest has over 10 years of experience working in sales for large corporations including Gartner and Salesforce. In parallel to his corporate track, he invested in a service business and then sold his shares after 5 years. In this episode, we talk about the specific company he invested in, how much he invested, how much he sold his shares for, and what he works on today. Please welcome Stephen Courson.

      Key Timecodes

      • (00:42) - Show intro and background history
      • (03:38) - Deeper into his background history and business model
      • (06:03) - How much did he invest originally
      • (07:51) - How about the revenues of this business model
      • (10:28) - Who does his business serve
      • (11:21) - How he structured his new business model
      • (15:48) - Deeper into his B2B business strategies
      • (18:14) - How does the company host the courses
      • (21:34) - Deeper into his courses strategies as a business
      • (26:15) - Deeper into his philosophy
      • (29:59) - A new educational perspective
      • (32:19) - How his philosophy aligns with the TYKR strategies
      • (34:03) - A key takeaway from the guest
      • (41:36) - What is the worst advice he ever received
      • (42:32) - What is the best advice he ever received
      • (44:18) - Guest contacts
      • Payback Time Podcast

        A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

        46 min
      • S3E37 - Sam Ramadori - Scaling a B2B SaaS (AI + Energy)

        My next guest was an attorney who also worked in management consulting as well as private equity. He eventually stumbled upon a unique opportunity in the energy industry. He joined a startup that helps companies save as much as 25% per month on energy costs. In this episode, we talk about how energy is saved, how they sell B2B, and how he helped grow this company from 15 employees to over 150 employees in 4 years. Please welcome Sam Ramadori.

        Key Timecodes

        • (00:46) - Show intro and background history
        • (01:53) - Deeper into his background history and philosophy
        • (05:03) - Understanding his business model and AI technology
        • (10:05) - How his AI technology can help clients to save energy
        • (14:34) - How his technology can integrate with other systems
        • (16:50) - What kind of average energy savings his product can bring to clients
        • (20:49) - Deeper into his business model
        • (23:46) - How about his company size
        • (25:18) - What are his sales process and strategies
        • (27:58) - How the company raise capital
        • (30:19) - May the company go public soon?
        • (33:21) - What is the worst advice he ever received
        • (33:55) - What is the best advice he ever received
        • (36:10) - Guest contacts

        • Payback Time Podcast

          A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

          38 min
        • S3E36 - Kim Daly - How to find financial freedom with franchises (non-food industry)

          My next guest was a 4.0 medical student who decided she truly wanted to enjoy more freedom in life which motivated her to get into entrepreneurship, specifically franchise opportunities. Today she’s a franchise coach who helps people escape the rat race and find opportunities that generate recurring revenue and at the same time build equity, so you can sell a business for a significant profit. In this episode, we talk about the types of franchise businesses she works with (hint, these are not food franchises), how big of an investment is required, how long of a timeline you can expect from approval to revenue, and the mindset you need to even get approved. Please welcome Kim Daly.

          Key Timecodes

          • (01:00) - Show intro and background history
          • (01:25) - Deeper into her background history
          • (08:23) - Understanding her franchise consultancy business model
          • (09:56) - What types of businesses does she focus in
          • (18:54) - Another example of a franchise business to invest
          • (23:06) - What kind of investment is needed to start a franchise business
          • (26:57) - How the owner can operate that type of business
          • (35:51) - What are the revenue expectations
          • (35:55) - Is keeping the full-time job parallel when opening a franchise business possible?
          • (39:55) - How about the sales, marketing, and advertising in her business model
          • (49:23) - Deeper into her philosophy
          • (54:46) - What is the worst advice he ever received
          • (55:05) - What is the best advice he ever received
          • (56:51) - Guest contacts
          • Payback Time Podcast

            A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

            59 min
          • S3E35 - Aaron Shelley - How to create wealth and happiness with your family

            My next guest is an entrepreneur that has built several businesses and moved on to writing a book that helps structure the family like a business. Don’t worry, he doesn’t talk about corporate meetings, quarterly statements, and PowerPoints. What he does talk about is the importance of communication and helping the family become transparent with goal setting and how they can achieve those goals. Inspired by the book, Good to Great, written by Jim Collins, this book is titled The Family Flywheel. Please welcome Aaron Shelley. 

            Key Timecodes

            • (00:47) - Show intro and background history
            • (02:35) - A bit about his book
            • (04:56) - Understanding his philosophy
            • (08:56) - Why money may not be a taboo subject in families
            • (11:27) - How to educate kids about money and investments
            • (14:52) - A little about Sean's family background
            • (22:20) - The importance of networking as a social resource
            • (29:02) - Building a healthy career is not just about having a degree
            • (32:30) - Balance as a key between career and personal life
            • (35:36) - The concept of emergency social resources
            • (37:23) - The importance of the family and mental health
            • (40:29) - Deeper into his philosophy
            • (44:16) - A key takeaway from the guest
            • (47:05) - What is the worst advice he ever received
            • (47:27) - What is the best advice he ever receives
            • (48:18) - Guest contacts
            • Payback Time Podcast

              A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

              50 min
            • S3E34 - Will Rainey - Unlock your child’s financial future

              My next guest was an actuary in the early part of his career until 2019 when he and his wife achieved FIRE (Financial Independence, Retire Early). At that point, he started a blog and wrote a book that helps children save and invest. In this episode, we break down some of the key takeaways such as rich vs wealthy, why an allowance can teach kids to save early, and why patience is the #1 strategy you need to become wealthy. Please welcome Will Rainey.

              Key Timecodes

              • (00:48) - Show intro and background history
              • (03:14) - Deeper into his business model
              • (05:51) - A bit about his book
              • (07:15) - Understanding his corporate experience
              • (08:08) - What are the key takeaways from his book
              • (11:18) - The difference between being wealthy and rich
              • (13:02) - What parents can do to help their children learn about money
              • (18:21) - Stocks as businesses that we are investing in
              • (19:51) - A bit about joint and custody accounts
              • (22:16) - The foundations of teaching young people about money and investing
              • (23:20) - Deeper into his book and philosophy
              • (25:22) - Does he provide educational webinars or school seminars?
              • (26:19) - A key takeaway from the guest
              • (28:55) - What is the worst advice he ever received
              • (29:20) - What is the best advice he ever receives
              • (30:11) - Guest contacts
              • Payback Time Podcast

                A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

                32 min
              • S3E33 - John Duffy - Using technical analysis to earn 14% per year

                My next guest served in the US Navy then went on to work for IBM, and thereafter climbed the ranks in multiple large corporations until he retired as SVP at Cigna Insurance. He talks about the pain of going through the dotcom bubble between 2000 and 2002 as well as the housing crash in 2008 and that he didn’t fully recover until 2014. Overall, his portfolio was down for 14 years. The question is, how does an investor protect against this? The answer is a system he put together that allows investors to protect against downside risk. In this episode, he talks about how his system and strategy work and what stocks he invests in today. Please welcome John Duffy.


                Key Timecode

                • (01:03) - Show intro and background history
                • (03:11) - Deeper into his business today
                • (04:54) - Understanding his philosophy
                • (09:20) - Understanding his investing strategies
                • (11:16) - What type of indicators does he look for regarding trends
                • (15:16) - What are his average returns
                • (17:29) - What are the shortest term durations he used to hold stocks
                • (17:54) - Is he concerned about tax events?
                • (19:04) - How much time does his strategy require per week?
                • (20:41) - The differences between his platform and TYKR philosophy
                • (25:56) - Some examples of stocks he invests in today
                • (32:03) - Deeper into his platform, how it works, and if it has a trial period
                • (38:18) - What is the worst advice he ever received
                • (38:52) - What is the best advice he ever receives
                • (42:15) - Guest contacts
                • Payback Time Podcast

                  A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

                  44 min
                • S3E32 - Jonathan Azouri - Sports SaaS with over 150,000 monthly active users

                  My next guest is a young entrepreneur who shares his journey of building a marketplace SaaS that allows users to rent sports surfaces and arenas such as hockey rinks and basketball courts. He breaks down his transition from school, how long it took to validate the idea, how he markets the business, and how he and his team have built an audience with over 150,000 monthly active users and over 3,000 sports surfaces in 11 major cities. Please welcome Jonathan Azouri. 

                  Key Timecodes

                  • (00:49) - Show intro and background history
                  • (03:12) - Deeper into his blog
                  • (04:00) - How the blog is monetized
                  • (05:31) - Understanding his business model
                  • (10:32) - How about the prices of the user journey
                  • (12:39) - How his platform helps venues to get more exposure and revenue
                  • (14:43) - Deeper into his business model
                  • (16:46) - In which cities does the platform operate?
                  • (17:24) - A bit about his charging fees for the venues
                  • (20:00) - Deeper into the consumer side of the app
                  • (22:10) - How about the company funding
                  • (23:59) - A bit about his strategic partners
                  • (29:43) - Some company numbers
                  • (30:54) - How big is his team
                  • (33:22) - How many years of research did he have before launching the app?
                  • (34:40) - Listening to the customers as a strategic philosophy
                  • (36:43) - What is the worst advice he ever received
                  • (37:04) - What is the best advice he ever receives
                  • (38:04) - Guest contacts
                  • Payback Time Podcast

                    A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

                    40 min
                  • S3E31 - Justin Renfro - A better option than Venture Capital

                    My next guest has worked in the startup funding industry for over 12 years. In this episode, we talk about the challenges of raising venture capital including the time and the unfortunate number of “no’s” you get before you maybe get one “yes”. If you can’t raise funds from a bank, venture capital, or private equity, then what options remain? We answer that question in this episode. Please welcome Justin Renfro.

                    Key Timecodes

                    • (00:43) - Show intro and background history
                    • (02:45) - Deeper into his business model
                    • (08:12) - Understanding the Wefunder platform
                    • (11:50) - Few comments about startup funders' options
                    • (14:47) - How to facilitate access to funding and investing in potential business
                    • (16:19) - How does the platform make money?
                    • (18:36) - Deeper into the platform model
                    • (20:24) - How founders can raise capital from the investors in the platform
                    • (23:44) - Does the platform actively promote the businesses' campaign pages?
                    • (24:45) - What kind of risks do the investors face
                    • (25:58) - How the platform brings founders and investors together
                    • (29:03) - A key takeaway from the guest
                    • (34:07) - What is the worst advice he ever received
                    • (35:52) - What is the best advice he ever received
                    • (38:56) - Guest contacts
                    • Payback Time Podcast

                      A Podcast on Financial Independence. Hosted by Sean Tepper. If you want to learn how to escape the rat race, create passive income, or achieve financial freedom, you came to the right place.

                      41 min
                    • S3E30 - Jerry Fetta - Never work for the same dollar twice

                      My next guest is a financial advisor turned financial coach who helps people get on the fast track to financial freedom. In this episode, we talk about various strategies you may use to achieve financial freedom including starting a business and real estate. We specifically deep dive into a real estate strategy known as “seller financing” which can generate an estimated monthly income of $500 per property. Please welcome Jerry Fetta.

                      Key Timecodes

                      • (00:44) - Show intro and background history
                      • (02:42) - Deeper into his business model
                      • (06:02) - His thoughts about education and business education
                      • (08:09) - Few comments about diversification
                      • (09:57) - Did he coach his customers about creating recurring revenue?
                      • (12:30) - What kind of real estate he recommends to his customers?
                      • (16:35) - Deeper into the seller financing real estate model
                      • (17:35) - Does she have any other hot sales she can tell us about?
                      • (18:56) - Deeper into this business model
                      • (21:24) - What are his strategies to leave the corporate job and have financial independence
                      • (24:37) - A bit about his book
                      • (30:15) - How to get the clients educated and working at a serious level
                      • (32:00) - What is the worst advice he ever received
                      • (32:23) - What is the best advice he ever received
                      • (33:42) - Guest contacts

                      • Payback Time Podcast

                        Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

                        36 min

                      About Payback Time

                      From the publisher's feed

                      Introducing Payback Time, the podcast for entrepreneurs looking to build and scale their startups. Gain access to actionable tips, proven strategies, and valuable data that can help you avoid…