Payday Loans (20:00)

Richard Evans, Ph.D., is a Professor of Economics at Brigham Young University. He earned his Ph.D. from the University of Texas at Austin. Any drive through town is guaranteed to cross paths when at least one of the hundreds of payday and title loan establishments that dot city maps across the country. These companies advertise Paycheck advancements that are convenient, quick, without any sort of credit assessment. These advancements are typically loans in the $150-$400 range with a repayment agreement due when the borrower has a scheduled payment, such as a paycheck. But what are the risks associated with these loans and what are the financial dangers the nearly 12 million users face? Dr. Evans shares what he has learned studying the payday loan industry.

 

Coworking is About Feeling Less Lonely (1:13:00)

Steve King is a partner at Emergent Research who studies the independent workforce and the impact of big data on small businesses. He has extensive consulting, marketing, and general management experience with both large companies and start-ups.  One of the workplace trends that is more common now than ever is working remotely. Although it can be a great way of cutting costs, it also brings with it its share of problems. Recent studies show that remote workers are often lonely, and this, in turn, hurts their productivity. In order to combat the challenges of remote work, employees are beginning to turn to coworking as a solution. Steve King talks about the ins and outs of coworking

 

When Kids Leave religion (2:00:00)

Nicole Cunningham is a Master Executive Coach with 15 years of coaching and consulting experience.  Nicole has dedicated her career to assisting companies, individuals and families in Australia, Malaysia, UK, Singapore, and America to understand, change and improve human behavior and relationships. Nicole is a people whisperer, she has an incomparable understanding of all aspects of human nature and she is the creator of the 12 Psychological Inclinations. She is also the COO of Clarity Point Coaching. Nicole shares some ideas on the challenge of when a child leaves your religion.