Pension Attention

Many of us battle our emotions as it relates to the decisions we make regarding our money. Unfortunately, this can lead to wealth destroying outcomes.

In today's episode, Brad discusses the concept of Time and Money and how together they could equal Freedom.

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Show Highlights Include:

• Investing Is 10% Intellect And 90% Emotions. (1:34)
• Concepts Learned From High Net Worth Individuals. (5:20)
• Any Solid Plan Has This 3rd Grade Math Equation. (11:09)
• Get Paid For Decisions, Or Pay For Decisions. (16:34)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

With Spring in the air, it is a good reminder that just like seasons change, so do market cycles. So, it is important not to get caught up in media rhetoric or social media hype when it comes to our investments and the market.

In today's episode, Brad gives us a great analogy on seasons and investing and how we should be careful not to get lost in the current season of the market but be prepared for the next one.

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Show Highlights Include:

• Bear Markets vs Bull Markets. (1:54)
• Market Crashes Could Equal Sales. (3:40)
• Brad's Seasons And Investments Analogy. (7:17)
• Sometimes It's Just Better To Do Nothing. (9:35)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

If you have been listening to the current headlines, the state of the U.S. dollar has been a large topic of discussion and the question commonly asked is... "Will the world ditch the U.S. dollar?"

In this week's episode, Brad gives a short history lesson on the world's currency, plus the "What if..." scenario in regards to the U.S. dollar.

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Show Highlights Include:

• The Bretton Woods Agreement. (1:49)
• What is BRICS? And is it flawed? (3:58)
• The "What if?" Scenario. (6:55)
• Whatever The Case, Diversify & Rebalance. (9:16)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

If we all stopped to think about who we were ten, five, even one year ago, we could all probably agree that we have grown and perhaps changed in certain ways. This also goes with our retirement planning.

In today's episode, Brad discusses life's changes, how we adapt and more importantly, how our mindsets may change about our retirement.

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Show Highlights Include:

• Life Never Stops. (1:20)
• Your Retirement Reality. (5:28)
• What Is Your Financial Identity? (9:20)
• Life Finds Away To Get Messy. (14:33)
• As The World Changes, We Adapt. (16:40)
• Wealth Is About Having Options. (19:27)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

It is interesting how many of us improve our lives with different types of coaching, counseling or advising. However, many do not consider these when it comes to our money.

In today's episode, Brad shares 3 pillars of advice when it comes to finances and why having a financial advisor is so important during times of market turmoil.

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Show Highlights Include:

• A Vanguard Study. (3:35)
• Pillar 1 - Portfolio Construction. (5:10)
• Pillar 2 - Wealth Management. (7:12)
• Pillar 3 - Behavioral Coaching. (8:34)
• Worry And Concern Are Not The Same. (11:58)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

Last Friday, The Silicon Valley Bank collapsed and became the second largest bank failure in U.S. history. With the news media in a frenzy, this event has many individual investors wondering how it will affect their money.

In today's episode, Brad discusses Charles Schwab's company statements and what this bank collapse means for many of us.

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Show Highlights Include:

• Charles Schwab The Custodian. (2:28)
• Breaking Down The Silicon Valley Bank Collapse. (7:19)
• Where Will the Cash Go? (11:20)
• One Capital Management's Conclusions. (13:31)
• Worry vs Concern. (15:41)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

Investing has its ups and downs and for many, it is difficult to navigate the landscape. Understanding the investment "playbook" can be a challenge but it can be done with discipline.

In today's episode, Brad "gets real" about investing by sharing some of his personal journey, plus things to understand about your past that could create a better future for yourself.

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Show Highlights Include:

• When Investing Clicked For Brad. (2:04)
• Remember The Past, But Don't Forget Your Future. (5:02)
• The Hustle Versus The Muscle. (8:08)
• Winning The Lottery. (10:27)
• Wanting Results Without The Work. (14.42)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

There is much to learn from 2022 as it relates to the 1st quarter of 2023. In doing so, our brain trust here at One Capital Management has completed the first quarter financial playbook.

In this episode, Brad reveals interesting data points in the first part of this year which could come as a surprise... some good and some bad. However, we must remember that staying the course is key in order to having a strong portfolio.

Listen now.

Show Highlights Include:

• Global Capital Markets Behave! (4:18)
• How To Get Paid For Fixed Income. (7:29)
• Let's Talk Recession. (9:40)
• Inflation Is Pivoting. (13:34)
• Taking Advantage Of Opportunities. (17:47)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

It's everyone's favorite time of the year... TAX SEASON! And for some, tax season presents many challenges... some old and some new. But there could be light at the end of the tunnel.

In this episode, Brad shares 3 very important frames of reference you should be discussing with your tax preparer. Plus, a little reminder of why we pay income tax in the first place.

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Show Highlights Include:

• Did The 16th Amendment Make Sense? (2:21)
• Know These 3 Frames Of Reference. (5:58)
• The Difference Between Conversion And Contribution.(11:09)
• What's The Deal With Marginal Tax Brackets? (15:45)
• Gross Income Is Disgusting. (16:20)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

Why do many people feel more secure holding onto cash? Is it upbringing or something learned from someone else? What if you were told that holding your cash could be costing you money?

In this episode, Brad discusses what you can do if you are sitting on cash and the options you have to make it to work for you.

Listen now.

Show Highlights Include:

• Getting Paid For Cash. (4:45)
• The Gold Standard Removed. (8:20)
• You Are Getting Wrecked.(10:30)
• Let's Play The Game Of The Banks. (13:50)
• What Is The Cost Of Safety? (16:20)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.