Pension Attention

Most people try to avoid any situation that is volatile because they generally involve risk. But when it come to investing, it could be misleading to believe volatility equates to risk.

In today's show, Brad discusses this topic of variability in a story driven way, plus educates all of us on how to filter the financial "noise" we hear every day.

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Show Highlights Include:

• Avoiding Risky Volatility. (2:06)
• Your Time Horizon May Be Short. (4:47)
• The Story Of "Mr. Market". (6:38)
• Don't Become Part Of The Herd. (10:23)
• There's A Laundry List Of Risk. (11:39)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

Did you know that 1 in 5 married couples say that finances is the greatest issue they face in their relationship? Money and finances can be a very uncomfortable topic for many couples, but there is hope.

Today on the show, Brad shares 5 tips to becoming a successful financial couple.

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Show Highlights Include:

• Financial Incompatibility Is A Thing. (2:53)
• More Often, One Is In The Dark. (6:03)
• Prioritize Your Tomorrow. (7:37)
• Embrace The Hard. (8:50)
• Time Is Your Greatest Commodity. (10:46)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

As we move into the 4th quarter of 2023 and take a look back on the year, the word "Volatility" stands out like a giant billboard sign. But what if volatility was not as bad as it is made out to be?

On today's show, Brad defines, measures and brings context to volatility, reminding us that today's concerns are tomorrow's past.

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Show Highlights Include:

• The Word, "Context". (1:58)
• The Definition Of Volatility. (5:25)
• Measuring Volatility. (6:47)
• Not Good, Not Bad... It Just IS. (10:36)
• Today's Concerns Are Tomorrow's Past. (12:49)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

How much would you pay for advice? Oddly enough, many people will spend large sums of money on people and things, hoping to improve their lives but will focus less on financial advice.

Today, Brad breaks down the 3 components of wealth management and discusses how our own biases can hold us back when it comes to return on investments.

Listen now.

Show Highlights Include:

• An Open Heart. (1:53)
• Where The Rubber Meets The Road. (4:45)
• Quantifiable & Unquantifiable. (6:42)
• Wealth Management Has 3 Legs. (12:31)
• Guidance When It is Needed Most. (18:51)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

There are a lot of misconceptions when it comes to life insurance and for some it can be an uncomfortable subject matter. However, with September being life insurance month, now is a great time to discuss it with your financial advisor or professional.

On today's show, Brad discusses 6 myths around life insurance, as well as how to use it, when to use it and for whom may need it.

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Show Highlights Include:

• 2 Paths To Needing Life Insurance. (2:59)
• Are You Old Enough? (5:02)
• Investment VS Expense. (6:07)
• Is Group Life Sufficient? (9:39)
• What About Pre-Existing Conditions? (12:57)
• Do Not Be Sold, Be Provided. (14:44)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

When we lose a loved one, making the grieving process less painful is challenging. There are many decisions to be made and it can be a daunting task.

Today, Brad shares a helpful checklist that could help us all manage the grief we may go through when someone we care about, passes away.

Listen now.

Show Highlights Include:

• Rationalizing Grief. (2:48)
• The Emotional Checklist. (4:59)
• How Insurance Can Come Into Play. (7:40)
• Bill Related Financial Affairs. (9:18)
• Do Not Do These Things. (11:13)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

After the recent and tragic events in Lahaina, Hawaii, Brad reflects on his time living on Maui and the rush of emotions that has flooded his family's mind.

Today, Brad reminds all of us how money is not always rational and if we lose ourselves emotionally when it comes to our finances, it could be a detriment to our overall financial journey.

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Show Highlights Include:

• Love For Lahaina. (2:15)
• When Was The Last Time You Thought About Money? (4:17)
• Fear and FOMO. (11:06)
• Did Someone Say Oreos? (14:17)
• Money Is Not Always Rational. (17:05)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

People are behavioral beings and many times we bring our behaviors into our financial life, which could hurt us in the long run, causing us to make wealth destroying decisions.

Today, Brad reveals 6 questions your advisor should be asking you, encouraging us all to have open dialogue with those helping us with our finances so we can protect what we have worked so hard for.

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Show Highlights Include:

• Our Brains Have What? (1:54)
• What Do You Have And Why Do You Have It? (6:01)
• Our Objectives Change Over Time. (8:20)
• Budgeting Is For Fools. (11:53)
• The First Step Is Taking Action. (15:14)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

Recession has been a looming word over the past year or so and by now many have become a bit numb to the topic. However, there are a couple of interesting theories around recessions and how they relate to our finances.

Today, Brad gives some education, background and history when it comes to recessions and how it relates to mortgages, Wall Street and more.

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Show Highlights Include:

• This Is One Generation Away From Extinction. (3:03)
• Austrian vs Keynesian School Of Thought. (4:10)
• An Economic Black Hole. (8:35)
• This Is Up 121 Billion Dollars! (9:53)
• It's All About The Little Things. (10:55)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

A current buzzword in the media as it relates to money and investments is Artificial Intelligence. Right now, the Magnificent 7 (Meta, Google, Amazon, Apple, Microsoft, Tesla and Nvidia make up 28% of the S&P 500 value. This is unprecedented.

Today, Brad breaks down what this could mean for your investments and the future going forward.

Listen now.

Show Highlights Include:

• The Gold Rush And A.I. Have This In Common. (4:27)
• What Is The Magnificent 7? (7:57)
• Companies Who Mention A.I. Get A Boost. (10:02)
• Are We In An A.I. Bubble? (12:38)
• Be The Merchant Rather Than The Miner. (16:57)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.