Pera and Purpose Podcast

Mae Mendoza was an Overseas Filipino in Dubai for 12 years!She’s been married for the last decade and is now the mom of Noah, her 2-year-old boy.Straight out of college, she immediately went to the UAE and worked as a Cabin Crew in the Emirates, the most prestigious airline in the world.Like many Overseas Filipinos, she got buried in debt at a very young age but after she got herself out of it, she dedicated her time learning more about personal finance.To help fellow Kababayans avoid the sam...

Teaching kids about financial literacy is an important life skill that isn’t consistently taught in schools.That’s why if you don’t teach your kids how to manage money, somebody else will. And that’s not a risk you want to take!Money lessons for kids are important at all ages and stages. That’s why in this episode, I have invited Marilyn Lydia Pinto who will show you how to give your kids the head start you wish you had and set them up to win with money at any age.Because she is:- The Fo...

Na-no-nose bleed ka bang pag-usapan ang topic ng Economics?Ako, oo. It’s one of the subjects I almost failed in college!But as I grew older and delved deeper in the field of personal finance, I realized that Economics is more than just numbers.Understanding the how economists think can help us make smarter decisions in our professional and personal life.This is why I've invited an Economist - Mr. Gemmy Lontoc- Economics Professor at the Ateneo Graduate School of Business - Master of Scie...

Scampanies are everywhere!Kung first time mong narinig yang term na yan, these are companies that scam people.At habang tumatagal, mas nagiging creative ang mga scam artists to make sure that they get a piece of your hard-earned money!Pero sa sobrang dami at galing ng mga scammers ngayon, may way pa ba para maiwasan at mapigilan ang kanilang mga modus?Kaya I invited Ms. Elaine Linga for this timely topic. Because she is…- A California-based YouTube sensation who caught the attention of many F...

In this episode of Hey Kuya Jay, naka-receive tayo ng isang inquiry via whatsapp: “Kuya Jay, hingi sana ako ng advise. Plan kasi nmin ikuha ng life insurance ang aking mga anak 1y/o and 4 y/o. Ano bang best na insurance kunin?”In most cases, it's not recommended to buy life insurance for children. Kasi ang main purpose ng Life Insurance is to cover the loss of income if the bread winner dies.Pero ano ba ang pros and cons of having a life insurance for your young child?Let’s talk about it in t...

Bro Ion has been a Blogger and Overseas Filipino in the UAE for the past 15 years.He became famous for his Boy Dubai blog, but little do most people know is that he probably is whom I consider as the “unluckiest” Overseas Filipino I know when it comes to finding the right employer in his first 3 years as an OF.He experienced being locked in a room by his very first employer!Also, experienced delayed salaries for up to 3 months, until he went to the Ministry of Labor twice and won an off-court...

Improving our finances is a life-long process.It includes making progress in every step of the way.But how do we progress if we feel like we’re just going around in circles?What if we’re progressing but it feels like it’s taking forever to reach our financial goals?Ano nga ba ang dapat nating gawin Kuya Jay?Wag kayong mag-alala dahil we have invited another celebrity sa mundo ng Personal Finance who will show you How To Keep Progressing In Your Finances dahil Coach Prexel Parnacio is:- A fell...

What do you feel when you hear the word retirement?Kaba, takot o excitement ba?Paano ba natin malalaman kung handa na ba tayong magretiro?Sa panahon na people are living longer at mas mabilis ang pagtaas ng gastusin kesa sa sweldo, may pag-asa pa ba ang bawat Filipino na makamit ang kanilang dream retirement?These are just some of the questions I have for our special guest!Randell Tiongson is:- An advocate of Life & Personal Finance- With nearly 30 years of experience in the Financial Ser...

In this episode I'll answer the question of an Overseas Filipino who already has 2 pre-selling properties that she bought this year but still wants to have a 3rd one.I have also discussed a potential scampany based in Abu Dhabi that GUARANTEES 20% compounding investment returns per month.You’ll like this episode if:- You are interested to buy a property- You want to be more aware of scamsBEWARE:- AMP Investment Council- Unex pinoy traders/UNEX Financial Consultant DUBAI/UNEX Union Fx Financia...

Vener has endured several financial setbacks in his life, including indebtedness, overspending and several failed businesses just to name a few. However, sometimes when things are falling apart, they may actually be falling into place.Listen to how he started his life as an Overseas Filipino in the UAE. After working at one of the biggest retail conglomerates in the UAE for 14 years as a Senior Design Manager, he founded Convertness.com (former AEDBuilder.ae) -- a web design and sales fu...