Pera and Purpose Podcast

Ramdam nyo na ba ang pagtaas ng presyo ng mga bilihin?Sa past episode na-mention natin ang impact ng geopolitical issues like the russia-ukraine war sa ating finances and ngayon, unti-unti na nating nararamdaman ang epekto ng inflation dahil sa pagtaas ng presyo ng langis and kakulangan ng wheat supply or trigo.May gera man o wala, expected naman natin na tumataas talaga ang presyo ng mga bilihin as the years go by.Wag kang mag alala dahil even if you feel helpless, there are a number of prac...

Alam nyo ba na the Pag-IBIG Board of Trustees has approved dividends for their members’ savings in the amount of P31.79 billion – the highest declared amount in the history of PagIBIG! The final dividend rates for 2021 are now 5.5% for the Pag-IBIG Regular Savings and 6% for MP2.Pero ano ba talaga ang MP2 or Modified Pagibig 2 savings program?Paano tayo pwedeng kumita or mawalan ng pera dito?At ito nga ba ang best investment vehicle for us Filipinos?Yan ang tatalakayin natin today dahil I’ve ...

Presidents get a lot of the blame, and take a lot of the credit, for the performance of a country’s economy while they are in office.Napakarami nilang trabaho and it is probably the most stressful job ever!Pero when it comes to Personal Finance, ano ba talaga ang magagawa ng susunod na presidente lalung-lalo na sa ating mga kaperahan, utang at investments?Sa special episode na to, we are bringing back Ms. Salve Duplito, one of the most requested guests sa ating podcast dahil she is:TV & N...

Sadly, Ukraine and Russia are still in conflict.War is a costly affair to governments and crucial to their citizens, kaya it is a must that we know its impact and how to prepare financially if ever it happens to us.Here I discussed the direct and indirect impact of the war to our finances.In this episode you'll learn:- How the current war will affect the Philippines as a whole- The impact of war on our your cash, loans, & investments- Money lessons during the World War 2- What to do with ...

When it comes to investing, you make money the moment you buy, not when you sell.Pero how do you know what industry and investment trends are worth pursuing?Many people say that trend can be your friend but if you’re not careful, it can lead you to your end!Kaya sa episode na to, ininvite natin ulit si Bro. Fitz Villafuerte - ang isa sa mga favorite guests natin who has profited from trends in the past dahil he is: a Registered Financial Planner Entrepreneur Director of Wealth Arki Owner of R...

Decentralized Finance (DeFi) is an emerging technology that aims to remove third parties in financial transactions.Over the years it has grown rapidly at a pace that I never thought possible.As I’m learning this space, I’m fortunate to have met Emman Navalan whom I got recently connected with through a trusted friend.He is a civil engineer by profession, a crypto investor, a entrepreneur and the CEO of Tetrix Network - an omnichain blockchain network that aims to bridge and solve present bloc...

Sa panahon ngayon, many professionals are taking on a “side hustle” in addition to their full-time job. More and more people are choosing to pursue freelance work, sell handmade products, drive for rideshare services and many other ways to earn supplemental income and achieve their goals.But is “side-hustling” for everyone?How do we know the right kind of work to pursue?How do we avoid hustling all day just to burn ourselves out?Ito ang tatalakayin natin in this episode because we have a prof...

Money topics are never just about money. These subjects will always be touchy, awkward and emotional.But getting comfortable with money talks with family and friends can be rewarding and even life-changing.In this episode I have invited Coach Herbie Recato. He is..A fellow YAMAN Coach and Overseas Filipino who works as a Senior Landscape Designer and Urban Planner in Shanghai for 10 years now.Active advocate of Financial Literacy & Well-Being to fellow OF’s in ChinaA Registered Financial ...

Last December of 2021, a post I made about a scampany went a bit viral. Before the rest of the world knew it was a scam, I was mocked and shamed by people I didn’t know and those who i thought were my friends!Natakot din ako para sa safety ko, but I knew that part of being an advocate of Financial LIteracy is to combat investment scams para wala na silang maloko pa. I’m just blessed to have the people who supported me during that tough season.Kaya sa episode na to kasama natin ang isang fello...

Let’s all face it!Retailers are smart. They know your weaknesses and how to capitalize on them.So every time you go shopping — online or IRL — you're being taunted by infinite reasons to buy more, more, more.Consumer experience these days is not simply designed; it's engineered.Research determines the ads you see, the scents and sounds you encounter in stores, even the way a salesperson might casually touch your arm.But how do we know that we’re buying from someone who has our best interest o...