Doug chats with Colorado resident Neil about his inspiring journey of perseverance, self-improvement, and financial growth.  Neil shares his approach to budgeting, strategies for overcoming financial challenges, side hustles, rental properties, and the emotional aspects of financial stability.  He also explains the 50/20/30 budgeting framework and provides advice for those just starting their FI journey.

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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Email the show: [email protected]

0:00 Introduction

2:02 Discovering FIRE & Budgeting

10:02 Life challenges & path to FI

16:56 Being boring

24:25 Cutting expenses

32:25 Budgeting apps

41:24 Attempts at increasing income

45:48 Challenges & advice for beginners

53:09 Soundcheck – Timeshares