Podcast host Mason King has a hard time when it comes to keeping his New Year's resolutions. And this year, his goal relates to his family's finances.

So he turns to Peter Dunn—aka Pete the Planner—to find out how to set the right goals and then how to keep them.

Dunn explains the different types of financial goals: consumption goals (think vacation or a new fridge), debt elimination (student loans, credit cards) and accumulation (retirement, college savings). And the keys to achieving your goals, he said, are planning for retirement and avoiding credit card debt.

That sounds like common sense. But how do you achieve those goals? And in what order do you tackle them? Pete has some answers and advice.

Click here to read Pete's columns for IBJ for even more help with money.

The IBJ Podcast is brought to you by the law firm Krieg DeVault.