Leaders in Lending

Policy and Practice to Expand Greater Access to Credit


Listen Later

 Technology is transforming the banking landscape, but it is cost prohibitive for smaller institutions and can leave out borrowers who need access to capital the most. Recognizing that credit funds opportunity, the movement for inclusive credit is growing thanks to the More Than Fair initiative that believes technology and data science can make lending more inclusive, transparent and fair.

Our guests today have been at the forefront of the movement for more inclusive credit.

Nicole Elam, President and CEO National Bankers Association and Nat Hoopes, VP, Head of Public Policy and Regulatory Affairs at Upstart, are both involved in the More Than Fair initiative. They discuss how leveraging technology partnerships to expand access to capital and credit is essential to opening up opportunities for lower income and minority communities.

Join us as Jeff, Nicole and Nat discuss:

  • Why automated lending and online banking are particularly challenging for Minority Deposit Institutions and how the National Bankers Association and Upstart can help
  • How policy changes can encourage fair lending and push reforms to include more data to determine who is creditworthy
  • If you can’t build it or buy it, then the only way to compete is to partner with Fintechs.
  • ...more
    View all episodesView all episodes
    Download on the App Store

    Leaders in LendingBy Leaders in Lending

    • 5
    • 5
    • 5
    • 5
    • 5

    5

    61 ratings


    More shows like Leaders in Lending

    View all
    WSJ Your Money Briefing by The Wall Street Journal

    WSJ Your Money Briefing

    1,746 Listeners

    Freakonomics Radio by Freakonomics Radio + Stitcher

    Freakonomics Radio

    32,202 Listeners

    48 Hours by CBS News

    48 Hours

    11,033 Listeners

    The Bill Simmons Podcast by The Ringer

    The Bill Simmons Podcast

    30,080 Listeners

    Odd Lots by Bloomberg

    Odd Lots

    1,778 Listeners

    Invest Like the Best with Patrick O'Shaughnessy by Colossus | Investing & Business Podcasts

    Invest Like the Best with Patrick O'Shaughnessy

    2,307 Listeners

    The Daily by The New York Times

    The Daily

    111,382 Listeners

    Thoughts on the Market by Morgan Stanley

    Thoughts on the Market

    1,261 Listeners

    Banking with Interest by IntraFi

    Banking with Interest

    112 Listeners

    The Community Bank Podcast by SouthState Correspondent Division

    The Community Bank Podcast

    44 Listeners

    Credit Union Exam Solutions Presents With Flying Colors by Mark Treichel's Credit Union Exam Solutions

    Credit Union Exam Solutions Presents With Flying Colors

    14 Listeners

    MrBallen Podcast: Strange, Dark & Mysterious Stories by Ballen Studios

    MrBallen Podcast: Strange, Dark & Mysterious Stories

    28,023 Listeners

    The Tucker Carlson Show by Tucker Carlson Network

    The Tucker Carlson Show

    14,763 Listeners

    Dateline Originals by NBC News

    Dateline Originals

    1,294 Listeners