*Our apologies for the occasional connection issues with Nick's audio*

What the heck does "Mattress Cycling the Hyatt Numbers" mean? We'll find out in today's episode. We'll also talk about using online chat with Hyatt to get your way, and we'll predict the details of the new Chase Sapphire Business card.

(01:25) - Did we just beat a Pulitzer Prize-winning podcast?

Listen to Tim's origin story episode here.

(02:51) - You can now move your Chase credit lines between cards online

(05:26) - Capital One Spark Cash: $1500 after $15K in 3 months. $95 annual fee waived 1st year. 2% on all spend

(07:52) - Rakuten closing accounts for too many "ineligible" orders.

Read more about Rakuten account shutdown here.

(11:28) - New Hyatt promo is offering up to 16k bonus points on stays at Hyatt Place, Hyatt House & Hyatt Studios

Read more about the Hyatt promo here.

(16:01) - How to turn this mattress run into a mattress cycle...

(19:07) - Hyatt buys some all-inclusive group that included properties in a number of other ecosystems (Hilton, IHG, Wyndham). But all award reservations were cancelled with no notice -- not honoring awards booked through other programs. Some people really got a raw deal here, being cancelled on a few days' notice with no alternative accommodation offered

(23:37) - JetBlue restricting access to Mint for partner programs

(26:17) - Updated RRV process

(29:55) - Highlights from Nick's 2.5-week trip to Europe...

Main Event: Predicting the Sapphire Business Card

(39:28) - What we know for certain: nothing beyond "coming this Summer"

(41:33) - What we think we know about the refreshed consumer Sapphire Reserve

Read more about our predictions for the new consumer card here.

(51:23) - Questions about the business card...

(1:06:43) - If our predictions are correct...would this card still be worth it?

(1:09:55) - We've heard you talk about Capital One miles and Major League Baseball tickets. Can you use cash to get the same tickets?

Read more about this opportunity here.

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Music Credit – “Ocean Deep” by Annie Yoder