A powerful hurricane was churning toward the southwest coast of Florida. It looked like it was going to be bad. So we hopped on a plane and headed first to Boston where we embedded with a team of catastrophe modelers who were tracking the disaster and calculating the potential losses.

The number they came up with is staggering high: $100 billion. And only $63 billion of that is insured.

We then visited Gasparilla Mobile Home Estates in Placida, Florida to see what these data points looked like on the ground, and talk to people who lost everything.