What will give you a stronger financial future? Buying a home or putting extra into your pension so you have enough to retire one day. With high property prices and changing retirement plans, millennials and Gen Z face a tricky financial dilemma.

In this episode, Iona Bain sits down with Claer Barrett, Consumer Editor at the Financial Times and host of the Money Clinic podcast, to unpack the debate around investing in a property and building a good pension pot.

They explore why home ownership feels like the top priority for many and the benefit longer term of putting more money into your pension. Claer also shares practical insights on mortgage terms, overpayments, workplace pension contributions and the power of starting early.

Whether you’re dreaming of your own home, being mortgage free or a retirement filled with treats, this conversation offers clarity, encouragement and steps to make your money work harder for your future self.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Claer Barrett on Instagram.

You can find information on the Retirement Living Standards here:

Home - Pensions UK - Retirement Living Standards

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.