Katie Caputo from @themoneymisfit is based in beautiful East TN, in the foothills of the Great Smoky Mountains. Her philosophy in travel hacking is the same as in finance: the journey is always personal and you'll be most successful if you step OUT of the box! After taking on massive student debt in her 20's, Katie resigned herself to a life without travel, something she thought was a luxury she would never be able to afford. Thankfully, learning to use points and miles showed her that not only can she travel the world *while* paying off debt, but that travel hacking is a powerful financial tool that, when used responsibly, can skyrocket your financial health.

In this episode, Katie and I discuss putting real money before the lovely “fake” money that is points and miles, and not letting the joys of getting to travel for next to no cost put the cart before the horse. We also discuss a lot of the different mental gymnastics that points people often put themselves through to justify money moves that might not always be in their best interests.

If you’re just getting started with points and miles, this is especially important to keep in mind. Additionally, if you’re new to the game, one of the most popular credit cards for beginners is the Chase Sapphire Preferred which lets you convert points from many cashback only cards like the Chase Freedom Flex or Chase Freedom Unlimited intro travel points, which makes them go a lot further.

Remember, if you decide to apply for the Chase Sapphire Preferred or any other card, never apply directly through Google – always use a friend or creator’s referral link.

If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations !

Chase Sapphire Preferred: https://milevalue.com/creditcards/chase-sapphire-preferred/?aff=gbt

Waitlist for The Points Accelerator: https://www.geobreezetravel.com/waitlist

(04:41) - Prioritize Real Money Over Rewards

(11:49) - Pay Off Debt, Become Travel Hackers

(18:44) - Money-Saving Tips, Reduce Stress

(25:01) - Value Family Travel Experiences

(33:21) - Build Financial Foundation First

(39:42) - Enjoy Travel Hacking Benefits

(45:16) - Shout Outs and Recommendations

Instagram: www.instagram.com/themoneymisfit

You can find Julia at:

Free Course: https://www.geobreezetravel.com/freecourse

Instagram: https://www.instagram.com/geobreezetravel

Credit card links: https://www.geobreezetravel.com/cards

Patreon: https://www.patreon.com/geobreezetravel

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