Queer Money®: How Gay People Do Money

Regular listeners of Queer Money are familiar with the way Kingdom Advisors uses donor-advised funds to finance the anti-LGBTQ industrial complex.

But right-wing extremists haven’t stopped there.

Today, radical conservative influencers and organizations are working with the Heritage Foundation to design Project 2025, a blueprint that seeks to eliminate the rights of LGBTQ+ people, women and immigrants, effectively creating a church state in the US.

David Roth is a Democrat running for the US House of Representatives and the first openly gay candidate for the state of Idaho. He also happens to be an expert on Project 2025.

On this episode of Queer Money, David joins us to explain how Project 2025 will impact the country as a whole and the queer community specifically.

David discusses why it’s crucial for the LGBTQ+ community to get involved in the political process, describing what Democrats are doing to fight Project 2025—and why it’s not enough.

Listen in to understand the financial implications for our community should Project 2025 succeed and learn what we can do as individuals and collectively to maintain the rights we’ve won.

Topics Covered 

• How Project 2025 aims to reform our democracy into an authoritarian state
• Why Project 2025 will be difficult to stop with a far-right Republican president
• How Project 2025 will impact the country as a whole and the queer community specifically
• Why we need to be financially prepared for challenging times should Project 2025 succeed
• Why it’s crucial for the LGBTQ+ community to get involved in the political process
• The danger in opting out of voting in this year’s presidential election
• What Democrats are doing to fight against Project 2025 (and why it’s not enough)
• How the queer community might take collective action to maintain the rights we’ve won
• The importance of normalizing LGBTQ+ individuals running for office
• What we can do as individuals to pushback against the aims of Project 2025

For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 

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Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Are you an LGBTQ+ person with children? How about a parent with LGBTQ+ kids? Or maybe you want to start a family as a queer person.

This is Queer Money episode #521. Today, we’re diving into the top 7 most affordable LGBTQ+ friendly cities for queer folks who want to or have children or parents who have LGBTQ+ children.

• Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. 
• Watch this week's episode on YouTube
• Watch last week's episode on YouTube
• Don't miss the other states we've covered in this Gay Cities series

Past episodes mentioned in this episode:

• 381: The Series Kick Off
• 407: Pennsylvania
• 419: New York
• 443: Massachusetts
• 445: Maryland
• 459: Illinois
• 473: Colorado
• 475: California
• 433: Top 10 Cities Part 1
• 485: Top 10 Cities Part 2
• 487: Top Surprises
• 497: Blue States
• 499: Purple States
• 501: Red States

Follow us:

• Queer Money YouTube
• Queer Money Instagram
• Queer Money on Tiktok

Are you postponing your personal goals and dreams until you turn 65?

What if you don’t have to wait until retirement to travel, write your memoir, or pursue a hobby you love?

What if you could take several mini-retirements throughout your career and achieve some of those ambitions along the way?

Jillian Johnsrud is the creator of Retire Often, a platform that helps people take a series of successful sabbaticals throughout their careers.

Jillian reached financial independence at age 32 and has since traveled to 27 countries with her family. She is also the author of Fire the Haters and host of the Retire Often podcast.

On this episode of Queer Money®, Jillian joins us to explain why it’s challenging to achieve our personal goals on nights and weekends and explore what you might do on a sabbatical from work. Jillian discusses the pros and cons of taking mini-retirements and describes how to plan for the financial and emotional aspects of taking a break from work.

Listen in for insight on negotiating a month off without leaving your current job and learn how to build a meaningful, fulfilling life by retiring often!

Topics Covered

• What it means to retire often and why Jillian is an advocate for it
• Why it’s challenging to achieve our personal goals on nights and weekends
• How Jillian took a dozen mini-retirements in the last 20 years
• Examples of the things you might do on a sabbatical from work
• How a mini-retirement can help you recover from or prevent burnout
• When taking a sabbatical can be a difficult transition for people
• How to plan for the financial and emotional aspects of taking a break from work
• How to retire often without hiccups in contributing to your 401(k)
• How a mini-retirement can be more affordable than multiple vacations
• Tips for people who want to take a mini-retirement without leaving their job
• How to negotiate a month off in a way that gets your boss on board
• What to do if you feel too important/not important enough to take time off

For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 

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• Queer Money Instagram
• Queer Money YouTube
• Queer Money on Tiktok

Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Do you love the outdoors? Are you into hiking, biking or spending time in your local parks? If so then this Queer Money is for you.

This week we're taking a request from one of our YouTube viewers who asked for a list of LGBTQ friendly cities for outdoor life, so we're delivering.

This is Queer Money episode #519. Today, we’re diving into the top 7 most affordable LGBTQ+ friendly cities for folks who love the outdoors.

• Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. 
• Watch this week's episode on YouTube
• Watch last week's episode on YouTube
• Don't miss the other states we've covered in this Gay Cities series

Past episodes mentioned in this episode:

• 381: The Series Kick Off
• 385: Wisconsin
• 389: Washington
• 407: Pennsylvania
• 413: Ohio
• 409: Oregon
• 443: Massachusetts 
• 445: Maryland
• 459: Illinois
• 433: Top 10 Cities Part 1
• 485: Top 10 Cities Part 2
• 487: Top Surprises
• 497: Blue States
• 499: Purple States
• 501: Red States

Follow us:

• Queer Money YouTube
• Queer Money Instagram
• Queer Money on Tiktok

Many of us in the LGBTQ community were bullied as kids for being different. But few of us leverage those experiences as inspiration to launch a cookie company!

Nicholas Naclerio turned to food for comfort when he was bullied for being gay. But when he turned 18, Nick got healthy and decided to use food as a form of self-expression and healing; to transform his pain into something good.

Today, Nick is Founder and CEO at Mmmly, the good-for-you cookie brand that leverages nutrient-dense ingredients to make delicious, indulgent cookies with health benefits.

On this episode of Queer Money, Nick joins us to describe how building Mmmly helped him heal from childhood trauma and share the creative aspects of building a business he loves most.

Nick discusses how he used a combination of bootstrapping and investor money to fund Mmmly, explaining what it means that the ‘entrepreneur eats last’ and how that can become a problem.

Listen in for Nick’s advice to other queer entrepreneurs and learn how to build a successful consumer brand—without losing yourself in the process!

Topics Covered 

• How Nick turned to food for comfort when he was bullied for being gay
• How Nick’s love of comfort food inspired his mission to create a healthy indulgence
• What makes Mmmly the good-for-you cookie brand (and why other brands don’t use healthier ingredients)
• How building Mmmly helped Nick heal from his childhood trauma
• What Nick loves most about the creative aspects of building a business
• What the recipe development process is like and how Nick knew when a cookie was ready for production
• How Nick used a combination of bootstrapping and investor money to fund Mmmly
• What it means that the ‘entrepreneur eats last’ and how that can be a problem
• Why Nick is merging Mmmly with another company and what that means for his investors
• How it works when a small consumer brand is on the shelves at a major retailer
• What Nick might have done differently to deal with narrow margins early on
• Nick’s advice for LGBTQ entrepreneurs on creating a network of support and not losing yourself in the process of building a company

For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 

Follow us:

• Queer Money Instagram
• Queer Money YouTube
• Queer Money on Tiktok

Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

The transgender community has taken the brunt of most of the anti-LGBTQ legislation that is being proposed and passed in the Christian Industrial Complex's attacks on the LGBTQ community recently.

So where are safe places that are also affordable for the trans community in the US?

This is Queer Money episode #517. Today, we’re diving into the top 10 most affordable transgender-friendly cities.

• Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. 
• Watch this week's episode on YouTube
• Watch last week's episode on YouTube
• Don't miss the other states we've covered in this Gay Cities series

Past episodes mentioned in this episode:

• 381: The Series Kick Off
• 385: Wisconsin
• 419: New York
• 439: Minnesota
• 445: Maryland
• 459: Illinois
• 433: Top 10 Cities Part 1
• 485: Top 10 Cities Part 2
• 487: Top Surprises
• 497: Blue States
• 499: Purple States
• 501: Red States

Follow us:

• Queer Money YouTube
• Queer Money Instagram
• Queer Money on Tiktok

Curious how the uber-rich protect their wealth?

If you knew the secrets of ultra-high-net-worth individuals (UHNWIs), could you leverage their approach to money management to grow your own wealth?

Tim Volk, CFP, is Founder and Principal at T. Volk & Company Consulting, a boutique financial advisory firm that serves ultra-high-net-worth families. He also hosts The

Rainbow Bull Podcast.

On this episode of Queer Money, Tim joins us to share the secrets of the uber-rich, describing what UHNWIs do to transfer and mitigate risk.

Tim explains how the uber-rich think about money in the long-term and challenges the LGBTQ+ community to adopt a future-self approach to spending.

Listen in for insight on raising kids who don’t feel entitled and learn what you can do to join the ranks of the emerging affluent or uber-rich.

Topics Covered 

• How wealth managers define ultra-high-net-worth individuals
• What we can learn about the complexities of wealth from Crazy Rich Asians
• The differences between families of UHNWI and the LGBTQ+ community
• Why the queer community isn’t saving enough for retirement
• How Tim helps the emerging affluent manage capital through a family office
• How ultra-high-net-worth families transfer and mitigate risk
• Why Tim suggests choosing a life insurance policy with long-term care benefits
• How celebrities and the uber-rich aren’t immune to lifestyle creep
• What we can do to avoid raising entitled kids at any socio-economic status
• Tim’s future self approach to thinking about money in the long-term
• The lasting impact of a financially empowered gay community
• Tim’s advice on what you and I can do to become ultra-high-net-worth
• Tim’s challenge to focus on spending to bring joy to yourself and others
• How to deal with the dating dynamics of financial inequality
• Why it’s crucial for the LGBTQ+ community to stick together

For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 

Follow us:

• Queer Money Instagram
• Queer Money YouTube
• Queer Money on Tiktok

Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

“Why is it so expensive to be gay?” A common sentiment that we hear from many in the LGBTQ+ community. Much of that has to do with where we choose or end up living since housing costs for many make up anywhere between thirty to fifty percent of their take home pay.

If you’re one of the few LGBTQ folks with lots of cash, these are the top 5 most expensive cities for you to check out. If you don't have the cash, these could be cities to either aspire to live in or to avoid for your financial and mental health.

This is Queer Money episode #515. Today, we’re diving into the top 5 most expensive cities for LGBTQ+ folks.

• Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. 
• Watch this week's episode on YouTube
• Watch last week's episode on YouTube
• Don't miss the other states we've covered in this Gay Cities series

Past episodes mentioned in this episode:

• 381: The Series Kick Off
• 423: New Jersey
• 419: New York
• 467: Florida
• 475: California
• 433: Top 10 Cities Part 1
• 485: Top 10 Cities Part 2
• 487: Top Surprises
• 497: Blue States
• 499: Purple States
• 501: Red States

Follow us:

• Queer Money YouTube
• Queer Money Instagram
• Queer Money on Tiktok

We all have a money story. And for many of us in the LGBTQ community, it’s a negative narrative.

Maybe you were taught that money is the root of all evil. That there’s never enough to go around. Or that you have to work hard to make money.

Worse yet, you may believe that you don’t deserve financial stability, let alone financial freedom.

So, what can we do to recover from the childhood traumas that are affecting our money today?

Scott Clover is an intuitive guide who helps people release old patterns and heal themselves using skilled intuition, body energy and somatic technologies.

On this episode of Queer Money, Scott joins us to discuss the most common patterns and behaviors exhibited by individuals with financial trauma.

Scott explains how being queer might influence your relationship with money and describes how releasing internalized shame leads to better financial decisions.

Listen in for Scott’s insight on using money in a way that strengthens your self-worth and learn how to rewrite your money story and start building an affirming relationship with your finances today!

Topics Covered 

• How Scott defines intuitive healing and how it helps you change your behavior
• The reciprocity mindset you need to achieve financial stability
• Why accepting your existing financial reality is the first step to building an affirming relationship with money
• The most common patterns and behaviors exhibited by individuals with financial trauma
• How being part of the LGBTQ community might influence your relationship with money
• How to tell if past trauma is affecting your finances as an adult
• The power of releasing internalized shame and family expectations
• How comparing ourselves with others on social media keeps us stuck in judgement (and what to do about it)
• Breaking the stereotypes of what queer people are supposed to do, e.g.: stereotypical careers
• How to use money in a way that builds your self-worth
• How incorporating esteemable acts into our daily lives improves our wellbeing
• Why you might consider energy healing if traditional therapy doesn’t work for you

For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 

Follow us:

• Queer Money Instagram
• Queer Money YouTube
• Queer Money on Tiktok

Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Where can I retire that is both affordable and LGBTQ friendly?

We get this question a lot, especially as comments on our Affordable LGBTQ+ Friendly Cities series content.

This is Queer Money episode #513. Today, we’re diving into the top 10 most affordable retirement locations for LGBTQ+ folks.

• Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. 
• Watch this week's episode on YouTube
• Watch last week's episode on YouTube
• Don't miss the other states we've covered in this Gay Cities series

Past episodes mentioned in this episode:

• 381: The Series Kick Off
• 385: Wisconsin
• 387: West Virginia
• 407: Pennsylvania
• 413: Ohio
• 419: New York
• 451: Kentucky
• 433: Top 10 Cities Part 1
• 485: Top 10 Cities Part 2
• 487: Top Surprises
• 497: Blue States
• 499: Purple States
• 501: Red States

Follow us:

• Queer Money YouTube
• Queer Money Instagram
• Queer Money on Tiktok