Queer Money®: How Gay People Do Money

Our favorite LGBT podcast episodes on Queer Money™ Year after year, we learn more and more about queer money in the LGBT community. These are our favorite LGBT podcast episodes in 2017 on Queer Money™ about queer money. Inspiring LGBT podcast episodes about queer money 2017 was a great year for Queer Money™. We had some amazing guests and learned so much about money and queer money. Here’s a highlight of some of the best of the best LGBT podcast episodes of Queer Money™ about queer money.

Get your Late-Stage Retirement Calculator & Checklist: https://debtfreeguys.lpages.co/magic-money-late-retirement-checklist-thank-you Late-stage retirement planning If you’re in your 40’s, 50’s, or 60’s and have yet to put money away for retirement, you’re probably feeling anxious and have a thousand questions. Get answers to all your late-stage retirement planning questions on this Queer Money™, and get the Late-Stage Retirement Calculator & Checklist. Will you need to work past 80? Are there alternate investment strategies you should try? What is the best way to start saving—today? Let Teresa help you with late-stage retirement planning. Late-stage retirement planning with Teresa Mears Teresa spent 30 years as a newspaper journalist before shifting to online publishing. She runs Living on the Cheap, a website for personal finance and lifestyle advice. Living on the Cheap is a city-specific network of sites to help residents have a good time without going broke.  Today, Teresa explores the reasons why people don’t plan for retirement and the difficulty of living on Social Security alone. She offers an approach to saving for retirement for those getting a late start and addresses concerns about finding work later in life. Teresa explains her take on using the cashflow model to earn retirement income, reverse mortgages, and overspending on ‘stuff.’ Complete show notes: https://debtfreeguys.com/late-stage-retirement-planning/

Get the Early Retirement Checklist here: https://debtfreeguys.lpages.co/early-retirement-checklist/ Financial independence & retire early Imagine a life in which you work because you want to, not because you have to. A life that affords you the freedom to escape ‘cube life’ in pursuit of your passion. That’s FIRE—Financial Independence & Retire Early and what Queer Money™ is all about today. Get the Early Retirement Questionnaire & Checklist and follow along. Reach financial independence & retire early with Gwen & J Gwen and J are the hosts of FIRE Drill, a podcast on which they discuss a wide range of topics in the Financial Independence|Early Retirement (FIRE) space, from real estate to online entrepreneurship to writing romance novels to Airbnb. Both Gwen and J have lucrative careers in tech, and they have been making use of automated savings systems for several years now. J’s FIRE journey helped her and her husband get out from under $100,000 worth of debt and amass $100K in savings in just a few years. Gwen’s six-year FIRE path will let her to quit her job in the Spring of 2018 at the age of 27. Today, Gwen and J explain the two most common approaches to reach financial independence & retire early, sharing how their plans have evolved over time to include real estate investment, stocks and entrepreneurship. They discuss how relationships with friends and family may change as you pursue reach financial independence & retire early and how the diverse FIRE community inspired them to start their podcast. Listen in to reach financial independence & retire early yourself! Get all the resources here:https://debtfreeguys.com/reach-financial-independence-retire-early/

Get your Super-Simple Investing Guide here: https://debtfreeguys.lpages.co/super-simple-investing-guide/ DIY.FUND and Newbie Ivestors Talking Wall Street feels intimidating, but Wendy and Eric Nissan of DIY.FUND, who have both worked on Wall Street, help us help you get started with investing. Who is DIY.FUND? We befriended Wendy and Eric Nissan at FinCon in San Diego in 2016. Both Wendy and Eric had careers on Wall Street where they learned the ins and outs of that world. The Nissans came on Queer Money to break investing down into simple terms to help you start investing. Someday you may be a DIY.FUND client. For now, download our Super-Simple Investing Guide here and listen to this Queer Money to learn everything you need to start investing today. Who are Wendy & Eric Nissan? After moving to Florida from New York, Wendy started asking questions about the management of their own portfolio, and Eric started writing programs to answer her questions. Eventually, they thought, ‘Everyone should have these tools!’ and they designed DIY.FUND, an online portfolio management system that gives individual investors access to the same management tools the pros use. Wendy and Eric’s fintech startup was accepted to Starter Studio, Orlando’s premiere tech accelerator. Since then, they've won tons of awards. DIY.FUND will be fully functional in the next two months. Today the Nissans share their philosophy about online investing tools and offer their advice for newbie investors. They explain how advisors’ commissions affect returns over time and the advantages of using DIY.FUND as an alternative. Ultimately, most financial advisors use software to make decisions about your portfolio. What if you had access to those same tools? What if you could invest in the stock market with confidence—without giving up a huge chunk of your returns to a broker? Get additional resources here: https://debtfreeguys.com/diy-fund-helps-newbies-invest-like-pros/

Get the resources for this podcast here: https://debtfreeguys.com/postnuptial-agreements/ Postnuptial agreements for those without prenups Before ‘I do,’ have an honest conversation with your partner about money, children and prenuptial agreements should your relationship end. If ‘I do’ is already ‘I did,’ here’s what you should know about postnuptial agreements. Pre and postnuptial agreements & divorce with Jennie Wray Jennie Wray is a partner with Denver’s Harris Law. One of the firm’s most accomplished attorneys, Jennie has been named a Super Lawyers Rising Star for five years running. She was also nominated for Denver Business Journal’s Top 40 Under 40 in 2016 and 2017. A graduate of Vermont Law School, Jennie gained valuable insight into family law and court proceedings externing for New Jersey’s Presiding Judge in the Civil Division and the Hudson County Superior Court, Family Division. She has been with The Harris Law Firm since October of 2008, providing legal representation to clients in the dissolution of marriage and the allocation of parental responsibilities. Jennie shares important information about setting up a marital agreement (prenuptial agreements, postnuptial agreements and divorces) to protect both partners as well as any children from previous relationships. She explains the traditional provisions of these marital agreements, the concept of ‘marital property,’ and how the court views debt amassed before and during a marriage.

Get the FREE Credit Score Checklist here: https://debtfreeguys.lpages.co/credit-score/ If you have yet to find a Sugar Daddy willing to pay off your debt, you may be forced to figure out your finances on your own—and knowing how to get the best credit score is the very first step. The best credit score and thick credit report Collin Brennan is a Senior Editor at Credit Karma. Today Collin covers the basics of credit scores and credit reports, explaining how scores are determined and why it’s important to check your scores regularly and how to improve them. He offers actionable advice on building a credit history if you have a ‘thin file’ and how to deal with potential data breaches. Listen and learn what qualifies as a ‘good’ score, the difference between a hard and soft inquiry, and the free tools available through Credit Karma. Get tips here to easily remember to pay your bills on time with our free checklist. Credit Karma is a free online service that affords you the tools, the education, and the opportunities you need to understand your finances. They provide free access to your credit scores, reports, and monitoring along with informative content that allows you to make informed financial decisions. Get more detail here: https://debtfreeguys.com/best-credit-score-fabulous-life/

Setting goals, the Q.U.E.E.R. way Setting goals isn’t enough. Setting goals the Q.U.E.E.R. way is. On this week’s Queer Money™, we talk about setting goals the Q.U.E.E.R. way to help you reach your biggest goals. Setting goals for a successful queer life In Write the Best Annual Performance Review Ever, we shared our free swipe copy to literally copy and paste specific language to easily write the best annual performance review ever. This free tool will help you and get your next raise or promotion to help you live bigger. QUEER goals, as you’ll hear, will help you set next year’s professional and personal goals to help you go harder and achieve bigger. Hear all about setting goals the Q.U.E.E.R. way on Queer Money™: All about setting goals the Q.U.E.E.R. way We’re heading into a new year when our employers like us to write annual performance reviews for the past year and set new business goals for the upcoming year. Likewise, you often want a new year to mean a new you (and a new me, too). Setting goals the Q.U.E.E.R. way will make all these happen. 1. Set quantifiable goals Quantifiable goals are measurable, non-elusive goals that can be expressed in numbers or percentages, show a computable goal from point A to point B. 2. Set understandable goals Understandable goals are clear goals, easily explained to and comprehended by others. Your goal is clear in your mind and you understand the steps required to achieve your goal. 3. Set executable goals Executable goals are within the realm of possibility, can be carried out and accomplished. This doesn’t mean your goals are easy because we don’t grow with easy goals. 4. Set exciting goals You have a passion for it, achievement would provide true, inner happiness or motivate you. Exciting goals make going to work or getting up in the morning easier. 5. Set relevant goals They apply to you and your life goals. Your goals, whether in business or in your personal life, need to feed into your reasons for living. They support your longer-term plans. Get the awesome text for your next annual review here: https://debtfreeguys.lpages.co/annual-review/

Prudential’s LGBT Financial Experience Survey If you’ve ever wondered who makes up the Rock Star Research Team behind Prudential’s LGBT Financial Experience Survey or how they use their findings, today’s your lucky day! We’re diving deep into this LGBT information-dense study with two of its authors, Josh Stoffregen and Supriya Sanyal. The minds behind Prudential’s LGBT Financial Experience Survey If you’re a regular Queer Money™ listener, you know that Prudential’s LGBT Financial Experience Survey is an often-cited source of information. Who came up with this study, and what’s their take on the findings? Josh is the VP of Global Communications—Retirement at Prudential Financial. He has been with the firm since 2009, and he was the project lead for the 2012 inaugural study of Prudential’s LGBT Financial Experience Survey. Supriya joined Prudential Financial in February of 2014 and serves as Director of Audience Insights—Global Strategic Research. As a market research professional, her expertise lies in providing results-focused data-driven insights for business-to-client and business-to-business clients. Today Josh and Supriya offer insight into the findings of Prudential’s LGBT Financial Experience Survey, explaining the inspiration behind the study, what it takes to put the data together, and the differences between the 2012 and 2016 findings. They discuss what’s behind the disparity between the financial status of gay versus straight populations and why such a high percentage of the LGBT community considers themselves to be ‘spenders.’ Listen in to understand the changing face of retirement and why you should enlist the help of a financial advisor to ‘make the most of what you have, whatever you have.’ Get all the resources here: https://debtfreeguys.com/prudentials-lgbt-financial-experience-survey/

Leading IM Creative Successfully IM Creative was named one of the fastest-growing privately-held companies by Inc. magazine in both 2015 and 2016. Today Scott Ihrig and Shannon Morrison talk about working together as a gay couple, the risk/reward proposition of owning a business and their take on digital versus analog life. Who is IM Creative? ‘Being together matters.’ This is the philosophy upon which IM Creative was founded. It also applies to the strong relationship between CEO and founder Scott and Chief Creative Officer Shannon, whose complementary skill makes them fabulous partners in both life and business. Scott and Shannon explain how having a successful company allows them to support the causes they believe in and the importance of retirement planning in the LGBTQ community. Listen and learn how IM Creative’s company values inform their business decisions and the daily habits that help Scott and Shannon improve personally and professionally. Scott spent two years as a lawyer before shifting to a career producing shows for the Radio City Rockettes. In 2000, he stopped working for other people and founded Ihrig Productions. Shannon studied theatre and psychology at Yale and then went to grad school at NYU where he earned an MFA in Musical Theatre Writing. Shannon spent three years as an associate with Hal Luftig, working on Broadway productions like Legally Blonde, Movin’ Out and Thoroughly Modern Millie. In 2007, Scott and Shannon met through an online dating site. Six months into their relationship, Scott was producing a corporate event for a pharmaceutical company and Shannon came along as a production assistant. They quickly realized that Shannon’s theatre background and creativity was a big value-add for the company that balanced Scott’s business acumen and ability to execute on ideas. Together they rebranded the company as IM Creative and have since expanded to include offices in New York, San Francisco, Charlotte and Columbus, Ohio. Their risk has paid off, and their experience and knowledge will benefit you. Find out more: https://debtfreeguys.com/im-creative-leaders-talk-love-business-gay-couple/

Dominique Jackson's Inspiring Story

Dominique Jackson, a prominent figure in the realm of transgender modeling, graces us with her compelling narrative of resilience and transformation. She recounts her journey of self-discovery, which was fraught with adversity, including familial rejection and the challenges of transitioning. Throughout our dialogue, Dominique emphasizes the pivotal role of intuition in navigating her tumultuous past, which encompassed struggles with substance abuse and significant financial burdens. Moreover, she illuminates her current endeavors, wherein she actively contributes to organizations such as Destination Tomorrow, thereby giving back to the community that shaped her. This episode serves as a profound testament to the indomitable human spirit and the necessity of support and understanding within marginalized communities.

Meet Miss Dominique Jackson Transgender model, Dominique Jackson shares her story has taken her from the island of Tobago to Mercedes Benz Fashion Week in New York City to the reality show Strut to serving her LGBTQ community at Destination Tomorrow. Her story will inspire you. Model & Reality Show Star Dominique Jackson “It all began with a high five.” In an incredibly competitive industry, it’s easy to begrudge the success of another model or actor, to view a colleague’s achievement as if they’ve taken something away from you. But successful transgender model Dominique Jackson rejects such a scarcity mindset, celebrating the success of her colleagues. In fact, the simple gesture of a high five sent waves through the community—and led to the opportunity to do reality series Strut. Dominique grew up in privilege in Trinidad and Tobago but was ultimately rejected by her family over her gender identity. She moved to the US in 1990 and started school while she was transitioning. Dominique has encountered her share of obstacles, from homelessness to drug and alcohol abuse to survival sex work, but a combination of intuition, belief and therapy have allowed her to view those challenges as a test that helped Dominique realize just how far she can go. Dominique paid her dues in the modeling industry, doing a number of free shows before landing a job as a resident model with Adrian Alicea in 2009. This break led to her first appearance at Mercedes Benz Fashion Week that same year. Today Dominique shares the trajectory of her modeling and acting career, as well as her challenging personal journey as a transgender woman. She explains how a shift in mindset and a healthy dose of discipline helped Dominique see her way clear of $10,000 in credit card debt, and how she came to serve as Director of Programming for Destination Tomorrow. Learn about her work to support the LGBTQ community and how to adopt a mentality of abundance.

Takeaways:

• Dominique Jackson recounts her journey of resilience, navigating the complexities of identity and societal expectations.
• She emphasizes the significance of intuition and self-awareness in overcoming personal struggles and financial challenges.
• Dominique illustrates the importance of community support, highlighting her involvement with organizations like Destination Tomorrow.
• Her experiences reveal the necessity of addressing mental health and advocating for accessible healthcare within the LGBTQ community.
• Dominique advocates for parents to allow their children the freedom to explore their identities without premature labels or constraints.
• She shares her belief in the power of abundance and collective success, urging individuals to celebrate rather than compete with one another.

Topics Covered:

• 00:28 - Dominique Jackson's Journey of Resilience
• 06:21 - Dominique's Journey: From Tobago to Triumph
• 11:52 - Overcoming Challenges and Finding Identity
• 23:31 - Overcoming Challenges and Resilience
• 27:45 - The Journey to Acceptance and Identity
• 35:14 - Advocacy and Community Support
• 42:41 - Supporting Transgender Children: Guidance for Parents
• 45:50 - Understanding Gender Identity and Expression