In this episode of Housing Insiders, Jonathan & Jeremy discuss what the wildfires mean for homeowners insurance nationwide and the long-term impact the wildfires will have on the homebuilding process, including the prognosis for factory-built homes. Next, Steve Royster, Head of Community Banking & Marketing at MoCaFi (Mobility Capital Finance), joins the show to talk about his work reaching and helping unbanked Americans. "There are credit-worthy people in black and brown communities, underbanked communities, that deserve access to capital," says Steve. Steve says MoCaFi's fintech solutions and financial education programs will help close the racial wealth gap, and their work will continue regardless of changing views about DEI in some corporate boardrooms. MoCaFi has previously partnered with Los Angeles to help disburse COVID relief funds to the unbanked via Angeleno Connect cards, a program that could be utilized again to provide disaster relief funds.

Donate to the American Red Cross, World Central Kitchen, and the Los Angeles Fire Department Foundation.

Impacted by the wildfires? Fannie Mae's Here to Help program can connect you at no cost with a housing counselor to help you through the process.

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