Ready, Set, Retire!

Market swings may grab headlines, but the real retirement risk often shows up quietly. On this episode, Steve Anzuoni explores why many near-retirees feel less confident despite strong markets, and why relying solely on a growing 401(k) can be misleading. The conversation covers shifting from accumulation to income planning, the role of rebalancing, rising healthcare costs, and why flexibility matters as retirement approaches. Steve also explains concepts like in‑service distributions and guaranteed income tools, helping listeners rethink how their savings may function once paychecks stop.

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Get a Copy of Steve's Book - Tee Up Your Retirement! 

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Is your retirement confidence built on real planning—or just a strong market streak? On this episode, Steve Anzuoni breaks down why rising market gains can create a false sense of security without a written income plan. He explains the difference between saving for retirement and planning real retirement income, highlights the risks of market timing and sequence-of-returns, and discusses how fees, diversification, and cash-flow strategy impact long-term outcomes. The conversation centers on building clarity through numbers you can actually see, feel, and rely on—so confidence comes from preparation, not guesswork.

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Get a Copy of Steve's Book - Tee Up Your Retirement! 

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Annuities don’t fail retirees—confusion does. On this episode, Steve Anzuoni breaks down why so many people misunderstand annuities and how that confusion can derail an otherwise solid retirement plan. Steve explains the difference between simple and complex income products, why goals matter more than rates, and how guaranteed income can change how retirees actually live and spend. The conversation also tackles longevity, inflation, healthcare concerns, and the costly mistake of delaying key retirement decisions.

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Get a Copy of Steve's Book - Tee Up Your Retirement! 

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Inflation is everywhere, yet many retirees say they’re doing just fine—so what’s really going on? On this episode, Steve Anzuoni breaks down how retirees are absorbing rising costs, why guaranteed income matters more than headlines, and how to think clearly about cash flow once the paycheck stops. The conversation cuts through fear, financial noise, and novelty investments—like collectibles or “hot” trends—and refocuses on what actually supports retirement income. It’s a practical, plain‑English discussion about organizing your resources so everything works together when it matters most.

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Get a Copy of Steve's Book - Tee Up Your Retirement! 

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What happens when a lifetime of saving suddenly feels fragile? On this episode Steve Anzuoni breaks down the emotional shift from accumulation to retirement and why a “pile of money” isn’t the same as a plan. The conversation explores market volatility near retirement, assigning purpose to savings, and the bucket-based approach to income, growth, emergencies, and enjoyment. You’ll also hear how guaranteed income tools, taxes, and required distributions shape real-world retirement decisions—and why clarity matters as retirement moves from an idea to a calendar date.

SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!

Get a Copy of Steve's Book - Tee Up Your Retirement! 

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One simple habit could quietly unravel a retirement plan—and most couples don’t realize it until it’s too late. Steve Anzuoni unpacks why treating one partner as “the money person” creates unnecessary risk, especially when life changes fast. The conversation moves through shared financial awareness, Social Security realities, income gaps, common retirement myths, and how different “buckets” of money shape long-term stability. Along the way, they ground big financial ideas in real-life stories that highlight why understanding the full picture matters long before retirement arrives.

SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!

Get a Copy of Steve's Book - Tee Up Your Retirement! 

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See omnystudio.com/listener for privacy information.

Market swings, war headlines, and retirement jitters collide—so what actually matters when your paycheck stops? On this episode, Steve Anzuoni cuts through volatility to focus on retirement income, guaranteed cash flow, and why a pile of savings isn’t the same as a plan. They break down income “buckets,” the psychology of spending in retirement, and how guaranteed sources like Social Security and annuities fit into a real-world blueprint. It’s a grounded conversation about replacing your working paycheck and navigating longer lives, inflation, and uncertainty with clarity.

SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!

Get a Copy of Steve's Book - Tee Up Your Retirement! 

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See omnystudio.com/listener for privacy information.

What if the real retirement risk isn’t market swings, but losing the paycheck you depend on?
Steve Anzuoni breaks down why so many Americans doubt retirement is even possible and why replacing income matters more than chasing growth. He explains the shift from pensions to personal savings, the role Social Security really plays, and how an income‑first approach can change how people think about spending, debt, and long‑term confidence. The conversation also explores purpose after retirement, un‑retiring by choice versus necessity, and why having a clear plan can remove uncertainty from the years ahead.

SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!

Get a Copy of Steve's Book - Tee Up Your Retirement! 

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See omnystudio.com/listener for privacy information.

When everyday expenses start competing with your future, where should the line be drawn? On this episode Steve Anzuoni breaks down why tapping retirement accounts can be a costly move and why separating money by purpose matters more than ever. The conversation explores “bucket” strategies for income, emergencies, inflation, and fun, along with real-world examples of using existing assets to manage debt. The episode also dives into new retirement contribution rules, lesser-known planning options for high earners, and why protecting your finances from cyber fraud now belongs in every retirement discussion.

SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!

Get a Copy of Steve's Book - Tee Up Your Retirement! 

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See omnystudio.com/listener for privacy information.

A tax refund can be more than a windfall—it can become a turning point. On this episode Steve Anzuoni breaks down how recent tax law changes may impact retirees and near retirees, then explores smarter ways to put that money to work. The conversation covers legacy planning, retirement income versus account balances, and the real difference between retirement and financial freedom. Steve explains why having a pile of money isn’t the same as having a plan—and how clarity around income, taxes, and purpose can reshape what retirement actually looks like.

SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!

Get a Copy of Steve's Book - Tee Up Your Retirement! 

Social Media: Facebook I  LinkedIn I Instagram I YouTube 

See omnystudio.com/listener for privacy information.