This podcast serves as a continuation of my previous podcast discussing the details and information regarding Bank of Americas 0% down payment mortgage.

Bank of America is obviously a reputable financial institution with more money than they could probably know what to do with. It doesn't come as a surprise that they're introducing a brand new loan product which will enable specific buyers the opportunity to purchase a property with putting no money down!

But is it all rainbows and unicorns? Does a product like this truly help you as a buyer? Homeowners are there any type of benefit for you from somebody who is coming to you with a loan like this? I have all your answers right here!

I can't tell you the number of times where I have seen other agents talk about how their home seller has their price too high I will refuse to adjust their price because there's "that one buyer!"

Or that home buyer that continuously gives offers that are $100,000 under the list of price because "they won't contribute to inflation!"

So usually to counteract the obvious of their plan not working they will simply repeat over and over what they want or what they expect in the hopes that if they say it enough it will come true! Lol, listen to this one.

There have been many instances where homeowners especially those that are overpriced will make reference to "offers in the past" as a way to justify their overpriced home in the present. But what does an offer from the past really entail? When is an offer from the past actually an offer that you can refer to for the future? Is such a thing even real? I have all your answers right here.

If you live in New York or at all care about New York you absolutely must listen to this Real Brief podcast!!

New York has plans to go all electric by the end of next year. There is a bill in place right now that would cause New York to ban all fossil fuels beginning the end of next year.

This is a critical Real Brief episode!

It seems nowadays you can't go more than 10 minutes without hearing some source somewhere or some individual somewhere talk about the hope and or wait for a real estate housing crash.

But is it at all realistic or reasonable to think that something like this will even happen? What's the difference between today and 2008, the last great crash that we had?

I have all of your answers right here!

All too often I see homeowners make the mistake of going about the process of purchasing their next home after they sell their existing one all incorrectly.

There is a legitimate method of which you as a homeowner who is selling needs to use in order to do this properly and to not risk there being any issue with your home sale process.

I go over the pitfalls of this with you here and we discuss the details!

I was able to go several years without really jumping on the Zillow bandwagon but that time is finally up. In this episode I go over what the situation is with Zillow and whether or not they are reliable company in any way shape or form.

You don't have to go far to realize that mortgage payments are a great money Maker for the banks, the amount of interest that they charge is astronomical and is a pure profit for them and is of absolutely no additional help for you. But what if you made additional payments toward what you owe? Could that be of a good benefit to you? What exactly is the process for doing that? And what happens when you do that? I've got your answers right here!

Regardless of the market type there will always be a time where either a buyer or a seller feels that they do not need the assistance of a real estate agent. Is this really a flaw? Could you do this on your own? Does it really matter one way or the other because of all the resources out there? I've got all your answers right here!