Conventional wisdom would leave most consumers to believe financing is super conservative right now. To a certain extent most consumers would be correct, but a lot of people would be surprised at what non-QM financing will get you these days. Non-QM financing has really come to the forefront and you might be surprised to find out just how many people are getting non-QM loans. Listen in as Joe and Mike explain what unconventional financing has to offer the average consumer.

For over 15 year Steve Hotovec helped consumers manage taxes, stocks, bonds mutual funds and more, but one investment often left out is where most consumers have about 70% of their net worth tied up. Today Steve has groups and products that allow homeowners to intelligently access home wealth without taking out a loan or hurting their current equity. Listen in as Joe, Steve Hotovec and Steve Droz explain home equity sharing and how it can help homeowners who are house rich and cash poor.

Congratulations! You’ve made it to the level of growing your business! By now your business is looks like it’s actually going to work, consumers are giving you thumbs up and more people are needed to make your business run. Bringing on a partner can be exciting and complicated and in some ways as serious as a marriage born out of necessity. Today Joe and Jack discuss what entrepreneurs need to know before bringing on a partner in your business.

It’s busy, it’s expensive and there’s a lot of stuff going on, but there is still a lot of interest in Bay Area real estate. Today Joe and Mike discuss market conditions strategies, tools, statistics, data and ideas to help you succeed when buying or selling property in the Bay Area. Specific topics include:

• Pre-Super Bowl inventory

• Pricing strategies & interest rates

• Effects of a normal market

• What sellers should be doing now

• Buyer conversations

Over the last 10 years home prices have escalated incredibly which means homeowners have seen a dramatic increase in their homes equity. In fact surveys suggest that homeowners may have 70% or more of their entire wealth tied up in their home. Having a majority of your wealth in one illiquid asset can be a mixed blessing that our friends at Barastone can help you with. Today Joe and Mark Rogers discuss how homeowners can access their homes wealth without taking on debt.

In 2018 Jack Russo joined the RERL team and taught us just about the steps one needs to take when starting a business. 2019 is time to discuss growing your business. This time Joe and Jack will address major questions regarding how to accelerate your growth and what can you do about the various legal issues that come up during the growth phase. Topics include:

• SWOT analysis

• New employees and new contractors

• Outsourced functions

• Work made for hire rule

• Projects worth the payoff

Exciting news is what today’s podcast is all about. Bundle Select has officially announced their employee real estate platform. Exclusive only to certain companies, it doesn’t matter what size your company is or where in the US you are located; all you need to do is connect and figure out if you and your company qualify as a good match! Today Joe tells us all about Bundle Select’s employee real estate platform.

The holidays are officially over and we are ready to take on 2019! Joe is kicking off the New Year with some good news for anyone paying attention to interest rates and some even better new for buyers entering the market. Tune in as Joe explains all the new opportunities that await you as a New Year begins. Specific topics include:

• The drop in interest rates

• Jumbo loan opportunities

• Why look at your financing now?

• Flat market vs. buyers market

• Contingent sales

Small business owners often refrain from building a sales and marketing division within their company. Not only can creating your division be costly, it usually becomes an unneeded headache and that takes up much needed time. Jack Russo takes over as host in today’s podcast as he welcomes back Steve King of UberConnectForce. Topics:

•Attracting anti-phone millennials

•Matching with ideal customers

•Hiring UberConnectForce

•More than sales force innovation

•Automation and sales

•And more

Am I positioned correctly? Should I get preapproved now? What else should I be doing now? Buyers and sellers have a lot to think about with 2018 coming to a close and the market looking much different from previous years. A changing market will not only require buyers and sellers to come up with new strategies to complete the transaction, but to revise how they begin preparing for these situations. Today Joe and Mike discuss how buyers and sellers should plan for 2019.