Real Money Pros

Jeremiah, Brian, and Steve Cilley navigate through economic trends and financial strategies. Contrary to past recession predictions, they discuss the importance of anchoring financial plans to personal goals, urging listeners not to let politics dictate their approach. Unraveling the true essence of portfolio rebalancing, the hosts delve into its strategic nuances. The episode sparks debates on Basic Universal Income, higher minimum wages, and the intricacies of S.A.L.T. taxes. Exploring the complexities of tax codes, they question the necessity of convoluted structures and offer valuable tax strategies related to Health Savings Accounts (HSAs). Today's lesson: TAKE ACTION!

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Jeremiah Bates, Financial Advisor

Brian Wiley, Financial Advisor

Steve Cilley, CEO of Ataraxis PEO

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

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In this episode, Jeremiah covers key economic topics like inflation moderation and interest rate policies, exploring their impact on investor sentiment. We also discuss the emotional aspects of selling a business and the growing influence of Artificial Intelligence in the restaurant industry. What industry is under attack next?

We provide practical insights into incorporating rental properties into Individual Retirement Accounts (IRAs) using self-directed IRAs. Plus, Jeremiah addresses the pros and cons of converting a traditional IRA to a Roth IRA, emphasizing that a Roth isn't always the one-size-fits-all solution. And much more!

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Host:

Jeremiah Bates, Financial Advisor

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SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

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The passengers aboard the Boeing airplane that had its door blow out during mid-flight are trying to sue the manufacturing company. Is it justified? Serial entrepreneur Steve Cilley sits with Brian and Jeremiah to talk about how he would approach the situation as a business owner. How do you retain customers after something like that?

Now that crypto spot ETFs are widely available, have you picked any of them up? Do you trust it? Why would you even want to own it? Maybe cryptocurrencies aren’t the fad we once thought.

Among listener submissions, the trio clears the misconceptions surrounding gift tax and how it’s not actually a “tax.” Plus, is it even viable to tax the wealthiest people on their unrealized gains within their investments? All of that in these two hours!

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

Steve Cilley, CEO, Ataraxis PEO

—————————————————————

SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

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If you could go back in time and change your path in life, would you? The big news this week was the approval of Crypto Spot ETFs, allowing the masses to actually own cryptocurrencies like Bitcoin without having to open crypto-specific accounts. Now that it's going to be more accessible, is it appropriate for your long-term portfolio? Brian and Nic explain why your advisor might not even offer them to you (for now). Plus, listener submissions and much more.

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley, Financial Advisor

Nic Daniels, BFA™, Financial Advisor

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SPONSORS:

Academy Mortgage:

https://academymortgage.com

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

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WE ARE LIVE AGAIN, BABY! Happy New Year to everyone, and we hope you're as happy to have us back doing the show live as we are. Jeremiah and Brian start by talking about Boeing's most recent incident and the potential implications that could create for its stock. They discuss paying professionals for services, TSP rollovers, A.I., and much more. If you've ever thought of starting a business, what has prevented you from just getting started? Brian brings up what it's like to be a business owner when it comes time to let go of your identity...

(Also, the audio fixes itself at 00:01:32... Sorry.)

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

—————————————————————

SPONSORS:

Academy Mortgage:

https://academymortgage.com

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

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Every end of the year, we give our personal predictions for 2024; Everything from sector performance, real estate, and more. Plus, we review our last year's predictions! What did we get right and what did we get wrong? Let's just say Brian's pessimism of home builder stocks in 2023 was greatly proven wrong... Will crypto and tech rule 2024?

Tax planning for the new year starts NOW! With new legislation, we can expect to see a rise in tax rates, so it's imperative that we start to plan for those increases as soon as we can. Steve Rausch gets pulled into the studio for a couple of segments to discuss how to properly gift property to your heirs. We talk about how step-up in basis works and the potential complexities and issues it can bring to a bad estate planning strategy.

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

https://www.capitalcitylawoffice.com

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

Steve Rausch, Estate Planning Attorney

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SPONSORS:

Academy Mortgage:

https://academymortgage.com

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

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The DJIA hit record highs, and the Fed expects to cut rates... what a week! To start the first hour, Brian and Jeremiah mostly discuss lowered interest rates and how that should (or should not) affect your investment portfolio. Which investments perform best in times of lower interest rates? They also focus on investors looking to generate income through their investments, emphasizing specific numbers and percentages that demand attention while disregarding others.

On another note, is A.I. going to take over our children? And no, we don't necessarily mean in the scariest way possible... Artificial Intelligence has surged in the last year, and we expect it to continue making headlines. While those of us who aren't tech-savvy might not fully grasp how it works, we can still explore how to profit from it. The guys talk about its integration into your portfolio and why it's something we need to consider as a viable investment.

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

—————————————————————

SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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The labor market is not what it used to be. These darn kids just don't want to work anymore! Or maybe the issue is way more complicated than just that. Steve Cilley of Ataraxis PEO joins Jeremiah to discuss all things employment—things that employers and the self-employed need to pay attention to before the year is over and be sure to give it attention now. This stuff can get complicated! Plus, comparing different retirement plans and the incoming mandatory retirement benefits that will start in 2025. Do you think employees working from home are just as effective as in the office?

In the second hour, Brian and Jeremiah talk poorly of the annuity industry, to say the least. They'll explain why they urge people to take a different route, emphasizing that sometimes there's such a thing as too conservative. And if you're in one right now, don't worry. They'll tell you how to get out of it...

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

Stephen Cilley, CEO of Ataraxis PEO

—————————————————————

SPONSORS:

Academy Mortgage:

https://academymortgage.com

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

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In the first hour, Brian flies solo to talk about his most recent DIY investor mistake... Yes, even he makes mistakes! He explains what to do to prevent what he did and gives other tips on picking and buying companies during market pessimism. Who doesn't like buying things on sale? Jeremiah helps end the hour with a November market update – it was a good month! This year has been kind to tech stocks, but are we starting to see the tide turn back to other alternatives? Plus, December means the season of giving, but giving could mean taxes! The guys give ways to be extra tax-efficient and helps you understand the gift tax rules.

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley, Financial Advisor

Jeremiah Bates, Financial Advisor

—————————————————————

SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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We hope everyone enjoyed their Thanksgiving weekend! First, Jeremiah and Nic discuss the Corporate Transparency Act, legislation that was passed to enhance transparency in entity structures and ownership in order to prevent money laundering and other illegal business activities. Sounds great to prevent the funding of terrorism and other misuse of funds, but how will it affect the everyday small business owner? Harsh penalties will also be available for the small guy… Along with listener questions, the team talks about recent retail sales reports and the upcoming expectations for this holiday season.

Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Jeremiah Bates, Financial Advisor

Nic Daniels, BFA™, Financial Advisor

—————————————————————

SPONSORS:

Academy Mortgage:

https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor

Lively (HSAs and FSAs)

https://livelyme.com/pro

Ataraxis PEO

https://ataraxispeo.com/offer

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Advisor Insurance Solutions:

https://advisorinsurancesolutions.com/

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