Real Talk Ryan Jespersen

What's your biggest money mistake? For some, it's drowning in credit card debt. For others, it may be waiting until later in life to start investing. It's Financial Literacy Month, and we've got you covered in with rock solid tips for Real Talkers of all ages. 

2:00 | Bestselling author Robin Taub and JA Northern Alberta CEO Cheryll Watson share their best financial advice for kids, teens, and adults. 

ROBIN'S BOOK: https://robintaub.com/

ROBIN'S SUBSTACK: https://awordfromthewise.substack.com/

JUNIOR ACHIEVEMENT: https://janorthalberta.org/

BITCOIN v. S&P500: https://rtrj.info/2024BitcoinReview

58:55 | Ryan tells us how he fared in traffic court. 

1:06:15 | Did you catch Ryan's Canadaland debut this week? Real Talker Erick lets us know what he thought of it. 

CHECK IT OUT: https://www.canadaland.com/podcast/1060-danielle-smiths-all-you-can-eat-alberta-style-freedom/

1:07:30 | Rob in Leduc is sick of oil spills. JC in Edmonton predicts "carnage" next provincial election prompted by insurance reforms. Brandt thinks it's time for a certain Liberal cabinet minister to resign. And Brinley's all fired up over the under-achieving Edmonton Oilers. It's The Flamethrower presented by the DQs of Northwest Edmonton and Sherwood Park! 

FIRE UP YOUR FLAMETHROWER: [email protected] 

When you visit the DQs in Palisades, Namao, Newcastle, Westmount, and Baseline Road, tell 'em Real Talk sent you! 

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

JOIN US ON FACEBOOK & LINKEDIN: @ryanjespersen 

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON:  https://www.patreon.com/c/ryanjespersen

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

Tim Cartmell wants to be Mayor of Edmonton. The two-term city councillor (and former engineer) says Council has lost its way and spending is out of control. Is he the right guy to fix it? 

2:15 | Councillor Cartmell announces his mayoral campaign in the Real Talk studio, and lays out his vision for Alberta's capital city. 

LEARN MORE: https://www.timcartmell.ca/

46:40 | Jespo and Johnny dip into the live chat to see what Real Talkers make of Cartmell's pitch.

1:05:30 | Albertans could be paying even more for car insurance as the UCP government gets set to lift its own rate cap and axe personal injury lawsuits. Real Talker Laura tells us about a hit-and-run crash that changed the lives of her family and friends. 

INJURY LAWYER MARK McCOURT ON REAL TALK: https://rtrj.info/112024Insurance

1:09:50 | Real Talker Alex was at the Springsteen show the other night. He chimes in on the rock show etiquette question from our November 20 episode. 

EMAIL THE SHOW: [email protected] 

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

JOIN US ON FACEBOOK & LINKEDIN: @ryanjespersen 

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: https://www.patreon.com/c/ryanjespersen

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

Has your car insurance skyrocketed over the past few years? Albertans are already paying among the highest rates in the country, and it's about to get even more expensive. Sources say Danielle Smith's UCP government is about to let auto insurers raise rates well beyond the 3.7% cap it imposed earlier this year. Politicians will promise rates will eventually come down because they're eliminating personal injury lawsuits...but is that the right move? 

2:40 | Injury lawyer Mark McCourt tells us why he thinks the Alberta government is about to make a big mistake. 

MORE FROM MARK: https://www.mccourtlaw.ca/

32:30 | Marmot Basin opens this week! We've got the details you need in this week's #MyJasper Memories presented by Tourism Jasper. 

GET YOUR MARMOT ESCAPE CARD: https://www.skimarmot.com/

38:30 | What does Danielle Smith have in common with Ralph Klein? Ryan tells us about a political panel he hosted the day before with pollster Janet Brown and political scientist Dr. Duane Bratt.

59:15 | Were you at the Springsteen show in Edmonton? Ryan tells us about a kerfuffle in the seats just in front of him.

1:13:50 | Real Talker Jeff chimes in from Grande Prairie about the big EIA/WestJet news. 

DETAILS: https://rtrj.info/111924EIAWJhighlight

EMAIL THE SHOW: [email protected] 

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

JOIN US ON FACEBOOK & LINKEDIN: @ryanjespersen 

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: https://www.patreon.com/c/ryanjespersen

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

REAL TALK EXPANSION NEWS: our live stream is now available on SEVEN different platforms! As of this episode, you can catch us LIVE on YouTube, X, Instagram, TikTok, Facebook, LinkedIn, and Mixlr weekdays at 8:30am MT. And, of course, you can find us wherever you get your podcasts, including Apple Podcasts and Spotify. 

3:40 | Even cooler: our Real Talk Live Chat powered by Park Power will include comments from all platforms. It'll be interesting to see if our viewers on X differ from the crew in our YouTube chat, or if our Facebook audience aligns with our viewers on LinkedIn...

TELL US WHAT YOU THINK: [email protected] 

9:20 | Join us at the Real Talk Pond Hockey Classic presented by Molson Canadian on Saturday, February 2 in St. Albert, and you could win SIX TICKETS to the Oilers/Leafs game at Rogers Place later that evening! Sign up your team today to qualify: https://www.ryanjespersen.com/pond-hockey

11:20 | The days of Edmonton losing air travellers to Calgary could be numbered. Edmonton International Airport (EIA) announces its largest schedule ever, including direct flights to Chicago and Salt Lake City, as WestJet increases its overall seat capacity in Alberta's capital by nearly 25%. We ask EIA CEO Myron Keehn and WestJet CEO Alexis von Hoensbroech how the expansion came about, and what it could mean for business and tourism. 

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

JOIN US ON FACEBOOK & LINKEDIN: @ryanjespersen 

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: https://www.patreon.com/c/ryanjespersen

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

More than 60 million people streamed (or tried to stream) Mike Tyson and Jake Paul's fight over the weekend. Widely panned as a pathetic spectacle, a few things are for sure: even Mike Tyson can't stop Father Time, Jake Paul still draws huge crowds, and streaming platforms are disrupting absolutely every traditional model. 

2:00 | Jespo and Johnny recap the Tyson-Paul fight (and the entire Netflix event), Jon Jones presenting his UFC Championship belt to Donald Trump (19:30), Alex Ovechkin inching even closer to Gretzky's all-time goals record (20:50), the 111th Grey Cup including the Jonas Brothers' halftime show (23:15), and Taylor Swift touching down in Toronto (32:20). Just wait until you hear how much Ryan's friend made re-selling her tickets...

JOIN US WEDNESDAY @ EDIFY'S TOP 40 EVENT: https://tickets.edifyedmonton.com/top-40-under-40-2024/

38:20 | Energy journalist Markham Hislop explains why Alberta's economy desperately needs a Plan B.

READ MARKHAM'S WORK: https://energi.media/

1:09:15 | A group of full-blown Nazis paraded through Columbus, Ohio over the weekend. What's the best way to combat such a public display of hate? 

TELL US WHAT YOU THINK: [email protected] 

1:12:40 | Real Talker "Touring Zebra" is considering moving their entire life to downtown Edmonton, but they need to see a few things happen first. Ryan reads Zebra's email in response to our November 15 Real Talk Round Table about the $427M Downtown Investment Plan. 

WATCH THAT REAL TALK ROUND TABLE: https://rtrj.info/111524YEGDT

1:17:30 | We love reunions! Shout out to Real Talker Amy, who shared this heartwarming story of a cancer survivor reconnecting with their beloved pup. Positive Reflections is presented by Kuby Renewable Energy. 

SUBMIT YOUR POSITIVE REFLECTION: [email protected] 

GET A FREE SOLAR QUOTE TODAY: https://kubyenergy.ca/

PLAY, SPONSOR, or VOLUNTEER at the REAL TALK POND HOCKEY CLASSIC: https://www.ryanjespersen.com/pond-ho...

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON:   / ryanjespersen  

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

"Tranquil Vibration," Travis, and Keith have hot takes on the U.S. election, Michael's fired up about the RCAF, and Dwayne says Danielle Smith doesn't deserve that 91.5% on her leadership review. It's The Flamethrower presented by the DQs of Northwest Edmonton and Sherwood Park!

FIRE UP YOUR FLAMETHROWER: [email protected]

When you visit the DQs in Palisades, Namao, Westmount, Newcastle, and Baseline Road, tell 'em Real Talk sent you!

PLAY, SPONSOR, or VOLUNTEER at the REAL TALK POND HOCKEY CLASSIC: https://www.ryanjespersen.com/pond-hockey

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: https://www.patreon.com/c/ryanjespersen

Let's be Real: many people don't feel safe in downtown Edmonton. Investment is stalled out, vacancy rates are unsustainable, and social issues dominate the narrative. Is downtown Edmonton dead, or is a revival on the horizon? 

3:05 | Alex Hryciw, Heather Thomson, and Tim Shipton dig into the past, present, and potential future of Edmonton's downtown. 

CHECK OUT THE PLAN: https://yegdowntown.ca/

WINTERVAL: https://exploreedmonton.com/event-calendar/winterval-2024

1:03:30 | Connor McDavid becomes the fourth-fastest player to 1000 points in NHL history. Jespo and Johnny recap a special performance against the Nashville Predators. 

1:22:38 | "Tranquil Vibration," Travis, and Keith have hot takes on the U.S. election, Michael's fired up about the RCAF, and Dwayne says Danielle Smith doesn't deserve that 91.5% on her leadership review. It's The Flamethrower presented by the DQs of Northwest Edmonton and Sherwood Park! 

FIRE UP YOUR FLAMETHROWER: [email protected] 

When you visit the DQs in Palisades, Namao, Westmount, Newcastle, and Baseline Road, tell 'em Real Talk sent you! 

PLAY, SPONSOR, or VOLUNTEER at the REAL TALK POND HOCKEY CLASSIC: https://www.ryanjespersen.com/pond-ho...

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: https://www.patreon.com/c/ryanjespersen

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

Former Invest Alberta CEO David Knight Legg says Canada's trade situation is a "disaster," and the federal government is ill-equipped to work effectively with U.S. President-Elect Donald Trump. 

3:45 | DKL tells us where the Trump campaign got it right, the Harris campaign got it wrong, and what Trump's return to the White House means for Canada. 

36:20 | What's the real reason Alberta Premier Danielle Smith fired AIMCo's CEO and board? What's the smartest move forward from here? Is Stephen Harper the right fit for AIMCo's next chair? How should Alberta's Heritage Savings Trust Fund be deployed? David shares his take. 

54:45 | Real Talkers Alex and Brent tell us why they think Trump won the election. 

59:10 | Real Talker Carmen is choked at Ryan's comments about Rotary on our November 13 episode.

EMAIL THE SHOW: [email protected] 

1:10:00 | Real Talker Marie responds to our November 7 conversation with Kevin Van Tighem about coal mining on the Eastern Slopes.

WATCH THAT INTERVIEW: https://rtrj.info/110724KVT

PLAY, SPONSOR, or VOLUNTEER at the REAL TALK POND HOCKEY CLASSIC: https://www.ryanjespersen.com/pond-ho...

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: https://www.patreon.com/c/ryanjespersen

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

The rumour mill has former Prime Minister Stephen Harper taking over as the next chair of the Alberta Investment Management Corporation (AIMCo). What does this say about Danielle Smith's goal of an Alberta Pension Plan, and what might it mean for your retirement income? 

2:45 | Veteran political columnist Graham Thomson digs into the AIMCo story, including the Harper rumour. We get into the implications of Premier Smith's leadership review, and the likelihood of deficit budgets in Alberta's future. 

READ GRAHAM'S COLUMN: https://rtrj.info/111324GTStar

34:00 | You've got a brand new opportunity to experience some of the most spectacular and awe-inspiring areas of Jasper, and witness the dramatic and transformational effects of the July wildfire. Get the details on Sundog's new, limited-time tour "Wildlife of Jasper and the Ecology of Fire" in this edition of #MyJasper Memories presented by our friends at Tourism Jasper. 

BOOK YOUR TOUR - WILDLIFE OF JASPER and the ECOLOGY OF FIRE: https://www.sundogtours.com/package/wonders-of-jasper-and-the-ecology-of-fire

36:15 | How might a second Trump presidency impact Canada? Graham tells us what he's keeping an eye on. How about former Liberal finance minister (and future Liberal leader?) Bill Morneau calling out environment minister Stephen Gilbeault's emissions cap? We wrap with details on Alberta adding two seats in its Legislature, and some of the politicking going on behind the scenes. 

55:55 | Have you heard about Mary McEachern's plight? The Rotary Foundation is refusing to respect Mary's husband Steve's dying wishes re: the allocation of their $40M estate. Ryan's all fired up. 

SUPPORT MARY McEACHERN vs. ROTARY: https://www.steveandmarysgift.ca/

1:02:45 | Registration for the Real Talk Pond Hockey Classic is now open! We'd love to see you in St. Albert on Saturday, February 1, 2025. 

PLAY, SPONSOR, or VOLUNTEER at the REAL TALK POND HOCKEY CLASSIC: https://www.ryanjespersen.com/pond-hockey

EMAIL THE SHOW: [email protected] 

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON:   / ryanjespersen  

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

More than six million Canadians don't have a family doctor. Millions more are waitlisted to see specialists and surgeons. We've never spent so much on healthcare as a nation, yet access to care has never been worse. How do we begin to heal healthcare? 

2:45 | Drs. Shazma Mithani and Sheila Wijayasinghe, hosts of The Doc Talk podcast, tell us how the average Canadian can better know their rights and advocate for themselves and their loved ones. We cover today's top healthcare-related stories, including the first case of H5 bird flu in Canada, and Alberta cutting off publicly-funded vaccines for community health centres. Plus, is that $2,000 full body scan you're considering actually worth it? 

CHECK OUT THE DOC TALK PODCAST: https://podcasts.apple.com/ca/podcast/the-doc-talk-podcast/id1775772809

1:06:00 | Real Talkers Ken and Mark share why our Remembrance Day episodes had such an impact on them, and Real Talker Don fact checks a comment Ryan made about former astronaut and federal cabinet minister Marc Garneau. 

D-DAY VET MARTY JONES ON REAL TALK: https://rtrj.info/111124MartyJones

REMEMBRANCE DAY ROUND TABLE: https://rtrj.info/110824NSLA

1:13:00 | Real Talker Keith from Leduc tells us why he was "aggravated" by our episode after the U.S. presidential election. 

EMAIL THE SHOW: [email protected] 

FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj

REAL TALK MERCH: https://ryanjespersen.com/merch

RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON:   / ryanjespersen  

THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors

The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.