In this crossover episode of The Consumer Finance Podcast and Regulatory Oversight, Chris Willis, Kim Phan, and Stephen Piepgrass provide insights on a new joint privacy task force among several state AGs, known as the Consortium of Privacy Regulators. The consortium recently outlined goals to share state resources and align enforcement priorities regarding consumer harm and privacy rights. In response to an anticipated shift of regulatory scrutiny from federal agencies to state leaders, this episode focuses on specific steps financial services companies should consider when dealing with consumer privacy, data, complaints, and inquiries to ensure compliance and mitigate potential investigations and enforcement actions.

In this episode of Regulatory Oversight, Stephen Piepgrass is joined by colleagues Brad Weber and Christy Matelis from the firm's Antitrust Practice Group to explore the evolving landscape of right-to-repair laws across the United States.

The discussion delves into the complexities of the right-to-repair movement, highlighting the patchwork nature of state laws and the absence of a national framework. Christy outlines the consumer-driven push for the ability to repair and modify products ranging from cell phones to agricultural equipment, while Brad explains the role of federal statutes like the FTC Act and the Magnuson-Moss Warranty Act in shaping corporate compliance. The conversation touches on significant legal cases, such as the ongoing litigation involving John Deere, which underscores the tension between consumer rights and corporate interests. As state attorneys general become increasingly active in this space, the podcast concludes by examining the potential for bipartisan support and the implications of tariffs on consumer behavior.

Join us for a special crossover episode of The Consumer Finance Podcast and Regulatory Oversight, where Chris Willis, Kim Phan, and Gene Fishel delve into the evolving world of state AI legislation. As AI becomes a pivotal tool in the financial services industry, understanding the implications of new laws is crucial. This episode focuses on Colorado's comprehensive AI law and its potential influence on other states, exploring key issues such as algorithmic discrimination, privacy, and cybersecurity. Gain insights into best practices for compliance and learn how state attorneys general are stepping up enforcement in the absence of federal action. Don't miss this informative discussion bridging consumer finance and regulatory oversight.

In this episode of our special Regulatory Oversight: Solicitors General Insights series, Jeff Johnson, a former deputy solicitor general in the Missouri Attorney General's office, welcomes Scott Stewart, solicitor general of Mississippi, and Matt Rice, solicitor general of Tennessee. The episode uncovers the intricacies of being a state solicitor general and the impact of their work on state and national levels.

Scott and Matt discuss the unique aspects of their positions, emphasizing their roles as lead advocates in appellate litigation and the importance of maintaining consistency across vast state litigation. The conversation covers their day-to-day responsibilities, including drafting briefs, preparing for arguments, and providing strategic advice. They also touch on the challenges of managing time between these tasks and the rewarding nature of their work in public service. They conclude their discussion by exploring the evolving landscape of administrative law, including the implications of recent Supreme Court decisions on the major questions doctrine and nondelegation doctrine.

In this episode of Regulatory Oversight, Stephanie Kozol and Chuck Slemp welcome Illinois Attorney General (AG) Kwame Raoul and Chief Deputy AG Brent Stratton. Raoul and Stratton share their career inspirations, unique journeys into politics, and the challenges they have faced in their political endeavors.

The duo explains the AG office's organizational structure and operations, as well as their contributions to the office. They highlight their efforts in enhancing worker protection, combating internet crimes against children, and addressing organized retail crime. The episode concludes with Raoul and Stratton reflecting on their roles and career milestones.

In this episode of Regulatory Oversight, Stephanie Kozol and Chuck Slemp welcome Maine Attorney General (AG) Aaron Frey to discuss the unique aspects of the Maine Office of the AG. The conversation begins with Frey sharing his personal background and motivations for entering public service, before delving into the distinctive process of electing the AG in Maine.

The insightful discussion then turns to the inner workings and focuses of the AG's office, highlighting its jurisdiction over criminal law and efforts to combat the opioid crisis. Additionally, they explore Frey's role as co-chair of the National Association of Attorneys General Elder Justice Committee, alongside Virginia AG Jason Miyares. They consider the unique vulnerabilities of the senior population, aiming to protect them from scams and exploitation. The episode concludes with a friendly conversation, reaffirming Frey's commitment to the people of Maine.

This episode of Regulatory Oversight spotlights recent Moving the Metal episode "The Future of Auto Dealership Compliance: A Conversation With Tom Kline." In this episode, Brooke Conkle and Chris Capurso from Troutman Pepper Locke's Consumer Financial Services Practice Group are joined by Tom Kline, lead consultant and founder of Better Vantage Point. Tom shares his extensive experience in the auto industry, discusses the implications of the recent vacating of the CARS Rule by the Fifth Circuit, and provides insights into the most common compliance challenges faced by dealers. He also delves into the importance of having a robust compliance program and the evolving regulatory landscape. Additionally, Tom talks about his book, Tuck the Octopus, which offers valuable strategies for managing dealership operations and mitigating risks. Tune in to gain expert perspectives on staying compliant and competitive in the auto finance industry.

In this episode of Regulatory Oversight, Chuck Slemp welcomes his former boss, Virginia Attorney General (AG) Jason Miyares. With more than two decades of shared history, Chuck and Jason delve into a candid conversation about their journey from young professionals in the AG’s office to their current roles. Jason shares his inspiring journey from intern to becoming the first Hispanic AG of Virginia and the first child of an immigrant to hold the office.

They discuss the importance of mentorship and the value of internship programs in shaping future legal professionals.

While discussing the unique intersection of law and policy within the AG's office, Chuck and Jason consider the concept of the "people's protector," which guides the office's mission to ensure justice and public safety. They highlight significant initiatives such as the opioid crisis response, including the "One Pill Can Kill" campaign and Operation Ceasefire, a comprehensive approach to reducing gun violence, as well as other efforts to protect vulnerable populations.

During the conversation, Jason outlines key priorities for the next term, including ongoing efforts in consumer protection and public safety.

In this episode of Regulatory Oversight, Clay Friedman, co-leader of the firm's State Attorneys General (AG) practice, welcomes back Brian Kane, executive director of the National Association of Attorneys General (NAAG). They discuss the significant transitions and reforms at NAAG over the past two years, including the implementation of a bipartisan leadership structure and a comprehensive management review.

Clay and Brian also highlight several of NAAG's recent accomplishments, as well as the upcoming NAAG Spring Symposium in Nashville, TN. Key topics at the symposium will include consumer protection, artificial intelligence, cybersecurity, and disaster preparedness.

The conversation then shifts to the challenges of keeping up with technological advancements and the importance of continuous education for AGs and their offices. They also discuss the strategies NAAG employs to train and integrate new members and the collaboration between NAAG and AG Alliance.

In this special joint edition of the Consumer Finance Podcast and the Regulatory Oversight Podcast, host Chris Willis is joined by colleagues Stephen Piepgrass, James Kim, Jesse Silverman, and Lane Page to discuss the ongoing changes at the Consumer Financial Protection Bureau (CFPB) and predict how state regulators and legislatures will react to fill the void. This episode explores the anticipated responses from state attorneys general, financial service regulators, and legislatures, and offers strategic insights for industry players to navigate this complex regulatory environment. Tune in to understand the proactive measures your organization can take to stay compliant and ahead of potential state enforcement actions.