With traditional homeownership more unattainable than ever, aspirational homeowners are exploring ‘rent-to-own’ options. K.C. Cleary is the Co-Founder & Chief Strategy Officer of Pathway Homes, a real estate company that provides new construction rentals to tenants, with the option to purchase them over time. Cleary explains that renting gives tenants time to build their credit score and save for a down payment, while ‘test driving’ a home and neighborhood to make sure it’s a good fit. In this conversation, Jonathan and Jeremy ask Cleary about who his customers are, how models like this can scale, and whether this is a viable pathway to home equity for millions of Americans currently locked out of the American Dream.

To kick things off, Jonathan and Jeremy discuss whether a 40-year mortgage is a good idea, plus Jeremy’s takeaways from the HousingWire IMB Summit.

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