Real Personal Finance

Rethinking Your Retirement Timing


Listen Later

Why do some people delay retirement when they’re more than ready, while others want out the moment they hit the financial edge? In this episode, we explore the emotional weight behind retirement decisions, from the fear of losing identity to the overlooked value of early, healthy retirement years. You’ll hear how flexible paths like consulting or “dialing down” can offer purpose and freedom without the pressure of full-time work. If you’ve ever asked yourself whether to push through one more year or step into your next chapter, this conversation is your guide.

Key takeaways:

  • Retirement isn’t just a financial decision—it’s an emotional one and an identity shift.
  • Early retirement years are more valuable than later ones due to health and opportunity.
  • Flexible transitions like part-time work or consulting can bridge the gap between burnout and full retirement.

Ready to learn more? 

  • Scott Frank on LinkedIn 
  • Stone Steps Financial 
  • Nick Covyeau on LinkedIn
  • Swell Financial Partners

Leave us a question! 

Money can be confusing—but it doesn’t have to be. When you’re able to understand the complexities, you can make better decisions to improve your daily life. Connect with us at Stone Steps Financial or Swell Financial Partners.

...more
View all episodesView all episodes
Download on the App Store

Real Personal FinanceBy Scott Frank

  • 4.9
  • 4.9
  • 4.9
  • 4.9
  • 4.9

4.9

391 ratings


More shows like Real Personal Finance

View all
Money Guy Show by Brian Preston and Bo Hanson

Money Guy Show

3,156 Listeners

Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

Your Money, Your Wealth

775 Listeners

The Stacking Benjamins Show by StackingBenjamins.com | Cumulus Podcast Network

The Stacking Benjamins Show

1,974 Listeners

Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

Retirement Answer Man

1,286 Listeners

Afford Anything by Paula Pant | Cumulus Podcast Network

Afford Anything

3,533 Listeners

Marriage Kids and Money: Personal Finance for Families by Andy Hill

Marriage Kids and Money: Personal Finance for Families

589 Listeners

ChooseFI by ChooseFI

ChooseFI

5,101 Listeners

NerdWallet's Smart Money Podcast by NerdWallet Personal Finance

NerdWallet's Smart Money Podcast

740 Listeners

Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

Stay Wealthy Retirement Podcast

656 Listeners

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing by Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

873 Listeners

Ready For Retirement by James Conole, CFP®

Ready For Retirement

791 Listeners

The Rob Berger Show by Rob Berger

The Rob Berger Show

172 Listeners

The Personal Finance Podcast by Andrew Giancola

The Personal Finance Podcast

1,371 Listeners

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

542 Listeners

Retirement Planning Education, with Andy Panko by Andy Panko

Retirement Planning Education, with Andy Panko

750 Listeners