Real Personal Finance

Rethinking Your Retirement Timing


Listen Later

Why do some people delay retirement when they’re more than ready, while others want out the moment they hit the financial edge? In this episode, we explore the emotional weight behind retirement decisions, from the fear of losing identity to the overlooked value of early, healthy retirement years. You’ll hear how flexible paths like consulting or “dialing down” can offer purpose and freedom without the pressure of full-time work. If you’ve ever asked yourself whether to push through one more year or step into your next chapter, this conversation is your guide.

Key takeaways:

  • Retirement isn’t just a financial decision—it’s an emotional one and an identity shift.
  • Early retirement years are more valuable than later ones due to health and opportunity.
  • Flexible transitions like part-time work or consulting can bridge the gap between burnout and full retirement.

Ready to learn more? 

  • Scott Frank on LinkedIn 
  • Stone Steps Financial 
  • Nick Covyeau on LinkedIn
  • Swell Financial Partners

Leave us a question! 

Money can be confusing—but it doesn’t have to be. When you’re able to understand the complexities, you can make better decisions to improve your daily life. Connect with us at Stone Steps Financial or Swell Financial Partners.

...more
View all episodesView all episodes
Download on the App Store

Real Personal FinanceBy Scott Frank

  • 4.9
  • 4.9
  • 4.9
  • 4.9
  • 4.9

4.9

392 ratings


More shows like Real Personal Finance

View all
Money Guy Show by Brian Preston and Bo Hanson

Money Guy Show

3,194 Listeners

Sound Retirement Radio by Jason Parker

Sound Retirement Radio

446 Listeners

Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

Your Money, Your Wealth

790 Listeners

The Stacking Benjamins Show by StackingBenjamins.com | Cumulus Podcast Network

The Stacking Benjamins Show

1,989 Listeners

Retirement Starts Today by Benjamin Brandt CFP®, RICP®

Retirement Starts Today

517 Listeners

Big Picture Retirement® by Devin Carroll, CFP® & John Ross, JD

Big Picture Retirement®

525 Listeners

Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

Stay Wealthy Retirement Podcast

668 Listeners

BiggerPockets Money Podcast by BiggerPockets

BiggerPockets Money Podcast

3,077 Listeners

Retire With Purpose - The Retirement Podcast by Casey Weade

Retire With Purpose - The Retirement Podcast

568 Listeners

Earn & Invest by Jordan Grumet (Doc G)

Earn & Invest

435 Listeners

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing by Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

884 Listeners

Ready For Retirement by James Conole, CFP®

Ready For Retirement

796 Listeners

The Personal Finance Podcast by Andrew Giancola

The Personal Finance Podcast

1,384 Listeners

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

544 Listeners

Retirement Planning Education, with Andy Panko by Andy Panko

Retirement Planning Education, with Andy Panko

749 Listeners