Retirement for Real

Part D Might Be the MOST Important Part of Medicare 

 

To Toni King, the CORNERSTONE of Medicare planning is discussing Medicare Part D. In this Medicare Moments BONUS episode, Toni discusses why it’s so important to search for what is the most cost-effective Part D plan that covers all of your prescriptions. Did you know that if a prescription is not covered, whether generic or brand-name, then you will have to pay 100% out of pocket? Learn more by listening to the episode now!

 

Subscribe to Medicare Moments:

Apple Podcasts: https://apple.co/44MoguG

Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRso

Discover more great episodes of Medicare Moments:

 Treat Medicare Part B like GOLD: https://apple.co/3OYO1kW / https://sptfy.com/OSqs

Big Mistake Enrolling in a Medicare Advantage Plan: https://apple.co/47h9cGX / https://sptfy.com/OSqo

How to Appeal a Medicare Claim: https://apple.co/3Rfj4M9

The New Turning 65 Enrollment Rule: https://apple.co/46hV5QL

 

Visit Toni’s Website: https://tonisays.com/

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Thanks for listening to the Senior Resource Podcast Network! This bonus episode is from Answers for Elders. If you like what you hear, visit the links to follow the podcast on your favorite listening platform.

Suzanne is joined by Dr. Paul Winner, the Senior Director of the Premiere Research Institute and Attending Neurologist at Palm Beach Neurology in West Palm Beach, Florida. Dr. Winner addresses various lifestyle changes to help avoid developing dementia. He says, “There are risk actors. You want to avoid this as best you can. You don't want this to happen, even if you're predisposed genetically to develop it. There are some things you can do to help yourself now. 

Subscribe to Answers for Elders:

Apple Podcasts: https://apple.co/44DzG3C

Spotify: https://sptfy.be/z0qqq

Discover more great episodes of Answers for Elders:

Finding Purpose with Parkinson’s: https://apple.co/3D7EWka / https://sptfy.be/2vrdd

People Needed for Your Estate Plan: Irrevocable Third-Party Trust: https://apple.co/44DzG3C / https://sptfy.be/c3pxu

Tips to Facilitate a Senior Home Sale, Part 1: https://apple.co/44DzG3C / https://sptfy.be/l8o8m

Facing Fears To Navigate Entrepreneurship: https://apple.co/44DzG3C / https://sptfy.be/dn6en

Visit Answers for Elders on the web: https://answersforelders.com/

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Don't know where to begin with your budgeting journey? Lena teaches you how to create a budget that you can actually stick to in this episode.

Topics covered: 

• Reluctance to budget 
• Overcome the challenges of budgeting 
• Budgeting strategies that work: 50/20/30 & Zero-based budget
• Other benchmarks to measure success 

Need a budgeting app? A list of best budgeting apps.

Listen to all of our podcast episodes and more on our YouTube channel!

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Consult with a low-fee financial advisor today! Book a call:

▶️ www.sensibleportfolios.com  

 

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Lena discusses the investment risk of age-related cognitive decline in this episode of Retirement for Real. Discover how investing simply can make a significant difference in your retirement years.

Topics covered: 

• Benefits of a simple investment portfolio
• Why older investors should assign a trusted contact person

Check out all of our podcast episodes and more on our YouTube channel!

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Create your retirement portfolio strategy today. Consult with Lena: 

▶️ www.sensibleportfolios.com  

 

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In this episode of Retirement for Real, Lena reveals which college savings tool is best to maximize college savings for your family. 

Your Questions Answered: 

• How do 529 college savings plans work? 
• Prepaid tuition plan or 529 savings plan?
• Which 529 savings plan is the best?
• Which 529 savings plan is the worst?

Check out all of our podcast episodes and more on our YouTube channel!

Connect with us: 

• Linkedin
• Facebook
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Consult with a low-fee financial advisor today! Book a call:

▶️ www.sensibleportfolios.com  

 

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Looking for a trusted financial advisor to manage your money? In this podcast episode, Lena offers a guide to choosing the right financial advisor for you.

Topics covered: 

• Different types of financial advisors: 
  • National, Regional and Digital advisors
• Fee-only vs. fee-based financial advisors
• Low fees matter to 99% of investors 

Check out all of our podcast episodes and more on our YouTube channel!

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Contact Lena at Sensible Portfolios today!

▶️ www.sensibleportfolios.com  

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While investing can be simple, it is certainly not easy. Know the four common investing mistakes and the recommendations to avoid them. 

Topics covered: 

• Don't make investing complicated
• Ignore the financial media 
• Have an investment plan that works
• Pay attention to investment fees

Use this calculator to learn how much of your investment return you actually keep. 

Check out all of our podcast episodes and more on our YouTube channel!

Connect with us: 

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Need help with your investment planning? Book a call with Lena today: 

▶️ www.sensibleportfolios.com  

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Do you want to get high returns for your investment? In this episode of Retirement for Real, Lena offers a list of secrets to higher returns that you can start today.

Topics covered: 

• Lower fees mean higher expected returns 
• Compounding costs negatively impact your portfolio growth 
• High cost mutual funds vs. low cost mutual funds 
• Common hidden fees

Check out all of our podcast episodes and more on our YouTube channel!

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Discover how low cost investing can help you earn more from your investments. Reach out today: 

▶️ www.sensibleportfolios.com

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Preparing for retirement? Learn the ways you can prepare for a longer retirement in this episode of Retirement for Real. 

Topics covered: 

• Facts of life expectancy
• Working longer to prepare for 30+ years in retirement 
• Health and social benefits of working longer
• Benefits of delaying Social Security 
• Deferred annuities 
• Plan for inflation and increased healthcare costs

Check out all of our podcast episodes and more on our YouTube channel!

Connect with us: 

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Need help with your retirement plan? Reach out today for a consultation: 

▶️ www.sensibleportfolios.com  

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Understand Social Security and how to optimize and maximize its benefits for your retirement in this podcast episode.

Topics covered: 

• How Social Security is funded and structured 
• Electing Social Security benefits early vs. late
• Your Spousal Benefit & Your Survivor Benefit
• Considerations for when to collect 

Use this calculator to compute your life expectancy. 

Check out all of our podcast episodes and more on our YouTube channel!

Connect with us: 

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Develop your Social Security strategy today. Schedule a call with Lena:

▶️ www.sensibleportfolios.com  

 

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