Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down some of the leading password managers and explain why it might be a good idea to have a password manager. They talk about the reasons why most people don't have a password manager, the risks of reusing similar passwords, and the best password managers for business or family use.

[04:30] How to Hack-Proof Your Passwords

[06:40] Top Brands in the Password Manager Space

[10:23] The Best Password Managers For Businesses 

[12:00] Key Features of the Keeper Software Manager

[13:15] Why Roshan Settled on LastPass Password Manager

[15:55] The Reason Why Most People Don't Have a Password Manager 

[18:27] The Risks Associated with Weak Passwords 

[21:00] How to Save Your Passwords Automatically 

[22:51] Password Managers, Browser Extensions, and VPN Use

[30:10] Understanding the Google Authentication Tool

[32:03] The Trusted Contacts and Family Feature 

[38:15] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down strategies investors can use to invest even when inflation is running hot. They talk about peak inflation, investment options during peak inflation, and the gold versus bitcoin debate during times of inflation.

[02:55] What is Peak Inflation?

[05:55] Inflation and What to Expect in 2022

[08:33] The Long-lasting Effects of Inflation

[12:09] Central Bank's Target for the Fed Fund Rate

[13:56] Investing in Treasury Inflation-Protected Securities

[16:01] How to Buy Exchange Traded Funds

[19:10] The Impact of Inflation on Commodities

[22:31] Position Sizing When Dealing with Risky Assets

[23:20] Gold Versus Bitcoin During Times of Inflation

[26:02] Comparing Stocks to a Combined Stock and Bond Portfolio

[29:10] How Real Estates are Keeping Up with Inflation

[32:40] Tax Efficient Investing in an Inflationary Environment

[34:57] Short-term Bonds and Cash at Hand

[36:20] What are Floating Rate Loans?

[38:10] How to Invest When Everything is Down

[40:50] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down the new features of the proposed SECURE Act 2.0. They discuss how the act will improve retirement planning, the potential tax consequences to expect from the plan, and the best times to increase your catch-up contributions.

[02:52] The SECURE Act 2.0

[06:05] Required Minimum Distributions in The SECURE ACT 2.0

[07:24] What is a Required Minimum Distribution (RMD)?

[09:15] Potential Tax Consequences From the New RMD Rules

[11:20] Taxes, Life Expectancy, and Retirement Planning

[13:12] How to Plan For Qualified Charitable Distributions

[18:50] How the Auto-Enrollment Feature Will Improve Retirement Saving

[23:00] Lucrative Retirement Saving Incentives

[24:10] How and When To Increase Your Catch-Up Contributions

[26:20] Roth Conversions and Catch-up Contributions

[32:05] The Expected Boost in Saver's Credit

[35:57] Matching Contributions For Student Loan Payments

[42:10] Changes to Expect From Your 403B Plan

[45:18] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about how today's investor is handling the Ukrainian war, rate hikes, inflation and other major threats targeting their portfolio. They discuss supply chain concerns, how to make portfolio adjustments during uncertain times, and the link between rate hikes and high inflation.

[05:10] Investing During Uncertain Times

[06:15] Why it Can Be a Challenge to Invest During Uncertain Times

[09:06] Randomized Approaches and Lower Rates of Returns

[15:30] How and When to Make Adjustments When Necessary

[17:14] How Inflation Might Influence Your Retirement Plans

[18:52] Supply Chain Concerns and Inflation

[21:30] The Great Resignation and Government Spending

[25:30] Pent Up Spending and the Risk of Inflation

[27:13] What is Sticky Inflation?

[32:10] Asset Classes That Perform Better During Inflation

[34:50] The Benefits of Having a Diversified Investment Strategy

[39:58] Interest Rates and What That Means To Your Investments

[44:01] Understanding High Inflation and Rate Hikes

[46:06] What History Says of High-Interest Rate Environments

[51:45] Bond Market Response to Inflation

55:40] Russia's Invasion of Ukraine

[01:01:06] Summary

[01:03:11] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through targeted topics to help you win in this year’s tax season. They talk about the common tax scams to watch out for in 2022, efficient tax location strategies, and the benefits of using a defined benefit retirement plan.

[04:50] What Is Asset Location?

[07:20] Understanding Efficient Tax Distributions

[10:45] Top Asset Location Opportunities You Should Know About

[14:40] Tax Scams to Watch Out For in 2022

[16:07] Stimulus Payment Scams and Robo Calls

[17:57] Tips to Help You Identify and Avoid Tax Scams

[23:10] How to Avoid a Huge Tax Bill

[27:20] A Defined Benefit Retirement Plan

[36:18] How and When to Use a Defined Benefit Retirement Plan

[37:40] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson add another episode installment to the “Bring Your Own Topic” series. They talk about how Fed policies influence market movements, how stress can actually be a good thing, and why predicting the profitability of a stock is never that easy.

[03:10] Breaking Down the Fed’s Primary Mandate

[06:28] How does Fed Policy Influence the Markets?

[14:30] Raising Rates and Dealing with the Probability of a Recession

[19:00] Inflation vs. Recession: The Fed Is Walking a Tightrope

[23:35] When Stress is Actually Good For You

[25:50] Examples of Good Stress

[31:00] The Impact of Stress When Building Resilience

[36:00] Setting Realistic Investment Decisions

[42:29] Mutual Funds That Have Outperformed the S&P 500

[51:00] Why Predicting the Profitability of a Stock is Never That Easy

[52:28] Why You Need to Avoid Emotional Investing

[56:10] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect Jeremy Grantham's publication on the US Super Bubble Extravaganza. They discuss the similarities between previous market crashes and the current market environment, the economics of the Fed Put, and what a super bubble burst would do to your retirement plans.

[01:44] Are We in a Super Bubble?

[08:20] Stats That Define Super Bubbles in Various Asset Classes

[13:30] Trends, Regressions, and Stock Market Corrections

[23:05] How a Super Bubble Could Affect Your Retirement Plans

[25:40] Tell-tale Signs of a Late-Stage Bubble

[30:07] The Stock Market Vampire

[35:30] How Long Until the Fed Stops Protecting the Markets?

[38:04] Stimulus Packages and How They Impact the Super Bubble

[39:40] The Economics of the Fed Put

[46:55] Actions from Institutional Investors in a Low-Interest Rate Environment

[49:30] Factors That Might Lead to a Super Bubble Burst

[55:50] The Dos and Don'ts When Tackling the Super Bubble

[01:01:40] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson breakdown behavioral finance and how it affects our investment decisions. They discuss the common behavioral biases you should be wary of, the sunk-cost fallacy, and the benefits of having a long-term approach to investing.

[01:41] Behavioral Finance and Personal Biases

[05:36] How the Markets Can Affect Mood

[12:57] Common Behavioral Biases You Should Be Wary Of

[24:20] Data-Driven Investing and Why It's So Important

[26:30] Benefits of Having a Long-term Approach to Investing

[32:12] How The Overconfidence Bias May Hurt Your Investment Performance

[36:36] How The Self-Attribution Bias Affects Your Investment Decisions

[42:20] The Sunk Cost Fallacy

[46:30] Why We Own Stocks According to Warren Buffet

[49:30] A Calculated Approach to Investing

[52:50] Are the Markets Vastly Overpriced

[54:10] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about how the markets behave in response to wars and conflicts. They analyze market trends in response to the Ukraine-Russia conflict, fed policies during times of war, and why time horizons are crucial for investing during uncertain times.

[04:10] How Conflicts and Wars Affect the Markets

[08:10] The Markets Hate Uncertainty

[10:27] How the Markets Respond Before, During, and After Wars

[15:50] Why You Need to Know Your Investment Time Horizons

[17:20] Fed Policies in Response to Wars

[21:38] The Gold Versus Crypto Debate

[21:45] Cash at Hand During Times of War

[27:07] Value Versus Growth Investing During Uncertain Times

[32:40] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson debunk The Modern Monetary Theory (MMT) with Bethany McLean and Luigi Zingales, the hosts of the Capitalisn't Podcast. Bethany is Vanity Fair's contributing editor, while Luigi is a world-renowned economics professor.

[03:50] Modern Monetary Theory Debunked

[09:10] Printing Money and Inflation

[11:06] Modern Monetary Theory in Japan

[12:50] Luigi's Thoughts on Cryptocurrencies

[14:20] How MMT is Being Implemented Today

[17:30] MMT as the Ultimate Expression of Privilege

[23:06] The Numbers That Highlight the Fiscal Dominance of the US

[27:20] Bonds, Stocks, and the Low Interest-Rate Environment

[34:03] Understanding the Velocity of Money

[38:04] Is Inflation Here to Stay?

[41:00] MMT and Inflation

[50:20] The Moral Argument For and Against MMT

[53:10] Is There a Practical Solution for Inflation?

[56:10] How to Invest in a High-Interest Rate Environment

[58:40] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.