Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about high-yield spreads as a macro indicator. They describe the high-yield spread environment, market turning points during the pandemic and reveal the best times to invest in bonds.

[02:28] The High-yield Spread and Why It's Important

[09:10] Practical Examples of High-yield Spread Implementation

[10:40] Secondary Bond Market Activity

[16:10] How to Calculate Bond Spread

[20:00] Overheating Economy and Bonds

[26:55] The Best Times to Invest in Bonds

[32:35] Small-Cap Value and Missed Opportunities

[35:30] Market Turning Points During the Pandemic

[37:02] The Small-Cap Recovery

[44:30] The Loss Decade

[49:10] Decision Points, Investing, and Asset Management

[52:30] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through several dynamic retirement spending strategies. They break down the retirement spending smile, the guardrails approach and explain why most people are defined by their spending habits.

[03:34] Dynamic Retirement Spending Strategies

[06:02] The Retirement Spending Smile

[13:50] Predicting Expenses During Retirement

[16:30] Reasons Why You Need a Retirement Plan

[19:30] The Guardrails Retirement Strategy

[24:40] The Floor and Ceiling Approach to Retirement

[37:10] The Three Common Types of Expenses During Retirement

[41:58] Why Most People are Defined by Their Spending Habits

[43:01] Calculating the Probability of Success of a Retirement Plan

[53:00] Planning for Adjustments and Why You Need Regular Updates

[55:10] The Safety First Approach to Retirement Planning

[59:58] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current housing environment and whether we're in a housing bubble ready to burst. They explain how mortgage interest rates affect market prices, the Ninja Loan, and the regulatory constraints affecting the housing market.

[04:40] Buying Conditions in the Housing Markets

[11:29] How Mortgage Interest Rates Affect Market Prices

[14:30] Are We in a Housing Bubble?

[19:09] What is the Ninja Loan?

[20:57] Understanding the Reverse Mortgage Amortization Loan

[27:55] Housing Market Statistics 2021

[31:00] Regulatory Constraints Affecting the Housing Market

[38:25] What to do if We're in a Housing Bubble

[40:46] Why Time frames are so Important in the Housing Markets

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome back Jill Daniels Myers, an integrative nutrition health and wellness coach. They talk about staying healthy during the holiday, mindful spending, and explain why health is more than just losing weight.

[01:05] Why Preparing for the Holidays is Extremely Important

[03:40] Tips for Staying Healthy During the Holiday Season

[11:00] How and Why you Should Avoid Processed Sugar During the Holidays

[19:50] A Mindful Approach to Spending During the Holidays

[27:57] How to Handle the Social and Emotional Aspects of the Festive Season

[31:10] Why you Need to Start Volunteering During this Time of Year

[37:18] Factors that Contribute to a Happy Healthy Person

[40:30] Why Health and Wellness is More than Just Losing Weight

[43:30] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the past, present, and future performance of value stocks. They talk about the importance of value stocks, the value trap, and the performance comparison between value and growth stocks.

[01:31] What are Value Stocks and Why are They so Important?

[05:50] Defining Book Value

[10:30] The Value Trap

[15:31] Value Stocks Versus Growth Stocks Performance

[20:00] Future Performance Comparison Between Value and Growth Stocks

[21:51] Growth Minus Value in the Large, Mid, and Small-Cap Stocks

[28:33] Did you Miss the Value Turn?

[36:12] What to Expect from Value Stocks in the Next 10 Years

[37:40] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down the current status of Biden's Build Back Better Agenda. They talk about the proposed corporate tax rate, billionaire's income tax, and how the plan will impact the lives of the everyday American.

[01:13] Why Biden's Build Back Better Agenda is an Important Topic of Discussion

[07:00] Status on Biden's Build Back Better Agenda

[13:08] Core Messages from the Proposed Tax Plans

[23:28] The Proposed Corporate Tax Rate

[27:57] Spending Plans

[37:40] What is the Stepped-Up Basis

[44:22] Billionaire's Income Tax

[50:00] Fixing the Wealth Gap in the U.S.

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Medicare's open enrollment. They go through the ten commonly asked questions about Medicare enrollment and how you can avoid the lifetime penalties of late enrollment.

[02:35] Medicare Open Enrollment

[03:01] When Should You Sign Up for Medicare?

[06:50] The Medicare Late Enrollment Penalty

[09:29] Can You Keep Your Doctor After Getting a Medicare Plan?

[15:05] Medicare and Early or Late Retirement

[18:10] COBRA and Medicare

[21:30] How Much Does Medicare Cost?

[24:43] What's Covered and What's Not Covered on Medicare?

[26:28] The Current Medicare Coverage for Long-term Care

[29:45] The Difference Between Medicare Advantage and Original Medicare

[36:55] The Medicare Medical Savings Account

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about technical analysis. They dissect the benefits of using technical analysis in your investment strategies, trend indicators, and the price momentum of a stock based on volume.

[03:28] The History of Technical Analysis

[08:10] Who is a Technical Analyst?

[16:40] The Benefits of Combining Technical Analysis with Other Investment Strategies

[18:40] The Moving Average Convergence and Divergence

[20:04] Death Cross and Golden Cross

[22:39] Finding Your Favorite Trend Indicator 

[25:08] Exit Signals in Technical Analysis

[26:25] Is Technical Analysis an Art or a Science?

[29:30] The Average Directional Indicator by Welles Wilder

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through actionable year-end financial planning strategies. They explain why the last quarter of the year is an excellent time to review your finances, the benefits of tax-loss harvesting, and how to spend money on your Flexible Spending Account.

[04:01] End-of-year Financial Planning

[08:44] Cancel Unwanted Subscriptions

[14:27] It's a Good Time to Perform That Cash-flow Analysis

[15:40] Analyze How your Portfolio is Performing

[20:20] The Benefits of Tax-loss Harvesting

[23:30] Spend Money in Your Flexible Savings Account

[25:30] If You're 72, Take Out Your Required Minimum Distribution

[28:10] Review your Benefits and Beneficiaries

[34:58] Pay-off Owed Money in Your State Taxes

[38:24] Plan for Life Events and Consider Roth Conversions

[42:01] Meet the Co-hosts

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the high volatility months. They explain why October is historically very volatile, the best months in the stock market, and how to react to the most volatile months.

[03:40] Understanding the September Effect

[07:20] Data on the Most Volatile Months

[12:50] The 94-year History on Volatility

[16:25] What to do in the Most Volatile Months

[18:15] Factors Affecting Volatility Rates in October and November

[19:20] The Best Months in the Stock Market

[20:10] How Most Investors React to the Decline in the Markets

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.