Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current market environment. They analyze the current market volatility, what to do when equities decline, and compare the performance of gold and crypto in the recent price changes.

[01:37] What Not to Do When the Markets are Down

[04:50] Advice to People Responding to The Current Market Low

[08:38] What to Do When the Markets are Down

[10:45] Ignoring Media Advice and The Benefits of Having Multiple Strategies

[12:45] Volatility by Sector

[15:26] What Does Shorting a Stock Mean?

[20:30] Gold Versus Cryptocurrencies

[23:26] Eric and Roshan Share Their Thoughts on Whether This Decline is Here to Stay

[28:30] How to Protect Yourself in a Declining Market

[31:20] Meet the Co-Hosts

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

This is episode 100! Retirement Lifestyle Show with Adrian Nicholson, Erik Olson, and Roshan Loungani talk about expecting the unexpected during retirement. They go through several unplanned things that could affect your retirement, advise on how to prepare for these situations, and the best way to react to them. Also Adrian adds a new segment so listeners can get to know the co host!

[05:40] Expect the Unexpected in Retirement

[08:44] Dramatic Events That Might Affect Your Retirement

[14:40] Reacting to The Things Outside Your Control

[16:10] The Benefits of Practicing Gratitude Every Day

[23:40] Why You Should Contemplate and Prepare for The Things That Might Go Wrong

[25:50] Adrian Shares a Story on Reacting to The Unexpected

[32:50] Murphy’s Law: Anything That Can Go Wrong Will Go Wrong

[35:07] Reacting to Dramatically Adverse Situations

[38:10] Meet the Co-Hosts: Adrian's Top Ten Movies

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about cyber fraud and how criminals are now targeting gaming, leisure, and travel industries. They explain tactics used by criminals to target individuals, the pros and cons of using password managers, and how to protect yourself from potential attacks.

[03:30] Cyber fraud in a Post-Pandemic World

[08:50] Tips on How to Protect Yourself from Cybercriminals

[11:54] Credit Freeze and Fraud Alerts

[16:20] The Pros and Cons of Using Password Managers

[20:40] Cybercriminals Targeting Cryptocurrencies

[25:20] Are You Protecting Your Aging Parents from Online Fraud

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about side-hustles in retirement. They go through the exciting things people do in retirement, money-making activities for people in all stages of retirement, and the process of settling on retirement hobbies.

[01:40] Adrian’s Hobbies and His Plans for Retirement

[06:01] Creative Things People Do in Retirement

[14:01] Erik, Adrian, and Roshan Go Through Some of the Exciting Things Their Clients Do While in Retirement

[20:00] How Couples with Different Personalities Pursue Hobbies Together and Separately

[21:10] Side-Hustles in Retirement

[30:05] Finding Passions and Settling on Hobbies Through Trial and Error

[35:50] Resources for People Looking for Inspiration

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Target-Date Funds. They dissect the pros and cons of investing in target-date funds, what to look out for when choosing a fund, and glide paths.

[02:40] What Are Target Date Funds?

[06:00] Characteristics of Target-Date Funds

[11:15] Industry Highs Versus Lows on Retirement Day

[17:47] Cons of Investing in Target-Date Funds

[25:00] The Home Product Bias and Sticky Assets

[28:10] Performance and Asset Allocation for Target Date Funds

[29:40] Morningstar's Target-Fund Ratings

[35:01] When and When Not to Invest in Target-Date Funds

[41:30] Target-Date Funds Glide Paths

[55:40] Advice to Potential Target-Date Funds Investors

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show Erik Olson and Adrian Nicholson analyze bonds in a negative real interest rate environment. They talk about the pros and cons of having bonds in your portfolio, the long-term debt cycle, and hedge fund replication strategies.

[03:30] Do you Still Need Bonds in your Portfolio?

[07:15] Bonds and Negative Yields

[12:45] The Central Bank’s Plan for Economic Stimulus

[16:50] The Long-Term Debt Cycle

[18:50] Investing in Bonds Outside the US

[24:53] What is an Extremely Diversified Portfolio?

[30:50] Dissecting North Trust’s Argument on Bond Yields

[35:10] Long-Term Bonds and the Duration Risk in your Portfolio

[47:50] How to Seek Higher Yields in Bonds

[53:55] Hedge Fund Replication Strategies

[56:20] Building a Diversified Bond Portfolio

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about what they look for in a place to retire in while Erik Olson shares why he chose to retire in Michigan. They discuss their must-haves, non-negotiables, and the possibility of retiring abroad.

[04:37] Erik and Roshan in Searching for the Best Place to Retire

[14:13] Drawbacks to Testing Out the Area

[17:09] Erik’s Decision to Move

[21:00] Different Angle on What to Look For

[25:30] Countries to Retire In

[31:00] Range of Cost of Living

[34:03] Factors to Consider in Moving Countries

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about Olympic athletes and their finances. They expound on the countries that pay the most for Olympic gold, financial advice for Olympic athletes, and why financially literate people seem to maintain their wealth effortlessly.

[04:50] Which Countries Pay the Most for Olympic Gold?

[12:15] Financial Planning for Professional Olympic Athletes

[26:40] Key Differences Between the Affluent and the Wealthy

[31:05] Why Only the Financially Literate People can be Wealthy

[37:35] Olympic Athletes who Have Unique Side-Hustles

[38:30] Top Ten Richest Olympians

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the good, the bad, and the ugly of a million-dollar portfolio. They talk about the impact of inflation, diversification versus healthy growth, and the benefits of planning.

[05:29] The $1 Million Portfolio

[09:40] Efficiency and Performance of the $1 Million Portfolio

[14:10] Volatility in Accumulation Versus Distribution

[17:20] Average Rate of Return Versus Compound Average Growth Rate

[20:10] Comparing the Best and the Worst Time Periods for the Portfolio

[26:50] The Impact of Inflation on Pension Plans

[30:01] Sector Breakdown: The Good, Bad, and Ugly in your Portfolio

[35:10] What is the Sharpe Ratio?

[43:30] Risk Tolerance and Company Specific Risk

[45:30] Momentum and Value Strategies

[48:54] Quality Versus Value in the $1 Million Portfolio

[50:50] Diversification Versus Healthy Growth

[58:40] Why There is no Investing Without Planning

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson answer some of the most common and intriguing listener and client questions. They dissect topics such as retirement withdrawal strategies, paying down debts versus investing, and the role of cash in your portfolio.

[10:15] How to Plan your Retirement Withdrawal Strategy

[16:30] How Important is it to have Cash on Hand?

[19:40] Reasons why you Need a Financial Advisor

[22:01] Inherited IRA Rules: Distribution and Beneficiaries

[28:50] Converting a Traditional IRA to a Roth IRA

[31:55] Why do People Invest in Bonds?

[37:10] Paying Down Debts Versus Investing

[48:20] How to Protect Your Children with an Estate Plan

[54:10] Using Life Insurance for Supplemental Retirement Income

[56:50] Deferred Income Annuities

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.