Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect credit freezes and explain why they are among the most effective anti-fraud strategies available today. They go through the benefits of executing a credit freeze, the difference between a credit freeze and a fraud alert, and the downside to freezing your credit.

[06:40] Backstory to Today's Topic of Discussion

[11:24] What is a Credit Freeze?

[14:40] How Credit Bureaus Handle Credit Freeze Requests

[15:48] The Difference Between a Credit Freeze and a Fraud Alert

[20:11] The Downsides to Freezing Your Credit

[22:32] Taxes, Identity Thefts, and a Credit Freeze

[29:10] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson use their complex financial planning software packages to analyze a hypothetical retirement plan. They go through capital market assumptions, the benefits of budgeting in retirement, and how life expectancy influences retirement spending.

[04:39] The Tools and Assumptions Erik Used for His Retirement Planning

[07:57] Client Profile for Our Hypothetical Financial Plan

[10:50] Adjustments to a Hypothetical Retirement Plan

[16:02] Adrian's Retirement Forecasts

[18:50] Assumptions Versus Risk Tolerance

[21:50] Capital Market Assumptions

[26:24] Why You Need to Make Adjustments Throughout Retirement

[31:47] Retirement Budgeting and Why It's Important

[36:05] Roshan's Analysis and Tools Used

[39:30] Factoring In The Life Expectancy Variable

[44:55] Conversions and Retirement Planning

[51:00] Investments and Specialized Allocations

[57:45] The Smile Spending Curve

[01:00:37] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down NFTs and how they work. They explore the nuts and bolts that define NFTs, the business side, and the opportunities that NFTs present in the current economic landscape.

[02:00] What are NFTs and Why are They So Important?

[09:20] The Rise of NFT Communities

[14:15] How to Buy NFTs

[17:25] How NFT Marketplaces Operate

[24:10] Non-Fungible Tokens: Bubble or the Future?

[31:40] The NFT Pricing Model

[35:13] How to Start Selling Your Own NFTs

[39:45] The Most Intriguing NFT Success Stories on the Web

[45:36] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Don Larson, Founder & CEO of the Sunshine Nut Company and author of The Sunshine Approach. They discuss the Sunshine Approach, the essence of having a sustainable social mission, self-reflection, and finding your life's purpose.

[04:24] Getting to Know Donald Larson and His Journey to Africa

[14:00] Self Reflection and Finding Your Purpose in Life

[18:30] Passion and Faith-Fueled Adventure

[20:50] The Sunshine Nut Company Backstory

[30:50] A Transformational Approach to Uplifting Communities

[35:11] Donald's Process for Labor-Intensive Factories

[39:17] How to Build High-Performing Teams

[42:45] How Donald Funded Sunshine Nut Co

[45:00] Donald's Reveals How His Corporate Career Became Unfulfilling

[51:15] Donald's Brush with Armed Thugs

[59:20] The Essence of Having a Sustainable Charity Model

[01:09:39] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson celebrate reaching 100 episodes by going through retirement topics they deem worthy of such an exciting milestone. The talk about the retail investor's biggest edge, the Metaverse, the financial finish line, and so much more.

[08:00] The Individual Investor's Biggest Edge

[16:35] Why Time is the Retail Investor's Biggest Edge

[21:50] Why Do You Invest?

[26:50] The Financial Finish Line

[32:37] Generosity and How it Breaks Our Relationship with Money

[37:30] A Special Shout Out to Previous Guests on the Retirement Lifestyle Show

[38:20] Technological Advancements in the World of Investments

[39:40] Technology and the Metaverse

[46:30] The Pros and Cons of Technological Advancements

[52:30] NFTs and Cryptocurrencies in the Metaverse

[54:50] Parting Thoughts

A Special Shout Out to Previous Guests on the Retirement Lifestyle Show

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In today's episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk to David Lau, the CEO and Founder of DPL Financial Partners, an RIA insurance network that brings fee-based insurance solutions from a variety of the nation's top carriers to RIA practices. They explain what annuities are, the emergence of commission-free financial products, and how interest rates affect annuities.

David Lau is widely recognized as an innovator and disruptor in the financial services industry. Most recently, he is Founder and CEO of DPL Financial Partners', a privately held financial services firm that specializes in development and distribution of commission-free insurance and annuities for Registered Investment Advisors (RIAs) and individuals. David is a sought-after speaker, commentator, and adviser to financial journalists, insurance carriers, RIA firms, fintech providers and others in the financial services and fintech industries. His work has received coverage in The Wall Street Journal, The New York Times, Barron's, CNBC, Wealth Management, InvestmentNews, and other financial media where he provides insights on industry products, players, trends, and best practices.

Earlier in his career, David served as Chief Marketing Officer at E*Trade Bank, and its predecessor Telebank, which was the nation’s first internet bank, and served as Chief Operational Officer for Jefferson National, where he led marketing, sales, and operations, and was pivotal in developing the industry’s first flat-fee variable annuity product

Check Out the DPL Financial Partners Website and connect with David via LinkedIn

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In today's episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson preview market and economic trends to look out for going into 2022. They dissect labor market projections, inflation forecasts for the new year, and the 2022 fixed income & bond market outlook.

[02:32] Predictions for the New Year 2022

[05:34] Economic Outlook for 2022

[06:50] Inflation Forecast for 2022

[17:50] Policy, Politics, and Inflation

[21:00] Predicted Effects of the Pandemic on the Economy

[29:30] Labor Market Trends That Will Shape 2022

[33:20] Data on Young Men Labor Participation

[35:34] Travel and Leisure Industries Going Into 2022

[37:30] 2022 Bond Market Outlook

[39:10] The Future of Small Businesses in a Post-Pandemic World

[44:10] Bond Yield and Price Drivers

[50:30] Why Most Market and Economic Predictions Are Never On Point

[54:50] Bond Interest Rates and the Fed

[57:20] Biotech Trends to Watch in 2022

[59:19] Government Infrastructure Plans Going Into 2022

[01:01:03] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In today’s episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson review the major events that defined 2021. They go through the top stories that made headlines month-by-month and cover highlights such as the capitol riots, frenzied real estate markets, vaccine debates, the Afghanistan disaster, and so much more.

[04:21] Capitol Riots, the GDP Decline, and Highlights from January

[10:23] Texas Winter Storm and the Global Chip Shortage of February

[13:31] March and the COVID19 Stimulus Package

[16:40] The Afghanistan Withdrawal of April

[19:50] High Inflation Rates and the Colonial Pipeline Ransomware Attack in May

[27:17] Home Prices Soar in June

[31:30] The Tokyo Olympics and Elon Musk Goes to Space in July

[38:02] The Deadly Hurricane Ida in August

[38:24] September 2021: Facebook Suspends It's Plans for a Children's Instagram

[45:40] Tesla Crossed $1 Trillion Market Cap in October

[47:40] Biden's Fourth Stimulus Package in November 2021

[55:00] December 2021: Inflation Hits a Four-Decade High

[58:30] Parting Thoughts

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

Check out the Retirement Lifestyle Show Website, Retire with Roshan website, the Retire with Roshan Facebook page, Roshan's Twitter, Roshan's LinkedIn, Erik's LinkedIn, and Adrian's LinkedIn.

All opinions expressed by podcast hosts and guests are solely their own. While based on information that they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only, and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect the world of cryptocurrencies with Jeremy Epstein, the Co-Chief Investment Officer at Crypto Futura Fund. They talk about how digital currencies are disrupting the global economy, the safety of cryptocurrencies, and the growth of the crypto custodian market.

[01:50] Jeremy's Journey Into the World of Cryptocurrencies

[03:24] How Cryptocurrencies are Disrupting the Global Economy

[05:50] Global Cryptocurrency Regulations

[07:50] The Worldwide Adoption of Digital Assets

[12:00] Blockchains and the History of Money

[18:40] Understanding the Different Types of Cryptocurrencies

[23:50] How Safe are Cryptocurrencies?

[28:30] The Growth of the Crypto Custodian Market

[34:50] Innovation, Regulation, and the Future of Crypto

[39:18] Top Tips for Beginners Looking to Invest in Crypto

[43:50] Cryptocurrency ETFs: Pros, Cons, and Alternatives

[49:30] Jeremy's Talks About the Crypto Futura Fund

[55:00] The Libertarian Thoughts on Cryptocurrencies

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through 23 bond alternatives you should know about. They talk about REIT, Cash, Structured Notes, TIPS, and Gold

[04:01] The Essence of Having Bonds in Your Portfolio

[10:05] The Long-term Equity Index Put

[14:25] What is a REIT (Real Estate Investment Trust)?

[20:16] Cash Versus Bonds

[27:10] Structured Notes and Bonds That Don't Pay Interest

[29:10] Inverse and Buffered ETFs

[31:08] Negative Roll Yield

[41:10] The Treasury Inflation-Protected Security

[47:10] Arbitrage and Market-Neutral Strategies

[49:50] Gold, Defensive Currencies and Cryptocurrencies

Roshan can be reached at [email protected] or at 202-536-4468.  Erik can be reached at [email protected] or 815-940-4652. Adrian can be reached at [email protected] or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.