Summary of the 3.8% Net Investment Income Tax ("NIIT") and how it may impact your retirement planning

Links in this episode:

• IRS Form 8960 - here
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights
• My recent webinar - How to Review a Tax Return (as a Retirement Planner)
• My YouTube video - What is Net Investment Income Tax

Listener Q&A where Andy answers questions about:

• How to calculate the increase to Social Security for delaying the start of benefits, or the decrease for starting benefits early
• What to consider with regards to when to start receiving a pension
• What Required Minimum Distributions ("RMDs") are necessary when inheriting an IRA from someone who inherited it from its original owner
• How bullet ETFs are taxed
• Taking just spousal benefits while letting your own Social Security benefit grow
• The options available to safely save cash for a few years

Links in this episode:

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Summary of the options for health insurance if you no longer have employer-sponsored health insurance and aren't yet 65 and therefore can't yet sign up for Medicare

Links in this episode:

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Explanation of health insurance offered through the Affordable Care Act (aka ACA or ObamaCare) and subsides for such insurance in the form of premium tax credits

Links in this episode:

• IRS Form 8962 - here
• My YouTube video - Affordable Care Act Premium Tax Credits
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Discussion of how there is a lot of value in retirement planning & investment management, but how it's impossible to actually quantify and measure that value

Links in this episode:

• Link to my Rethinking65 article - "How Much Are Your Services Worth?"
• Link to FINRA BrokerCheck - here
• Link to my YouTube video - How to Find a Financial Advisor, Part 1 of 3
• Link to my YouTube video - How to Find a Financial Advisor, Part 2 of 3
• Link to my YouTube video - How to Find a Financial Advisor, Part 3 of 3
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Listener Q&A where Andy answers questions about:

• Whether I prefer simplification or optimization in financial planning
• Roth conversion optimization
• Is crypto mining taxable
• How to buy I Bonds through tax return refunds
• What positions to sell when distributing from an IRA
• When to start annuity payments

Links in this episode:

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Part 2 of 2 of the audio replay of my previous video with Kerry Peabody from Clark Insurance where we talked all about long term care insurance

How to contact Kerry - https://www.clarkinsurance.com/long-term-care-insurance/

Replay of the original video - here

Links in this episode:

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Part 1 of 2 of the audio replay of my previous video with Kerry Peabody from Clark Insurance where we talked all about long term care insurance

How to contact Kerry - https://www.clarkinsurance.com/long-term-care-insurance/

Replay of the original video - here

Links in this episode:

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Explanation of the various portfolio withdrawal strategies

Links in this episode:

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights

Listener Q&A where Andy answers questions about:

• Spousal Roth IRAs
• 401(k) to Roth IRA conversions
• Splitting up IRAs to have different beneficiaries for each
• Investing money earmarked for potential future long term care expenses
• How I named my company, Tenon Financial

• IRS website link about direct vs indirect rollovers - here
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Newsletter - Retirement Planning Insights