Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Bill Stevenson, a married military retiree currently living in Hawaii.  They talk about a wide array of retirement planning topics such as when Bill started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, how the GI Bill helped pay for Bill's daughters' colleges and more!

Links in this episode:

• Bill's favorite retirement planning resources:
  • Jane Bryant Quinn books and other resources - here
  • Wade Pfau's book, Retirement Planning Guidebook
  • The podcast, The Retirement & IRA Show
• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

Andy chats with fellow retirement planner Brian Tegtmeyer, CFP®, from Truly Prosper Financial Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!

Links in this episode:

• Brian's company's website - Truly Prosper Financial Planning
• The Michael Kitces website/blog - here
• Ed Slott website/blog - here
• Natalie Choate's book - Life and Death Planning for Retirement Benefits
• Money Quotient life planning tools - here
• George Kinder financial life planning resources - here
• Mitch Anthony financial life planning resources - here
• Reid Stone's non-financial and life planning solutions - here
• Fritz Gilbert's blog - The Retirement Manifesto
• Roger Whitney's podcast - The Retirement Answer Man
• Mitch Anthony's book - The New Retirementality

• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

Explanation of target date retirement funds and how they work, what their fees are, when they can make sense, pros and cons, etc.

Links in this episode:

• Episode #060 of the Retirement Planning Education podcast about mutual funds
• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

Listener Q&A where Andy talks about: 

• For those who have solo 401(k) plans, when having to file Form 5500EZ is required
• What's tax gain harvesting and when it's beneficial
• How to select between online banks that offer high yield savings accounts
• Bonds vs bonds funds and what should be considered when figuring out how to invest the bond portion of your portfolio

Links in this episode:

• My company newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with David Folts, a married retiree in Ohio.  They talk about a wide array of retirement planning topics such as when David started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, long-term care and more!

Links in this episode:

• David's favorite books:
  • A Whack on the Side of the Head, by Roger Von Oech
  • A Kick in the Seat of the Pants, by Roger Von Oech
  • The Debt Squeeze, by Ron Blue
• David's favorite YouTube channels:
  • Retirement Planning Education, by Andy Panko
  • Measure Twice Planners, by Cody Garrett
  • Approach Financial, by Justin Pritchard

• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

Andy chats with fellow retirement planner Larry Pershing, CFP®, RMA® from Optimum Retirement Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!

Links in this episode:

• Larry's company's website - Optimum Retirement Planning
• Larry's Facebook group - Roth Conversions and Retirement
• Larry's YouTube channel - 2 Minute Retirement Planning
• The Early Retirement Now website/blog - here
• The Michael Kitces website/blog - here

• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

Summary of the December 29, 2023 The Wall Street Journal article, To Lower Your Taxes in 2024, Make These Moves Now. The article gives a handful of tips on how to reduce your taxes (not actually  just in 2024; the tips in the article can apply to ANY year)

Links in this episode:

• Tenon Financial monthly e-newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

• Retirement Planning Education podcast Episode 27 about MAGI & AGI
• Retirement Planning Education podcast Episode 71 about the capital gain exclusion on selling your primary residence
• Retirement Planning Education podcast Episode 75 about Qualified Charitable Distributions ("QCDs")
• Retirement Planning Education YouTube video about Estimated Taxes, Tax Withholdings and Underpayment Penalties

You read that right...the Retirement Planning Education podcast is BACK!  :-)

New weekly episodes will begin Thursday, January 4th 2024. Be there or be square.

Links in this episode:

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com
• Retirement Planning Insights newsletter - www.TenonFinancial.com/newsletter

Retirement Planning Education is going on hiatus. But hopefully I'll be back at making episodes again in the not too distant future!

-Andy

Links in this episode:

• The Retirement & IRA Show - https://www.theretirementandirashow.com/

• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com

• My company newsletter - https://tenonfinancial.com/newsletter

Part 2 of 2 of my discussion with retirement coach Kevin Lyles where he shares his knowledge of planning for the “softer” side of retirement readiness through discussions about having meaning, purpose, fulfillment, etc. (original recording was from January 13 2021) 

Links in this episode:

• The Rock Retirement Club - www.RockRetirementClub.com
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com