We grandparents, we elders, pass on the responsibility of learning to another generation and hope for the best. We hope we have done our job in an effective fashion. One last challenge lies ahead. We have to let go.

When I stepped into the world of retirement I never thought I was leaving the real world. Now it seems like I see something, read something or hear of something of which I know nothing every day. I’m completely in the dark today about crypto-currancy. Also tick-tock, Instagram, snap-chat and all sorts of other stuff.

Sometimes we just get too busy doing things that we forget to think. Not that I am against doing things. I like to be busy. But not busy all the time and not busy without giving much thought as to why I am doing whatever I am doing.

There is something about ritual ceremonies that glue us all together. I had thought it was just a couple of hours to sit through and then present them with a gift and that would be it. But that wasn't the case.

For some reason the whole idea of becoming irresponsible is so very attractive to me. Now I just have to think of something that might fill the bill.

How many times a day does one have to be informed of the stock market report or the weather forecast? Seems like once a day might be plenty. It is hard to stay focused on enjoying the birds in the sky or the smell of the flowers when one's attention is constantly being jerked about.

Energy is a precious commodity. We want to put one step in front of the other. The tank will eventually run dry but if there is a way to get a refill or plug any leaks we want to take advantage.

Life continues to offer us new experiences. They come if we are willing to take a bit of a risk and accept them. It is much safer to just keep life on an even keel. New ventures require new efforts and thoughts. Reconnecting to old friends may be very well worth the effort.

I love our days in the city. You don't have to go far to feel like an explorer. There is more novelty and more surprises waiting just around the corner. It is this daily discovery that keeps me smiling.

It has been the basic premise of these podcasts that there is more to life than money. Thinking carefully about what we are doing with our limited time seems much more important.