Health care expenses are a major problem for many of us. It is of particularly importance for those in the gap years before Medicare benefits apply. Here are some ideas for dealing with the issue that have come in from listeners to this podcast.

Sometimes families and friends disagree on how a funeral should be arranged. Planning our own funeral or at least laying out some parameters might save some of the grief associated with death for those that are left behind.

Keeping in mind what we really want to do in life is not easy. Retirement sometimes even makes it more difficult. We are free to choose and can no longer blame someone else or something else for our actions. It comes down to establishing priorities; keeping them in first position and staying with your own decisions.

Spend any time reading, watching or listening to the news or weather? Why? Retirement offers us time to really think about what we are doing with our life. Are we really doing what we want with our time? Or are we drifting along in our old ruts?

Sometimes good and bad come at the same time. We need to keep what is more important uppermost in our minds: our health or our money. That is an easy one for me.

Modern society has a way of tearing families apart. Jobs appear and then disappear. Many times a move is required to stay employed. Retired people many times find living close to children and grandchildren very desirable. What to do when a move is required?

It is so easy to follow the wrong road when we decide which way to go. Here is a story about listening and changing. We can still go down different roads. We still have choices to make. Perhaps we just need to listen.

It cost a yearly fee to be a member of HomeExchange.com. but the benefits are well worth it. You exchange time in your place for time in someone else's. These exchanges are free. No money exchanges hands. The possibilities are endless. We have found it a great addition to our retirement years.

As we get older we have stories to tell. Stories to pass on to the future generations. Stories of where we went wrong and where we went right. Our grandchildren need to learn to value our history and all history. We don't want to hold back when it comes to telling our stories to one and all.

The con or scam is an ever present threat in life. It seems to be particularly pointed at the elderly and retired. Perhaps it is because they have the money accumulated during a life time and perhaps they are less resistance to mistrust.