Retiring Today

By Merkle Retirement PlanningBusiness Investing

Retiring Today episodes

June 23, 2023 135. Retire Your Way: Longevity, Health Care
Get your retirement toolkit today! This complimentary toolkit includes a copy of Loren’s book Retire Your Way. Go to RetireYourWayToolKit.com
To schedule a 15 Minute Retirement Check up call go to MerkleRetire.com

It’s the information you’ve been waiting for! Retire Your Way is more than just a mantra, it can be a reality with the right game plan. Learn more about what it means to stop dreaming and start planning for retirement with our Retire Your Way Toolkit.

Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
AnnaMarie Morrow, Director of Medicare
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
25 min
June 16, 2023 134. Retire Your Way: The Power Of Planning
Get your retirement toolkit today! This complimentary toolkit includes a copy of Loren’s book Retire Your Way. Go to RetireYourWayToolKit.com. To schedule a 15 Minute Retirement Check-Up call go to MerkleRetire.com
Retire your way – sounds great, right? But how do you do it? It takes a plan. We discuss how to build a retirement plan and why it’s the best way to live out your retirement vision.

Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
23 min
June 09, 2023 133. Should I Consider a Lump Sum Pension Payout?
Do you have more questions about retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at ⁠MerkleRetire.com
⁠Those on the verge of retirement face a difficult pension payout decision. Take the lump sum or the monthly payments? Find out how interest rates, inflation, and taxes impact your pension decision.

Haley Gutschenritter, CERTIFIED FINANCIAL PLANNER™
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
27 min
June 02, 2023 132. 10 Questions to Help You Find The Right Retirement Planner
Do you have questions about retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at ⁠MerkleRetire.com⁠
More than two-thirds of pre-retirees have not met with a financial advisor. This could be hurting their confidence when it comes to retirement. What’s holding you back? Is it the unknowns of the process? Uncertain of the benefits? These ten questions will help you find the right retirement planner to navigate your specific needs in retirement.

Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
29 min
May 26, 2023 131. The Retirement Rule That's (Mostly) Wrong (Rebroadcast)
Do you have more questions about retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at ⁠MerkleRetire.com⁠
This week we are rebroadcasting one of our most popular episodes! “You’ll need 70 to 80 percent of the income you made in your final years of employment in order to live a comfortable retirement.” Maybe you’ve heard of this rule before. But is it true? Find out why this retirement rule may or may not work for you.

Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
31 min
May 19, 2023 130. Why Investments Aren't Enough
Learn about everything you need to plan for in retirement! Sign up for our online Journey to Retirement workshop at RetireWithMerkle.com
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ABOUT THIS EPISODE
Owning stocks, bonds, and annuities may feel like a retirement plan – but investments alone aren’t enough. Discover what else you need to live out your retirement vision.
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
31 min
May 12, 2023 129. Eight Things Medicare Doesn't Pay For
Take advantage of our complimentary online workshop and watch from your couch! Sign up for Journey to Retirement at RetireWithMerkle.com
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ABOUT THIS EPISODE
Original Medicare covers many medical and hospital services. But some of the things it doesn't cover might surprise you. You’ll need to plan to pay for some common medical expenses.
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AnnaMarie Morrow, Director of Medicare
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
30 min
May 05, 2023 128. The Importance of Planning Your Funeral in Advance
Don’t wait! Have a plan in place and DOWNLOAD your Succession Plan Checklist now at SuccessionChecklist.com
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Are you worried about having a plan in place when you pass? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at ⁠MerkleRetire.com⁠
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ABOUT THIS EPISODE
When it comes to planning for retirement – we preach being prepared – and we emphasize “act now.” Your end of life is no different. Plan now for yourself and for your loved ones. Special guest Ryan Fredregill of Celebrate Life Iowa stresses the importance of having a plan for your funeral for when you pass and the best way you can accomplish that.
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Ryan Fredregill
Celebrate Life Iowa
CelebrateLifeIowa.com
(515) 689-5522
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
41 min
April 28, 2023 127. Tax Mindset Makeover: Transform The Way You Think About Taxes
Are you wondering how to transform the way you think about taxes in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at ⁠MerkleRetire.com⁠
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ABOUT THIS EPISODE
Retirement is a mindset shift. You are leaving the working years behind and looking forward to a new purpose – a new identity – and the time to pursue all the things you want to do in retirement.
Today we invite you to consider another mindset shift – we think that a comprehensive retirement plan includes a tax mindset transformation, and we are here to help! In this episode, we will cover three ways to rethink taxes in retirement!
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Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
Molly Nelson, Host of Retiring Today
33 min
April 21, 2023 126. Could the Debt Limit Crisis Derail Your Retirement?
Are you worried about how the debt limit crisis could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner about your specific situation at ⁠MerkleRetire.com⁠
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ABOUT THIS EPISODE
The government has technically run out of money to meet its financial obligations and if the debt limit is not raised, it could lead to defaults on loans, unpaid Medicare and Social Security benefit recipients and a significant drop in the stock market. In the past, the debt ceiling has been raised many times with little drama. However, the new Republican majority in the House may use the debt limit as leverage to push for policy changes. The debt ceiling debate will be a major topic in the news over the coming months so listen as we dig deeper into this topic and how your retirement could be affected.
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
28 min