Retiring Today

By Merkle Retirement PlanningBusiness Investing

Retiring Today episodes

February 03, 2023 115. Retiring Through The Decades: 60s
Is retiring in your 60s right for you? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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ABOUT THIS EPISODE
We are taking a journey through the decades - to help you live out your retirement vision! What do in your 50s, 60s, and 70s – First in our three-part series.
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Sign up for our online Journey to Retirement workshop at RetireWithMerkle.com
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
AnnaMarie Morrow, Director of Medicare
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
29 min
January 27, 2023 114. SECURE Act 2.0 Part Three: Catch-Up Contributions and Annuities
Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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SECURE Act 2.0 is changing the retirement landscape – again. This 300-page bill includes more than 90 retirement provisions including the rules around catch-up contributions and annuities. Here’s what you need to know in part three on SECURE Act 2.0.
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
21 min
January 20, 2023 113. SECURE Act 2.0 Part Two: 529 Plans and Roth Changes
Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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SECURE Act 2.0 is changing the retirement landscape – again. This 300-page bill includes more than 90 retirement provisions. Many change the rules around Roth accounts. Here’s what you need to know!
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
29 min
January 13, 2023 112. SECURE Act 2.0 Part One: What You Need to Know
Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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ABOUT THIS EPISODE
A new piece of legislation has been passed and you might be wondering, how could it impact your retirement. In this episode of Retiring Today, Loren Merkle and Molly Nelson are discussing how required minimum distributions (RMDs) are changing and how it might impact your retirement. This is the first in a three-part series on SECURE Act 2.0 and what it means for you.
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today

20 min
December 30, 2022 A Special Message from Loren Merkle on 2023
Check out this special message from Loren Merkle and producer, Richelle Smith, on what is ahead in 2023!
6 min
December 23, 2022 111. You Can Thank Inflation for These 2023 Changes
If you have concerns about how inflation could affect you in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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New Year 2023 brings with it some positive changes, believe it or not, all thanks to inflation. In this episode of Retiring Today, Loren Merkle and Molly Nelson discuss the impact inflation and government changes have on your pre-retirement or retirement plans for 2023. We will go in-depth about tax bracket changes, updated contribution limits, Social Security Cost of Living Adjustments, Medicare Premiums and more.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
21 min
December 16, 2022 110. Is 2023 The Year You Retire?
If you have concerns about retirement in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHUi
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If you plan to retire in 2023, this episode is your guide! Loren Merkle and Molly Nelson discuss what to consider and how to get started with your journey to and through retirement. They consider legislative and stock market changes in 2022 and how to take that into 2023.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
26 min
December 09, 2022 109. The Retirement Red Zone
If you have questions about the retirement red zone, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi
In this episode of Retiring Today, Molly Nelson and Chawn Honkomp discuss the red zone of retirement. Similar to football, you need to have a retirement plan in place and a team on your side to help you achieve your goals. Listen to this episode to learn how you can plan for your retirement, when to engage a retirement planner, and more!
Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
Molly Nelson, Host of Retiring Today
30 min
December 02, 2022 108. Only 11% of Pre-Retirees Plan to Delay Social Security Until 70
If you have concerns about when to take Social Security in retirement, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi
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86% of non-retired Americans 45 and older know they could receive higher Social Security payments by delaying benefits to 70 yet only 11% of respondents said they plan to wait that long. What about you? Should you wait until 70 or elect now? In this episode of Retiring Today, we dive deep into Social Security and when could be the best time for you to start your payments.
Source: https://www.thinkadvisor.com/2022/09/13/just-11-of-near-retirees-plan-to-delay-social-security-benefits-until-70/
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
23 min
November 23, 2022 A Special Thanksgiving Message
With Thanksgiving just days away, we wanted to thank all our listeners! Whether you just found us for the first time or have been listening since the beginning, we are grateful for the continued support of our podcast. We will be back next week with a brand-new episode. Until then, we wish you and your families a wonderful Thanksgiving!
8 min