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“Family isn’t defined only by last names or by blood; it’s defined by commitment and by love.” – Dave Willis.

Many new homes are built without a dedicated space for family communal dining. This building trend says volumes about American family units today.

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Join me as I interview Cindy Terry, a unique Retiree with a special outlook on life.

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The conventional approach to withdrawing retirement funds generally involves withdrawing from taxable accounts first, followed by tax-deferred accounts, and finally tax-free accounts. This strategy can minimize taxes and maximize the growth of tax-advantaged investments. 

Does that mean that this is the best approach for everyone? Like most retirement-related topics, the answer is not a simple yes or no. 

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“Time is what we want most but what we use worst.” — William Penn

Each passing year changes and shortens my horizon, just like it does yours.

And that changes how one approaches life. Does one buy a new house at age 73 and consider a 30-year mortgage? Or does someone engage in the opposite behavior, refraining from buying green bananas?

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“If it's your job to eat a frog, it's best to do it first thing in the morning. And if it's your job to eat two frogs, it's best to eat the biggest one first.” - Mark Twain

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In our media-driven world, perception is a powerful emotion. The type and style of clothing worn are common tools that media influencers use to enhance perception. The style and type of clothing a person wears send a powerful message.

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I've always been busy, juggling multiple projects simultaneously and completing projects efficiently. Because each day was fully scheduled, I used time as effectively as possible. 

When I quit working full-time, this changed! 

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Picking a big winner while investing is a basic universal desire of virtually every investor. Most investors hope to invest in a Penny Stock that will eventually return millions of dollars in profits. 

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When faced with big or small spending decisions, there can be numerous negative positions that provide the basis to withhold spending. These constant negative reasons can become formidable obstacles that diminish retirement spending and enjoyment.

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Ten months is not a long time to move and renovate a home. I can’t say that the time has flown by, as each day is filled with thinking about, planning, paying for, or doing home improvement projects.

But, it's been ten months and now it's time for the "Big Sigh" that comes with the completion of a major project.

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