Retiring With Enough

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A great deal of information has surfaced about spending patterns in retirement. One of the most commonly accepted theories is the theory of “U-shaped” spending. The U-shaped spending pattern indicates increased spending at the beginning and the end of retirement, with less spending in the middle phase. 

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There are two considerations involved in the action of “Disappearing” in retirement. One factor is how you view yourself, and the other factor is how you are viewed by others.

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Downsizing is a real consideration among pre-retirees and retirees. My wife and I decided that downsizing was right for us, and have lived comfortably in a small patio home for the last ten years. In this podcast I discuss the pros and cons of downsizing.

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Kevin Lyles, Head Retirement Coach of the Rock Retirement Club, joins me in a long form discussion about deciding when is the right time to quit working and retire.

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It was during these weeks spent in the small town where I grew up that I learned a valuable life lesson. I began to realize the importance of the connection between people was greater than the help provided. 

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“We are all ignorant; just about different things.” -Mark Twain. 
Find out why I was both flabbergasted and "flat footed" when I first met IRMAA.

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“Believe you can, and you’re halfway there.” – Theodore Roosevelt. Starting a fitness program doesn’t have to be elaborate or expensive. Most people can begin a basic fitness program with clothing and items normally found around a home. A simple program requires only commitment and a few inexpensive items.

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Each week my approach is to combine stretching, weightlifting, and aerobic activities in different ways to provide a rounded training program. 

Vince Lombardi is quoted  as saying: “Most people fail, not because of lack of desire, but, because of lack of commitment.”  

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In horse racing parlance, my wife and I are approaching the clubhouse turn. Like racehorses near the end of a race, we have begun our sprint to the finish line. For us, the finish line will be the completion of our move into our new home.

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“Don’t give up. The beginning is always the hardest. Life rewards those who keep pushing through the challenges.” – Paulo Coelho, The Alchemist (1988)

The saga continues as we purchase our new home and begin renovations. How are things going?

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