Retiring With Enough

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What are Monte Carlo Simulations, what value do they provide pre-retirement, and do they remain valid during retirement?

Join me and episode co-host Kevin Lyles, CRPC™️ as we discuss whether Monte Carlo Simulations are still valid during retirement. 

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"The world is a book, and those who do not travel only read a page."    — St. Augustine

If traveling when demand is highest, the trip cost is also highest.  If traveling when demand is lower, the trip cost is less. 

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Finding purpose in retirement is often less about discovering one perfect calling and more about intentionally building a meaningful life. 

My initial vision was to quit practicing Dentistry one year after I transitioned my practice. I wanted to complete the CFP curriculum. I wanted to begin lecturing to the dental and medical community about financial literacy.  I HAVE DONE NONE OF THESE THINGS!

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If delayed claiming of Social Security benefits is such a great deal, why do only about 4% to 9% of Americans actually wait until age 70 to collect Social Security?  Are the other 91% of Americans ignorant of this strategy, or is there some better process?

Here’s the podcast for the 91% of Americans who don’t wait until age 70 and are shamed by the media for their decision.

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Join me and Cesar A. Aguirre as we discuss his book: Retirement With Purpose   The Ten R's for a Joyful Retirement.

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Being underestimated is a powerful advantage that allows you to work in silence and surprise others with your success. It serves as a competitive edge, fostering the freedom to take risks, innovate, and prove assumptions wrong without the pressure of high expectations.  -Unknown

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I started taking RMD‘s two years ago. RMDs may be straightforward, but the decision is not!                                                                                                                      Since taxpayers with a qualified retirement plan normally take RMD‘s, there are questions concerning timing and best strategies once RMDs are required.

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Join Sarah Thompson and me as we discuss in detail her experiences with ill and aging parents.

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I don’t know if you’ve noticed, but writing checks is almost a thing of the past. Most people write very few, if any, checks anymore. The digital transfer of money has become quicker and easier with the advent of multiple options for cash transfers, such as ACH, debit cards, Zelle, and Venmo. But, are electronic money transfers safer?

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"Hacks" are everywhere, including an article I recently read concerning the Trump account "hack" that could turn small savings into a tax-free fortune. After reading the article, I felt it was technically correct, but disingenuous. It is not practically feasible for most people. 

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