<p>Richard Swerdlow says a comfortable retirement is financially out-of-reach for most cash-strapped wage earners.</p>

Richard Swerdlow says a comfortable retirement is financially out-of-reach for most cash-strapped wage earners.

<p>Richard Swerdlow says a comfortable retirement is financially&nbsp;out-of-reach for most cash-strapped wage earners.</p>

Richard Swerdlow: Saving For Retirement

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