Auto loan rates are high, millions of borrowers are rate-locked, and a refinancing wave is on the horizon. In this episode, co-hosts Lynn Sautter Beal, Drew Megrey, and Barry Roach break down why credit unions are uniquely positioned to win the auto refi surge. They dig into smarter underwriting, targeted outreach, and the fintech tools helping CUs capture opportunity at scale. This isn’t a “wait and see” conversation; it’s a roadmap for owning the next big lending moment.