Since 2019, P2P financing platform microLEAP has dispersed over RM420 million while maintaining a claimed industry-low default rate of 0.36%. We dive into how this ex-banker built this profitable fintech by focusing on risk first and revenue second.

Founder and CEO Tunku Danny joins us to share his journey from a stable banking career to starting microLEAP with one year of savings. He discusses their evolution from a micro-financing platform to a broader SME lender, their unique credit assessment process using psychometric tests, and their vision to become a regional Islamic P2P leader.

We discuss:

• The journey to dispersing over RM420M with a 0.36% default rate.

• Their "risk-first, revenue-second" philosophy for sustainable growth.

• Their unique credit assessment model, including the use of psychometric tests.

• Their strategy for becoming a profitable and Sharia-compliant platform.

• Their plans for regional expansion into Indonesia and the Philippines.

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