Roaming Returns

Ever seen someone doing something amazing and as soon as they tell you how, you immediately say “I can’t so that”

This one phrase can literally be the thing holding you back from achieving whatever your heart desires, not just in finance but everything else life. 

How you talk whether out loud or in your head, makes all the difference. 

Today we’re going to discuss what happens when you say I can’t and what you can do instead that will actually help get you moving towards the things you want to do. 

If you found value in our episode today and you're interested in the two books we mentioned, you can help support this podcast by purchasing through our links.  We'll receive a small commission at no cost to you.

Buy --> Unf*ck Yourself
Buy --> Mindset

And if you don't have Audible yet, you can both books for free by signing up now.

Click here to vote on whether you'd sell our condo as-is or do the work to get more sweat equity and investing funds. 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

If you find yourself wondering why some people successful with their money and why others struggle, today's episode is for you. 

It’s a well-known fact that those who set up and stick to a budget hit their financial targets. These people have a major thing in common. It’s frugality. 

Which is probably not what you think. So many people have misconceptions of what being frugal really means.

It's not depriving yourself from things you enjoy, but instead being intentional and spending on things you value most. 

Adopting a frugal mindset will help you on your financial freedom journey, so let's clarify some things.

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Close Ended Funds need to be evaluated different than regular stocks. Why bother with CEFs?

Well, they're pretty undervalued right now which makes a lot of them great opportunities for your investment portfolio.

Here are the metrics we look at to determine if a CEF is a buy. 

To actually see where we find this information in our Schwab brokerage, click here.

You can find CEFs that are going ex-dividend on investing.com.

CEFs that we evaluate in this episode. 

• BGH
• TEAF
• BWG
• SCD
• FFC
• DMO
• BGB

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

We walk through 5 stock examples so you can see exactly what we look at to determine if a stock might be a contender for our portfolio or not.

What metrics do we look for and what makes a company good or bad based on our income investing strategy.

To actually see where we find this information in our Schwab brokerage, click here to watch what we're doing on YouTube.

You can find stocks that are going ex-dividend on investing.com.

5 Stocks that we evaluated in this episode

• PFE
• LOW
• RY
• EGBN
• RDUS

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Everyone including the FED has been optimistic about interest rates getting cut in 2024, but the data that's come out shows a different sentiment. 

I know we're all missing the low rates, but as good investors, we have to prepare for reality. 

The numbers indicate a high probability of a rate hold. There's also a better chance of there being a rate hike over a rate cut.   

This is actually good for a lot of investments, but not so great for those carrying debt. 

So today we have a strategy for you to navigate the current interest rates in life and in your investments. 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

A lot of people avoid high yield stocks like the plague, but they aren't all bad. 

Yield Max ETFs pay you crazy high dividends from the profits they make trading options on popular stocks. Some of these yield over 100%. 

Not all of their high earners are worth your dollars. We've been experimenting with these for over 9 months and have some top picks.

We've also come up with a strategy to reduce your risk. When used right, the extra money from these ETFs can help you buy a lot more shares of the good stuff. 

Top Yield Max ETFs

• NVDY
• AMZY
• NFLY
• FBY
• MSFO
• CONY
• GOOY
• JPMO
• XOMO

And if you want to reduce your risk even further YMAX is like an index of all of their available ETFs. (27 at the time of recording)

Just make sure you avoid TSLY and be skeptical of some of the others we talked about. They're not following the underlying stock they trade options on... which we find troubling. 

This is an update from Episode 26. 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Today we’re going to give you an update on your dividend focused portfolio. 

Our strategy combines high yielders with awesome tried and true dividend companies, 

many of which grow their dividends year over year. 

Even with 30%+ losses in 3 stocks, our portfolio is still out performing the current market.

So let’s cover which stocks we’re currently holding.  

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Most conservative portfolios generate between 5 and 6% yield, but ours is beating the current market by a full percent! That's huge for a safety-focused portfolio. 

We always say that the right strategy can give you both earnings and safety. And today, we’re going to show you what that looks like with our current retirement portfolio holdings. 

Cutting stocks that will impact your performance is key. We’ve sold a few and picked up others since our last portfolio update in Episode 25. The other vital aspect is buying at the right price.

You can check out more show notes and the full portfolio here. 

Stocks we've sold since our last update. 

• CWH
• TSLY
• Half of MMM
• SLVO
• USOI
• Half of AFG

Drop us your comments or questions here. (no email required)  

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Quarterly reports just came to an end so we’ve got some updates on macro trends and how that’ll impact the types of stocks you want to look at. 

Let’s dig into the Q1 data so you understand what patterns are unfolding. 

Inflation is still higher than they want which is pushing back interest rate cuts. People are starting to feel the heat and reducing their discretionary spending. 

AI and crypto are still growing which is causing more energy usage. 

We talked about the following stocks:

• KRP
• EPD
• ET
• EQNR
• INTC
• BITO
• YBIT
• ZIM
• NAT
• BMY
• PFE
• UHT

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

A continuation from the previous episode about finding ways you can save money by changing up how you do things

Nix your bank fees by switching to an online bank like Ally, Sofi, or Schwab.

Make things automatic by getting a programmable thermostat or setting up auto bill pay.

Save on travel by preplanning. Using Google Flights to find cheaper days to fly and book home rentals instead of hotels on VRBO, Airbnb or Homestays.

Renting when you use things versus buying them outright is another huge one. It all adds up and those savings are how you can fund your investing account to become a future FI.

Leave your comments here. (no email required) 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.