Collect Cash

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After leaving my job in July, I applied to over 120 jobs and discovered just how broken the modern job market has become. From endless interview rounds and ghost jobs to recruiters ghosting candidates, finding a good job in 2026 has become harder than ever. Fortunately, years of investing and living below my means gave me the financial freedom to walk away from bad opportunities while living off my $470K portfolio. In this video, I share my job search experience, the state of the job market, and why financial independence matters more than ever. Share the worst interview experience in the comments, and subscribe for more personal finance, investing, and financial freedom content.

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Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

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Check out these AMAZING Deals: https://amzn.to/3NGmBPTJEPQ is one of the most popular high-income ETFs, offering exposure to major tech stocks while using covered calls to generate monthly income. In this video, we break down how JEPQ works, why its yield can reach around 11%, and how it compares with JEPI and QQQ. We also look at recent JEPQ dividend payouts, the potential for generating $3,000+ per month in income, and the biggest risks investors need to understand. If you're interested in dividend ETFs, passive income, covered calls, or using investments to build financial freedom, this is a simple breakdown of what JEPQ actually offers.

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Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

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Check out these AMAZING Deals: https://amzn.to/3NGmBPT

Dell Technologies has gone from selling everyday PCs to becoming a major player in AI infrastructure, and Dell stock has surged as a result. This video breaks down Dell’s transformation, AI server growth, its massive backlog, revenue growth, and why data centers are becoming the company’s biggest opportunity. We also look at the bull case and bear case for Dell stock, including rising capital spending and the risk of an AI slowdown. With AI spending expected to reshape data centers over the next decade, Dell could be one of the most interesting AI infrastructure stocks to watch.

Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

See my $460,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts

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Broadcom is quietly becoming one of the most important companies behind the AI boom, powering custom AI chips and the networking infrastructure that connects massive data centers. This video breaks down Broadcom’s explosive AI growth, its relationships with companies like Google, OpenAI, Anthropic, and Meta, and why its custom silicon business could become a major threat to Nvidia. We’ll also look at Broadcom’s valuation, AI revenue outlook, and the financing strategy helping fuel its next phase of growth. But with major customer concentration, billions in guarantees, margin pressure, and huge infrastructure demands, Broadcom’s AI opportunity comes with real risks. Is Broadcom one of the best ways to invest in the AI boom, or is the market already pricing in too much growth?Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts

Check out these AMAZING Deals: https://amzn.to/3NGmBPT

VFLO is a unique free cash flow ETF built around profitable companies with strong cash generation and growth potential. This VFLO ETF review breaks down the free cash flow strategy, stock selection process, major holdings, valuation, performance, expense ratio, dividend yield, and quarterly rebalancing. With AI spending surging across the market, VFLO offers an interesting approach focused on companies generating real cash rather than relying entirely on future growth expectations. The video also covers major VFLO risks, including sector concentration, high portfolio turnover, and potential AI disruption among software holdings. For investors researching VFLO, free cash flow ETFs, growth ETFs, or alternatives to the S&P 500, this breakdown covers the key details.

Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this oneNote: The voice at the end was AI created and was not a real person.

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I made over $1,000 in options premium from a handful of trades in just one week, including a cash secured put on Oracle and covered calls on Nvidia. This video breaks down exactly how the trades worked, why Oracle’s earnings created unusually high option premiums, and how the trades turned out. I also explain the basics of cash secured puts and covered calls, including the risks and tradeoffs involved with each strategy. This was an unusually strong week, not a typical result, but it shows how options can generate additional portfolio income. The video also covers how these strategies compare to the options income ETFs that use similar trades automatically.

Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts

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NVIDIA stock just pulled back after reporting a massive earnings beat, raising the question: is NVDA actually cheap right now? In this video, we break down NVIDIA’s latest earnings, $96.2 billion in quarterly revenue, 106% year-over-year growth, the massive AI chip backlog, and why the stock’s forward valuation could still look attractive. We’ll also cover the biggest risks facing NVIDIA, including AI spending, circular financing concerns, and whether the market may be pricing in too much future growth. So is this NVIDIA pullback a buying opportunity or a warning sign for investors?

Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this oneNote: The voice at the end was AI created and was not a real person.

See my $460,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts

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Micron stock has been absolutely insane, going from around $360 to over $1,200 before crashing 40% and then bouncing back toward $1,000. This video breaks down what’s actually driving Micron’s massive growth, why AI and HBM memory are so important, and whether Micron could still be undervalued even as a $1 trillion company. It also covers Micron’s explosive earnings growth, major customer deals, future AI demand, and the biggest risks facing MU stock. With Micron’s next earnings report coming up, this is a deep dive into whether Micron stock is still a buy after its massive rally.

Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts

Check out these AMAZING Deals: https://amzn.to/3NGmBPT

SCHD has had a pretty interesting run since its March 2026 reconstruction, and one of its biggest surprises has been healthcare. The sector has quietly outpaced the S&P 500 and has become a major bright spot in SCHD’s portfolio. This video breaks down the healthcare stocks behind that performance and why they’ve been such a strong part of the fund. I’ll also look at how SCHD’s latest changes have shaped its performance and what stands out going forward. For anyone following SCHD, dividend investing, or the S&P 500, this is a closer look at one of the fund’s biggest hidden winners.

Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts

Check out these AMAZING Deals: https://amzn.to/3NGmBPT

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A month ago I completely stopped working yet my $460,000 stock portfolio actually went up. In this personal finance update I break down how my exact dividend growth strategy and active options income are now covering roughly 14% of my annual living expenses completely passively. We will unpack the real numbers behind my record breaking dividend income months and how staying invested early allows compound interest to completely change your relationship with work. Hit play to see the exact numbers behind my portfolio and discover why hitting this $460k milestone at 30 years old means I have officially reached Coast FIRE.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one